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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • MrDT
      Help dealing with £5k worth of debt

      By MrDT · Posted

      Forgive my ignorance but I assume take out dates would be when next payment is usually due? Jacamo is the 10th of each month Vanquis is usually the 6th or 7th of each month
    • Tillylola
      H.Samuel - Designed Engagement Ring - Main Gemstone Coming Loose - Paid by CC

      By Tillylola · Posted

      Natwest
    • worry
      misuse of partners freedom pass

      By worry · Posted

      Dear Sir/Madam, TFL case number: **** I would like to thank TFL for providing me the opportunity to explain my behaviour. I realised the stupidity of what I have done and wish to seek a resolution to this matter. I have no valid excuse for this action and I am extremely sorry and deeply regret my action. I hope you will accept my sincere apologies. Nothing can justify my action. I am aware that TFL are only able to operate if everyone pays their fare correctly and I feel so guilty about attempting to breach public trust. This has caused me sleepness nights and raised my anxieties. I have history of anxiety. This has been a hard lesson learnt. I have never been in trouble with the law in the past and I ensure that I won’t be in the future. I am and will be using my oyster card (PAYG). I would like to humbly appeal to TFL to allow me to settle this matter out of court and avoid going to prosecution given the adverse consequences it can have on me and my family. I am very concerned that prosecution for the first time and I would like to make restitution for my action. Having a criminal offense on my record will have detrimental consequences on me. I have always been a law abiding person and have no previous offences. I would really appreciate if I can be given the opportunity to pay for any unpaid fares plus any charges and/or administrative cost which have been incurred by TFL due to this incident. I am sincerely remorseful and ashamed of myself, and I fully appreciate the severity and stupidity of my transgressions. Again, I would like to offer my sincerest apologies. Yours Faithfully, My Name
    • worry
      misuse of partners freedom pass

      By worry · Posted

      the date is 19/04/24, so i have until 29/4/24 to reply? Yes, i will send my draft of my begging letter   
    • dx100uk
      H.Samuel - Designed Engagement Ring - Main Gemstone Coming Loose - Paid by CC

      By dx100uk · Posted

      use the webform if it allows you to attach your evidential documents then do so but do that later depending upon who your bank is.... - but i suspect you will be referred to Mastercard. who is your bank? dx    

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Welcome Finance - This company needs to be banned.

tightbum

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andie_303

andie_303

Posted
Posted
Just tried my local branch here in NI but alas no answer not even an automated answering service! Cheap B*******! It is Paddy's day so maybe they've been given a hard earned day off

 

 

lets hope it's a permanant rest - and have you seen them buggers at it - hardly call it work :)

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smorrissey

smorrissey

Posted
Posted

ahahahahahahahahahaha

 

Brilliant!

 

I hate the fact we will have to support them if (or when) they are all on the doll!

 

I need to nip out now to find out why for the last week I have recieved a newspaper through the door (I have not asked for it) - someone must be missing out (oooopps)

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ROMULUS04

ROMULUS04

Posted
Posted
lets hope it's a permanant rest - and have you seen them buggers at it - hardly call it work :)

 

 

That's not fair Andie must be really stressful dialling numbers at what is it now £15.00 a pop? Bless um :roll:

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Confused of essex

Confused of essex

Posted
Posted
Anyone want to see a typical statement of price and how they make a fortune out of something so silly as a Acceptance fee.

 

This is what it shouldnt look like!

 

http://i448.photobucket.com/albums/qq203/082stewie/Welcomestatementofprice.jpg

 

Should have been £235 but over 180 months works out at £669.6 (Hmmm thee 6's)

 

Nice one Welcome. And the Total per month is exactly what I have been paying every month!

 

Stewie

 

Ps: If I pay off this loan under the terms laid out. I would have paid back £53370.

 

Ive never seen one of these just given my CCA to sign is that a good or bad thing?

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Sol

Sol

Posted
Posted
I would but you know what I couldn't care less about them - it's just a shame my taxes are gonna have to support them being on the dole! :-x

 

That's true, but it's better than a government bail-out. If Labour did bail this company out, the Tories would undoubtedly, be the next government!

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andie_303

andie_303

Posted
Posted
Anyone want to see a typical statement of price and how they make a fortune out of something so silly as a Acceptance fee.

 

This is what it shouldnt look like!

 

http://i448.photobucket.com/albums/qq203/082stewie/Welcomestatementofprice.jpg

 

Should have been £235 but over 180 months works out at £669.6 (Hmmm thee 6's)

 

Nice one Welcome. And the Total per month is exactly what I have been paying every month!

