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    • Yes - ignore. Because of another MET victim today I looked at all our MET cases back to June 2014 ... yes, 10 years. They have never dared take a motorist to court and argue their case before a judge.  They have started the odd court case, but as a means of trying to intimidate the motorist into coughing up, when the motorist defended and refused to give in it was MET who bottled it and discontinued.
    • Unpaid wages should be pretty straightforward if you did the work. Don't be intimidated. You need only show you were due money, and did not get money.   The risk is that they have no money to pay you (and legal fees) - frankly a solicitor maybe be costing them more than your claim is for and I might have expected them to make a commercial decision to settle before this point regardless of the merits of the case.
    • Thanks so much FTMDave.  This is so much better   I'm still tempted to leave the blue section in is as if I lose it will at least save me a little bit of money.  But I get your point that it's pretty superfluous.   Thinking I'll get this in the post on Monday unless you think it's worth delaying?   
    • Hi All I have now received a Final Reminder, which I have attached. Can you confirm that I should still ignore this letter and take no further action. It does not appear to say "Letter of Claim" anywhere on the document but I just wanted to check with you all. Many thanks FightUnfairParkingTickets Parking Charge Final Reminder issued 29th May 2024.pdf
    • Hello I am a resident of a communal block of flats owned by a Housing Association and since Tuesday 14th May 2024 Matthews and Tannert had put up scaffolding for a job on the roof last week, which was up for the best part of nine days. They had removed the scaffolding on Thursday 23rd May 2024 but my Sky box is still not working because of the satellite dish outside, and I was wondering whether the scaffolders had touched the dish while it was there and as a result had probably knocked the dish and probably made the dish go out of signal or whatever. I needed someone to check this out as well as to see my Sky box to see what could be the problem, and hopefully sort this out. I have had my Sky Digibox for many years and I have got recordings saved on them that I have had a long time - it would break my heart if I had lost them forever.       I contacted Sky but I almost made the mistake of accepting an offer where I would have to pay £31.50 and wait a whole month without television in my front room for it. I am in debt at the moment and I don't want all this on top of everything else - thankfully I have since cancelled it two weeks later when I told the person on the phone that it is the dish which is at fault as well as the fact that I live in a communal Housing Association property, and so that is one of very few weights off my mind. I emailed the Housing Association's Repairs department and they said that they will contact an electrical company to come out and see to the dish outside. I received a telephone call on Friday 24th May from the man to say that he will arrive on Wednesday 29th May 2024 to do the job. He arrived at around 9.40 am on Wednesday as promised; he went into my flat and had a look at the Sky box and saw the blue screen on my front room TV set, indicating no signal. He also looked outside as to where the dish was.  The main problem was that the ladders that he had with him were not enough to reach the dish outside as the dish was towards the top of the building - obviously the Health and Safety aspect of the job didn't allow him to do this. He then mentioned that whether he could do the job as a result of getting onto the roof and doing it like that as the dish is closer to the top. He said that he needed the key to enter the loft part of the building in order to reach this, and he needed to contact the Housing Officer at the Housing Association who had key to this, but lo and behold, he came on the Wednesday to do the job, and guess what? Wednesday was the Housing Officer's day off and so therefore he was unable to contact him for the key so that he could do the job! I just couldn't believe it myself. I am personally annoyed because this has not been sorted, and the man who came to do this is also annoyed because he came all the way to Nottingham from Peterborough, and he said to me that he won't get paid if he cannot do the job, so you see, we are both angry about this for different reasons. We are both in the same boat with regards to frustration, and we both want to see a conclusion to this, once and for all. Sometimes I wish that I didn't live in a flat which is in a communal building and I am thinking of getting a transfer to a one bedroom flat that isn't in that sort of place. I pay around £85 a month in a Direct Debit to Sky to receive their TV services which I cannot use at the moment, and I don't have much money in my bank account as it is due to one thing and another. I also pay nearly £14 a month to TV Licensing so that I can legally watch TV in my front room. I pay for Sky hence the fact that I want the Sky service in my front room and not Freeview. Also, as the General Election is coming up in five weeks' time, I want the satellite TV to be working properly so that I can catch up with what is on the news channels, and I feel rather "cut off" from that at the moment, and I want it working in time for Thursday 4th July 2024 for ovbious reasons . I have Freeview in my bedroom, but that is not the point  - I don't want to be limited to my bedroom every time I want to watch TV. I have tried putting the Freeview in te front room but it doesn't seem compatable for the same uses that I usually have Sky for.  Sunday 9th June 2024 is Day 27 of the satellite TV not working in my flat, and I feel that something needs to be done about this. You can take this message as a complaint if you like, but nevertheless, I want this message to be acknowledged and also something to be done about what has happened. I have enough on my plate with regards to health problems and depression without things like this making things worse. I would appreciate it if something was done.  I don't like naming and shaming but it is Matthews and Tannert's fault that I am in this situation in the first place, and sometimes I wish that I could sue them. In a nutshell, I have had more than enough after being without TV in the my front room for nearly four weeks. Also, at a time like this, I am missing so much of interest on TV what with the General Election comning up in just a few weeks.
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Welcome Finance - This company needs to be banned.


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rabbi

 

send both if you want

 

an sar request will get you every thing welcome have on you, put it this way, what they want you to see

 

this can take up to 40 days for compliance

 

with a cca request, the creditor has 14 days to comply

after this the creditor is in default and you can tell them to bog off untill they comply with no penalty

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Hi hope someone can help, I'm a bit confused.

