I have some questions about a relative’s debt. They are a married couple who own their own home and the husband has built up a credit card debt of over £7000. The husband cannot find any work and cannot claim unemployment benefit as the wife has a small amount of savings that will just cover all of the husband's debt. The husband does not have any income of his own. The mortgage is paid off. The wife worried about the growing debt gave some money to her husband to pay off the some of the money owed. But this had the unfortunate effect of increasing the credit limit on the card allowing the husband to get even further into debt. The husband could not be persuaded to cut up and return the card. As they own their own home held in joint names, what is the likely scenario if no further money is paid towards the husband’s debt? Would a County Court Judgment followed by an "Order for Sale" be inevitable if the debt is not paid off? I am interested to hear what you all think is the best course of action to avoid an "Order for Sale" on the property which is held in joint names, without the wife giving up all her savings. It seems unfair that while the husband has incurred the debt his wife may be forced to contribute from her savings or else risk losing their home. Is there any way for the husband to leave a frozen debt in his sole name and prevent a CCJ followed by an "Order of Sale"? Your views and help, please, Thank you.