 

Stewie

 

Ps: If I pay off this loan under the terms laid out. I would have paid back £53370.

 

you know though mines a bit wierder than that mine was £75 over 36 months but even when you add the interest charges in it doesn't add up. In order for my monthly acceptance fee thing to add up I would have had to have been charged 78% interest - so not only have they spread my payments over monthly installments which they shouldn't do it seems they've pulled an interest rate out their ass to stick on top of it.

 

I would have repaid back £7350 on a £2000 loan - aint hindsight a wonderful but expensive thing??

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andie_303

andie_303

Posted
Posted
That's true, but it's better than a government bail-out. If Labour did bail this company out, the Tories would undoubtedly, be the next government!

 

never voted Tory in my life but if Labour did help this company out I'd sure as hell be voting Tory and I can't stand them (sorry to any torries out there don't have a go! :) )

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082stewie

082stewie

Posted
Posted (edited)

It just gets better!!

 

 

RNS Number : 0083P Cattles PLC 17 March 2009

Cattles plc

£400,000,000 7.125% bonds due 2017 (the "Bonds"), issued pursuant to a Trust Deed dated 5 July 2007 (as amended from time to time) between Cattles plc (the "Issuer") and HSBC Trustee (C.I.) Limited (the "Trustee")

The Issuer is aware that certain bondholders are seeking to form a co-ordinated group to allow dialogue between the Issuer and bondholders, in light of recent announcements by the Issuer. Bondholders wishing to participate in this group are requested to contact John Hale at the ABI in the first instance.

The Issuer has had an initial, informal meeting with certain of the bondholders to discuss the current position. The information provided by it at the meeting was in the public domain or of a non-price sensitive nature. Details of the matters discussed at the meeting are to be provided on request. Contact details for this purpose are as follows:

Cattles plc Kingston House Centre 27 Business Park Woodhead Road Birstall Batley West Yorkshire WF17 9TD Fax: +44 (0) 1924 448 324 Attention: M.W.G. Collins

Further to the announcement by the Issuer on 10 March 2009 in which the Issuer gave notice that the Board believes that the Issuer is in breach of covenants under its borrowing arrangements, the Issuer has given notice to the Trustee that a Potential Event of Default has occurred under the Bonds by reason of the cross-default provisions in the Bonds.

--------------------------------------- This information is provided by RNS The company news service from the London Stock Exchange

 

AND

 

 

 

RNS Number : 0082P Cattles PLC 17 March 2009

Cattles plc

£350,000,000 6.875% bonds due 2014 (the "Bonds"), issued pursuant to a Trust Deed dated 17 December 2003 (as amended from time to time) between Cattles plc (the "Issuer") and HSBC Trustee (C.I.) Limited (the "Trustee")

The Issuer is aware that certain bondholders are seeking to form a co-ordinated group to allow dialogue between the Issuer and bondholders, in light of recent announcements by the Issuer. Bondholders wishing to participate in this group are requested to contact John Hale at the ABI in the first instance.

The Issuer has had an initial, informal meeting with certain of the bondholders to discuss the current position. The information provided by it at the meeting was in the public domain or of a non-price sensitive nature. Details of the matters discussed at the meeting are to be provided on request. Contact details for this purpose are as follows:

Cattles plc Kingston House Centre 27 Business Park Woodhead Road Birstall Batley West Yorkshire WF17 9TD Fax: +44 (0) 1924 448 324 Attention: M.W.G. Collins Further to the announcement by the Issuer on 10 March 2009 in which the Issuer gave notice that the Board believes that the Issuer is in breach of covenants under its borrowing arrangements, the Issuer has given notice to the Trustee that a Potential Event of Default has occurred under the Bonds by reason of the cross-default provisions in the Bonds.

--------------------------------------- This information is provided by RNS The company news service from the London Stock Exchange

 

Banks want the money back Wooohoo poor Welcome!! This is Welcome admitting they have broken the banking covenant of its loans. I had no idea HSBC had such a bit slice of this!

Edited by 082stewie

I need to change my avatar..But cant find a good replacement.

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andie_303

andie_303

Posted
Posted
Ive never seen one of these just given my CCA to sign is that a good or bad thing?

 

hmmmmm perhaps you should double check on that one - these have managed to appear as if by magic if you catch my drift.

 

SAR will show it if it exists.

