I had Statute barred debt and I had supposedly made a payment in Sept 2008 what is it with Lowells and their imaginary september payments. I am waiting for them to reply with details of payment I suspect I hear nothing again

it shouldn't but could be if the policeman made an incident number as you be around children of the age you mentioned. It can be put as precaution however you should be given an opportunity to explain. However I suspect it wont appear but if it does be prepared to answer any questions and be honest about it. I wouldn't worry too much though

First of all dont speak on the phone to the bailiff as you have found out they just make it as they go along. Have you asked the council how much has been paid to clear the arrears? I would stop paying the bailiff and pay the council direct at a sum you can afford. Use the online banking or the automated council service.Make sure you pay regular amounts. Can you give us a breakdown of fees they have charged as they are set fees, and I suspect that you may have been over charged. You dont have to let them in regardless of what the thug says. Also they cant get a locksmith to change the locks, or have you arrested. Its a common ploy of bailiffs if you complain to police they tell you they will get you arrested. I would also suggest you see your councillor and tell him what Rossendales hve done, as the council are liable for their actions, I suspect once councillor is involved the debt goes back to council and rossendales will be removed. Ohhh and the nice lady that owns Rossendale was paid £1.2million last year nice work if you can get eh?

Right stop worrying have done what you have been advised to do in this thread? They are just threats to get you to pay, the telling thing is they are willing to settle very attractive settlement, what this means is they have very little chance of enforcing debt in anyway so they offer you an attractive figure so they get the money back they paid for the debt. All the stuff about CCJ's Bailiffs etc is empty threats. If they go to court they have to prove the debt is enforceable also you have opportunity to defend yourself. I suspect they know they have little chance of court success hence the threats. I've had these letters from other DCA's my response is "if you have such a strong case and think you have then take me to court" and guess what not once have I been taken to court ever. Please re-read this thread and see there is very little powers these thugs have all they got is threats and intimidation and hope that works. You have nothing to worry about I strongly doubt this will ever see the inside of a court room but make sure you have followed the advice. If not then please start doing it, they will soon clear off when they know they arent dealing with a mug and their threats aren't working. Stop worrying

as what has been said ignore they have no powers and will soon jog on when they realise theres no cash coming

first of all he should never speak on the phone to them, I would CCA them (there is a draft letter) without a valid CCA I think its unenforceable debt and he can then decide if he wants to continue.

I would ignore it

my personal advice is go to local councillors first and seek their help. if that doesnt work then go to Age UK and get them to intervene I would suggest that is a better way to go as stress going it alone isn't good and can be fraught

of course they take from the poor their a Tory government, perhaps if Vodafone had paid it's full tax bill they could have used that money

right first get the letter (from the Library on here) that removes right of access to your property they have no right to enter or approach it. Next I would send the phone harassment letter to them to stop the phone calls. After they have been sent to Scotcall, lets see what happens (if its statute barred) I suspect they will leave you alone and move on however they may carry sending letters. Thats what I would do to them (and I have done it myself) and its amazing how they stop contacting you when it appears you have had advice and sent official letters to them. Dont ring them regardless of what they send or ask, always state you acknowledge no debt whatsoever.

looks like all the caggers are getting them I await mine with bated breath

first of all Lowells, Red (& Hamptons) are all the same company. I think you may have got the answer unwittingly from the phone conversation. They have probably bought the debt and realise its statute barred (if your dates correct). You could send the prove it letter (making sure you dont sign the letter with signature always print it) and see what happens I suspect very little, as for the 7 days to respond I've got about 10 of those. I wouldn't worry about it DCA's love sending threatening letters out near xmas its their homage to Scrooge. The other course of action is the stop phoning me letter, so this helps set up a paper trail if they do carry on. My thoughts are its a phishing trip to see if you bite so they can get some cash out of another poor soul. And stay off the phone to them only communicate in writing. I think after the prove it and stop phoning me letters they will crawl back into the woodwork but just check your Credit File in case they have put anything on it.

well postie just been (I was bored so sent statute barred letter) and amazingly they say its not due to payment being made of £10 in sept 2008, now they should really check their records as last year in ping pong of letters they admitted that they 'acquired' the debt in November 2008 so 2 things could have happened 1. I was using my psychic abilities and knew Lowlifes were 'acquiring' the debt in 2 months time and made them a payment or 2. they have made up the payment to restart the clock. Since I know no payment was made on account since 2004 I am now filing complaint with OFT and Trading Standards, then when outcome has been reached I may just seek redress from Lowlifes for distress, harassment, and time wasted. I cant thank them enough for this b*lls up it made my day

yes Lowlifes have sprung up on me again despite last year being told it was statute barred, they sent me my 'account statement' which was nice of them showing no payments ever being made LOL

when you have the details of the charges post them back on here, Its not unheard of for bailiff to do levy by guessing whats in property (DVD player, TV, Microwave, etc or he may have looked through window) as long as theres no signature then he can whistle. You will have to pay some bailiff fees but they are set out by law and certainly the last thing you pay also worth checking with council how much they have received from bailiff I suspect not as much as has been paid out to bailiffs.

could you give us some details about the debt bailiff is chasing first thing is you dont have to pay them you can pay council direct (regardless of what council say) using online/telephone payment system. also pay a regular amount (say £10 a month as you have paid majority of it) what we need to see is the charges the bailiff has put on, I'm thinking he may be overcharging. once we get council tax sorted also has the bailiff got a walking possession? if not what was he doing handing a removal notice? we can look at other debts too. but lets get bailiffs sorted first.

I think you will find it a phantom payment to reset the clock with them knowing it statute barred, common trick by DCA's and it always seems to be 4 years since last payment. So only valid if you had made payments if not I would send Statute Barred letter and see what they say,if they insist then i would ask for proof of payments after that I think you will hear nothing from them.

Ignore it they are just a tracing company for DCA, any reply and it confirms who you are and restarts the DCA chasing I would file it but dont respond to it. Just see what happens next I doubt very little. Dont worry

Now we all know Rossendales are very very very very nice people their CEO said so and they always obey the law and would never chase a statute barred debt......however they may be one rogue employee who is not carrying out orders ohhh no acting on his own with no authority from Rossendales so to that employee I would send the statute barred letter why not also inform OFT and Trading Standards that Rossendales that paragon of virtue are just the sewer rats we know they are

the bank may have given up but they have probably sold debt unto Lowlife, theres a template that will stop their little threat of doorstep visit. How long since a payment was made? Lowlifes are well known for chasing Statute barred debts

think they sent it again as you called them, they may have thought they got another sucker to cough up, send the letters I doubt you will hear from them again

stick Muck Hall on spam list and forget all about them, the little mistake you made was replying to email it shows an active email address now but shove their emails on spam list

of course they would have they rely on people not checking or assuming the company is right glad it was resolved happily

first of all they are not responsible for sons debts. What are the debts? I suspect there Debt Collecting Agency and have no rights but until we know a little more advice can be different if its bailiffs and court debts thats different if its just DCA's then basically they have no rights what so ever

can you give more details? but on info given they can instruct bailiffs to recover money like a DCA however the bailiff has as much authority as DCA i.e None unless there is court order