 

I took out a loan in March 2008, I know it hasn't got PPI added, but not sure about the acceptance fee. I have been reading through posts and notice that everyone is asking for a subject access request. Will I send a CCA letter to get my original agreement or do I send a subject access request? not sure what this is.

 

Thanks for any help

 

HaHa think your as confused as me!!!!!

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as we have got a full house including guests ill post what happened today.

 

certain parts of the establishment tried to get me to sign a non disclosure agreement.

 

they are worried certain info gets into the press just after the rbs scandel

 

the whole corporate establishment in this country is corrupt and is starting to collapse

 

i only found out today as well as barclays and lloyds, hsbc has been a major player in cattles

 

ref the disclosure order

 

ill get cagbooted if i post it

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Sorry Sol got a letter from them a few weeks back which I filed directly in the bin saying they had upped their charges! Just dug out my partners copy it says from £20 to £25 for a returned unpaid payment! Thought they just put a fiver on everything! Sorry folks ;-)

 

That's ok, it's just I wouldn't put it past them to sneak an extra fiver on their telephone calls.

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For those that are confused - if it's any helps, i am very new to all this and was quie confused as to what a CCA was or even SAR.... a month ago, but reading this thread has been a great help, personally read it from the begining, and was so grateful for it..... to all those that started the ball rolling.... many thanks......

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pickaname

 

its playing them at there own game

 

i have them by the nuts and they know it

we are talking the establishment on this

 

remember, general election in the air next year

 

this will be 4000 jobs on the scrap heap,

no sympathy on that one, maybe a few share traders who trade on peoples misery will be included

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Please advise if this is legit

 

also no way goverment will bail out these rip off merchants?

 

I expect it to be bought by the directors left for a quid or something and

will prob hike up everyones rates

 

 

welcsmall.jpg

Take Control

! Use excel to document all your income and outgoings !

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try this cca request

 

 

BY RECORDED DELIVERY.

 

I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY OR ANY COMPANY YOU CLAIM TO REPRESENT.

 

Dear Sir/Madam

 

Re: Ref No. REMOVED

 

This letter is a formal request pursuant to s.77/78 of the Consumer Credit Act 1974. I require you to provide me with a true copy of the Credit Agreement relating to the above account, together with any other documentation the Act requires you to provide.

 

I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request, the provisions of s.77(6) will apply.

 

If it is your view that you are not the creditor, s.175 of the CCA 1974 applies in the case of a simple assignment, and places a duty upon you to pass this request to the creditor. In the case of an absolute assignment, you are a creditor as defined by s.189. If you contend that you purchased the rights but not the duties of any agreement, you are reminded that s.189 of the Act is clear that an assignment is of both rights and duties.

 

Your attention is drawn to ss.5(2), 3(b),6 and 7 of the Consumer Protection from Unfair Trading Regulations 2008 (CPUTR).

 

I enclose a cheque in the sum of £1.00, which is the statutory fee. Note that these funds are not to be used for any other purpose.

 

If you are unable to comply fully and properly with this request, you should confirm this in writing at the earliest opportunity, and certainly within the statutory time limit for compliance, and return the fee.

 

Yours Faithfully

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the sar will cost ten quid

 

remember postel orders

 

put the cca and sar request in the same envelope

 

send to the nottingham compliance address

 

do you have it

 

 

Yes thanks I have the Nottingham address. At least I now know the difference between a CCA and SAR so that's a good start.:)

 

Also beginning to understand what is going on, keep up the good work ;)

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we are talking one and a half billion pounds on this

 

the banks cant afford to loose that,

 

welcome is gone, history

 

cattles is on a knife edge

 

its only a few banks propping up the share price at the moment

once the resaults are released, this has to be done by law,

 

independant auditors

 

wipe out

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The establishment can keep anything they want quiet, will it ever become general knowledge? Jobs for the boys and all that,with the big banks involved will it get restructured some how?

 

 

jobs for the boys doesn't involve this girl that knows enough to get the ball rolling - plus Postggj wouldn't sell out - what was it Post? not for a million :)

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i to cant say to much yet as its all with the legal bods

 

and yes

 

i was offered a large bung to disapear and notgo on any forum

 

at the start i said even if they offered me the crown jewles, its get stuffed

 

IF I WAS TREATED LIKE A HUMAN BEING TO BEGIN WITH BY WELCOME, I WOULD NOT BE HELPING TO BRING THEM DOWN

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biddy65....I would send a CCA letter to them right away {you have to enclose a £1 postal order} for a copy of your agreement.

As far as I know this officially means your account is in dispute and there is nothing they can do until you have that true copy of your agreement.

 

But I'm only going on what my parents are/have done. They haven't paid since December when we put in an official complaint about one of Welcome's charming doorstep collectors :(

 

I'm getting the feeling from the communication from Welcome { letter came last week offering to settle for far less than the amount of the debt} and these boards that they well know they really don't want to take you to court as much more would be revealed than they are willing to show.

 

BUT.....I am a virtual idiot and there are far better people with brilliant advice here and I wouldn't want to mis-advise you on something so important.

 

 

Hi Sella,

 

What was the offer they made to you on the reduced loan? Im curious about this as this isnt the first Ive heard of it? How far were you into the loan etc.

 

A bit of detail please.

 

Stewie

I need to change my avatar..But cant find a good replacement.

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