 

Welcome use it as a 'look they did know exactly what they were paying for' kind of thing.....we use it as a 'look you lying scumbags you've just broken the law' kind of thing :p

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082stewie

082stewie

Posted
Posted

No its just the whole phone system they paid millions for is on the blink.

 

I believe IBM are working on the problem. The phone system links up to account, it couples call with customer details. So without the phone they cant work.

 

Stew

I need to change my avatar..But cant find a good replacement.

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andie_303

andie_303

Posted
Posted
No its just the whole phone system they paid millions for is on the blink.

 

I believe IBM are working on the problem. The phone system links up to account, it couples call with customer details. So without the phone they cant work.

 

Stew

 

so why aren't our compliance friends picking up the phone?

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082stewie

082stewie

Posted
Posted
perhaps that goes some way to explaining the number of guests - nothing better to do?

 

Sh*t i didnt even notice how many fans having a peek!! This is popular. Maybe I should subscribe to this thread :D

I need to change my avatar..But cant find a good replacement.

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andie_303

andie_303

Posted
Posted
It just gets better!!

 

 

RNS Number : 0083P Cattles PLC 17 March 2009

Cattles plc

£400,000,000 7.125% bonds due 2017 (the "Bonds"), issued pursuant to a Trust Deed dated 5 July 2007 (as amended from time to time) between Cattles plc (the "Issuer") and HSBC Trustee (C.I.) Limited (the "Trustee")

The Issuer is aware that certain bondholders are seeking to form a co-ordinated group to allow dialogue between the Issuer and bondholders, in light of recent announcements by the Issuer. Bondholders wishing to participate in this group are requested to contact John Hale at the ABI in the first instance.

The Issuer has had an initial, informal meeting with certain of the bondholders to discuss the current position. The information provided by it at the meeting was in the public domain or of a non-price sensitive nature. Details of the matters discussed at the meeting are to be provided on request. Contact details for this purpose are as follows:

Cattles plc Kingston House Centre 27 Business Park Woodhead Road Birstall Batley West Yorkshire WF17 9TD Fax: +44 (0) 1924 448 324 Attention: M.W.G. Collins

Further to the announcement by the Issuer on 10 March 2009 in which the Issuer gave notice that the Board believes that the Issuer is in breach of covenants under its borrowing arrangements, the Issuer has given notice to the Trustee that a Potential Event of Default has occurred under the Bonds by reason of the cross-default provisions in the Bonds.

--------------------------------------- This information is provided by RNS The company news service from the London Stock Exchange

 

AND

 

 

 

RNS Number : 0082P Cattles PLC 17 March 2009

Cattles plc

£350,000,000 6.875% bonds due 2014 (the "Bonds"), issued pursuant to a Trust Deed dated 17 December 2003 (as amended from time to time) between Cattles plc (the "Issuer") and HSBC Trustee (C.I.) Limited (the "Trustee")

The Issuer is aware that certain bondholders are seeking to form a co-ordinated group to allow dialogue between the Issuer and bondholders, in light of recent announcements by the Issuer. Bondholders wishing to participate in this group are requested to contact John Hale at the ABI in the first instance.

The Issuer has had an initial, informal meeting with certain of the bondholders to discuss the current position. The information provided by it at the meeting was in the public domain or of a non-price sensitive nature. Details of the matters discussed at the meeting are to be provided on request. Contact details for this purpose are as follows:

Cattles plc Kingston House Centre 27 Business Park Woodhead Road Birstall Batley West Yorkshire WF17 9TD Fax: +44 (0) 1924 448 324 Attention: M.W.G. Collins Further to the announcement by the Issuer on 10 March 2009 in which the Issuer gave notice that the Board believes that the Issuer is in breach of covenants under its borrowing arrangements, the Issuer has given notice to the Trustee that a Potential Event of Default has occurred under the Bonds by reason of the cross-default provisions in the Bonds.

--------------------------------------- This information is provided by RNS The company news service from the London Stock Exchange

 

Banks want the money back Wooohoo poor Welcome!!

 

 

 

hmmmmm something tells me they haven't got £750,000,000 to spare....BUT if they call one of my understanding representatives we will be able to refinance this loan over a longer period of time with a new accpetnace fee.....oh and some PPI of course, it's a condition of taking the loan. :lol: :lol:

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andie_303

andie_303

Posted
Posted
Sh*t i didnt even notice how many fans having a peek!! This is popular. Maybe I should subscribe to this thread :D

 

yeah me too - do you feel like you missing out too?? :p

 

perhaps if they spoke once in a while they might feel more included :)

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