Jump to content


  • Tweets

  • Posts

    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Welcome Finance - This company needs to be banned.


tightbum
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4597 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 9.6k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

I'vejsut had a 40 minute conversation him - he's gonna interview me on record later this week - coming to my house and everything - gosh I better tidy up :eek:

 

 

Why ain't it better if look a mess that way you looks the part........ nudge nudge wink;) wink;)

 

Seriously though well done. Perhaps you could point a few more of Welcomes victims (sorry customers) in his direction:D

Link to post
Share on other sites

someone phoned me the other day left message on mobile i phoned back today but she not there and left no message on system to want she wanted so dont know he said to me did u want to settle your loan i said yes please how much i owe he said 7400 i said how can that b it was only 7200 to start with oh yes he said i dont know then :-|

Link to post
Share on other sites

I'vejsut had a 40 minute conversation him - he's gonna interview me on record later this week - coming to my house and everything - gosh I better tidy up :eek:

 

Andie you really put a smile on my face sometimes!!!

 

Perhaps we need to bombard this gent!

 

Stewie

I need to change my avatar..But cant find a good replacement.

Link to post
Share on other sites

Dear all,

 

I'm a reporter for Bloomberg News, a financial news service, covering Welcome Finance's parent company Cattles. We are writing an article about the company's history and lending practices. We have spoken to analysts in the City, employees and the company itself but would very much like to hear about customers' experiences.

 

If you can spare a few minutes to tell me your story, please give me a ring on 020 7073 3304 during office hours or 07940 951554 at other times. My email address is [email protected]. If you're not comfortable speaking to me, then please send on my details to any other customers you know.

 

Many thanks,

 

Kevin Crowley

 

user_offline.gif

just found this on mse

 

Im going to be calling him in the morning. I have a few bits to add to this whole mess we have become to know as welcome.

 

If I can dig the knife in just that little deeper then why the F not!

 

And Ive got all the documents to back up my case. From crap needs and demands statments to crap rebates on PPI, oh better not forget my statement of price.

 

 

Stewie

I need to change my avatar..But cant find a good replacement.

Link to post
Share on other sites

Evening all, popping and spotted this little eyebrow raiser.....bloomberg eh? Let the real truth come out, no just moans and gossip, we all hav solid proof :D

 

Cattles cannot pretend to have been THAT misled or unaware after all this comes out. Those 3 wee monkeys wer very good at their jobs!

 

And I'll be damned if any of my taxes will be used to bail out that goddam company :mad:

Dipply75

 

I am in no way a legal advisor and only speak from my own experiences and the helpful advice of those in the same boat! :p

Link to post
Share on other sites

Hi Andie - yes, pm'd you btw! And, um, who are they kidding lol? I bet you could not wait to phone mr bloomberg, hope he is suplying the choccie bics when he comes to see our proof as he will b there a while ;)

 

Hi Stewie, been out avatar shopping again, lovin it! Looking forward to whatever you have brewing hehe, puttng my own case together now, wanna play too.

Dipply75

 

I am in no way a legal advisor and only speak from my own experiences and the helpful advice of those in the same boat! :p

Link to post
Share on other sites

Yup been hopping around a bit. I was made redundant last week. Huge blow to the system for me! Been with the same company since leaving school.

 

Massive kick in the nuts to say the least!

 

Im in the process of discussing a exit package with the company (hence my absence) and once thats done, I will have a bit of time on my hands.

 

So Andie what kind of questions did Mr Bloomberg ask? Will he be interested in what I have to offer?

 

Stewie

I need to change my avatar..But cant find a good replacement.

Link to post
Share on other sites

dizzy

 

did you know when you signed for the loan about the brokers fee

 

no all of the loan was done through the post and not one mention about the fee on the couple of calls we had,although we did do it through a broker who came back with welcome as a company who wuld give us a loan,if only we knew then what we know know about welcome wouldn't of touched them with a barge pole! what does this mean?

Link to post
Share on other sites

hi site team - if one of you drops in any chance you can delete my quote from post #4768 as Traz is not online?

 

i've been asked to remove some things and would like to honour that request if possible?

 

 

 

Quote removed.

Rooster-UK.

Edited by Rooster-UK
Link to post
Share on other sites

Yup been hopping around a bit. I was made redundant last week. Huge blow to the system for me! Been with the same company since leaving school.

 

Massive kick in the nuts to say the least!

 

Im in the process of discussing a exit package with the company (hence my absence) and once thats done, I will have a bit of time on my hands.

 

So Andie what kind of questions did Mr Bloomberg ask? Will he be interested in what I have to offer?

 

Stewie

 

Stewie

 

he's basically doing a viewpoint from all angles I think and thats why he is asking to speak with employees, shareholders and customers.

It's not gonna be all about Welcome it's I think going to be about the broader picture.

It's a financial paper so is not going to be a lets get Welcome piece - I think easiest way to say it is factually based from all sides of the arguement.

If you have something to say call him or email him - the only way to find it if he is interested.

But if you're main aim is a lets bash Welcome rant - probably not the best organisation to do it with.

Link to post
Share on other sites

andie please disabuse him of the notion that it's because of feckless consumers that we are in this mess............ it ain't

 

Ask him would he like to do a piece on the scandal that is securitization cos believe me whilst Welcome is large dark hole about to be illuminated this is much much bigger & affects everyone in not only this country but around the World

Link to post
Share on other sites

I have just spoke to Kevin from Blomberg and he phoning back for more infomation about WF tomorrow. He asked me what i thought of the company i was polite when i replied.

To anyone wondering contact him the more he gets the bigger picture he can build.

Link to post
Share on other sites

Stewie

 

he's basically doing a viewpoint from all angles I think and thats why he is asking to speak with employees, shareholders and customers.

It's not gonna be all about Welcome it's I think going to be about the broader picture.

It's a financial paper so is not going to be a lets get Welcome piece - I think easiest way to say it is factually based from all sides of the arguement.

If you have something to say call him or email him - the only way to find it if he is interested.

But if you're main aim is a lets bash Welcome rant - probably not the best organisation to do it with.

 

Slagging isnt going to get us anywhere, facts are what count.

 

I will call tomorrow. I have a bit of history in the media side of things. I know what they are like. They can show 8 sides to a two sided coin.

 

Stewie

I need to change my avatar..But cant find a good replacement.

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4597 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...