Jump to content


  • Tweets

  • Posts

    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Fendy - Can I Get Statements From Old Midland Bank Account 20 Years Ago


fendyweather
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2093 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there, I know this may sound dim, but Im not sure, so unless you ask you dont know do you, so here goes.........

 

I used to have a Midland Bank account about 22 years ago I opened it, and had it for about 12 years before the Midland because the HSBC. Have I any way of getting hold of statements for my account with them, going back that far............ and if so, is it way too old to claim for bank charges going that far back. Just thought I would ask as I know full well I had somewhere between £3000 and £9000 in bank charges for back then. Any ideas anybody in the know. ?????:D

Link to post
Share on other sites

The problem isnt if you can claim back over 6 years, this is something we are encoursging users to do.

The problem is actually getting the info out of HSBC. Other banks have given out more than 6 years after a lot of persuasion... as far as I know no-one has managed to get any more out of HSBC.

I would be very happy for someone to prove me wrong... I would be good if anyone has managed to do this to pop a post on here to help out fendy here!

 

Crusher :-D

Link to post
Share on other sites

Hi,

I closed an HSBC current account at the end of last year. Can i go back 6 years, on that account, to reclaim costs?

I have a business account with them and that is still open.

 

Thanks

 

Tony

Link to post
Share on other sites

Okies bump for anybody who might know if HSBC can give out statement going back 20 years. Im all for taking them on on charges imposed from that time which will be quite a lot, but I just dont know if they will provide statements to me going back that far. Anybody ?????

Link to post
Share on other sites

we're hitting a brick wall with this request. hsbc have told me they only hold microfice copies of the current 6 years...... yeah i know ludicrous!! gonna have to do more digging with my ex colleagues at hsbc i think:mad:

If i've been helpful in any way....then tip my scales over there!

Link to post
Share on other sites

Hi,

I closed an HSBC current account at the end of last year. Can i go back 6 years, on that account, to reclaim costs?

I have a business account with them and that is still open.

 

Thanks

 

Tony

 

Hi Tony. .Yes you can. Send an S.A.R fOR your data. Can you start your own thread?, as Fendy may get upset hijacking her thread, even though i think it will be 500 posts by the end of the week.

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

Link to post
Share on other sites

  • 3 weeks later...

Me, offended, NEVER.............. the word doesnt even exist in my vocabulary, Lol. All the best, Fendyx Sent my SAR to HSBC nearly three weeks ago, and still nada,,,,,,,,,,,, but not worrying, theyve got 40 days to comply.............. if they even can on this one. Lol xxx No acknowledgement though, not anything. Lol. What they dont know is this............... IM THE MOST PERSISTENT, YET PATIENT PERSON ON THE PLANET, AND WONT GO AWAY. IF THIS TAKES A YEAR I WILL DO IT. LOL XXXXX GOT THE TASTE FOR IT NOW..................YAAAAAAAAAAAAAAAAAAAY

Link to post
Share on other sites

  • 5 weeks later...

Well, had the official letter from HSBC, hit a brick wall. As I dont have my account number:

 

a) they cant help me find it cos its older than 6 years ago and

b) even if I found it they refuse point blank to provide any SAR info saying their records only go back 6 years, end of story.

 

Cant take this any further, unless some info comes to light at a future date from anybody on how to get info going back longer. I had an account with them from 1988 to 1994 so if anybody gets hold of any gold dust info on how to obtain statements/info going back that far, then please give me a shout. I dont mind throwing money at this, to get money back. I just wanna go for em, thats all, and at the mo I CANT. I cant force them to provide info they say they just dont have.

 

Or has anybody got anymore ideas. My old branch has even closed down so I cant get any info there. Brick wall dudes............... no fun. I hate being beaten before Ive even started, Lol Lol xxx

Link to post
Share on other sites

Hi Netty,

 

I phoned hsbc onthe 4th of this month and asked for my statements from 1995-2001 and have been told they will be supplied...........

 

A few days later noticed the £10 has not been takne so calle dto query htis........ very ncie young man told me they will take it when the send them out, the request is being processed at the moment......

 

So there seems a little contradiction there me thinks!!!!;-)

rockin all over the world

Link to post
Share on other sites

But did you have your account number ??

 

Thats partly my problem.

 

a) I dont have my old account number (and they tell me they cant find one for me because its so old)

b) they say they dont hold this info.

 

Can I ask whom you spoke to and the phone number so I can give it a whirl.

 

Thanks

 

Fendy xxx

Link to post
Share on other sites

Fendy did you totally close your account with them in 94? long shot here but if you did and htne re-opend it later surely you must have told them and they would have checked that account?

 

even longer shot in the dark what about the freedom of info act?

rockin all over the world

Link to post
Share on other sites

I completely closed the old account and have never opened it aain or any other account since with HSBC nor set foot in a HSBC bank again.

 

So looks like Im stumped. I cant prove that they have the info going back any longer than that unless somebody can prove otherwise to me, Sadly. Fendy xxx Thing is I know the charges were huge, I would estimate between 5 and 10K hence why Im so keen to try and track down the acc number and get statements. Lol xxx

Link to post
Share on other sites

  • 6 years later...

Dear Fendy , I have been following your post recently and just wondered how you have progressed with your claim as your last post on this subject was 2007.

I too have a similar problem with Lloyds bank with charges going back from 1988 to 1994/5. I am about to go to SAR to get the relevant information on my account, but reading your posts I really don't hold much hope!!!

Just wondered on your side of things....have you found any old cheque books lying around in old handbags etc or old bills ie: mortgage papers perhaps it may show a payment made from your old bank account , and that it might show on your mortgage statements!! ..just a thought.

Link to post
Share on other sites

  • 5 years later...

Thread is over 5 years old.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

I know it's an old thread but I just SAR'd HSBC

 

They produced all of my statements etc going back to 2001, pretty impressive I thought.

 

They also made it very easy and broke down the charges on a separate sheet.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...