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    • My mind is a blur so i cant recall exactly what the judge said at the end, but he mentioned that he would be making an order for Evri to make payment to me. I wasn't sure if the court order will also be provided to me, either by post or email - if anyone can shed some light please?
    • Agree with everyone here it's bang to rights. Looks like you just slightly jinked left in order to go right. Ultimately, your time saving attempt is going to cost you as I don't think you have any grounds to appeal. I'd just pay the charge and chalk it up to experience.
    • Thank you everyone!  thought to share some points from my experience in court today that may help others who are taking Evri to court: The judge sets out how the hearing will go and how each party should behave; while i was certainly feeling anxious/nervous ahead of the hearing (and I'm sure @jk2054 may have also observed this), the judge really does try to put any non-legal persons at ease; refrain from talking to the other party and instead speak to the judge if you have any questions/responses; the judge and the advocate spoke about tort of negligence - i wasn't sure how this applied to my case but the judge was questionning the advocate about this so i chose to stay out of this; the judge made reference to a historical case of Donaghue v Stevenson which established a duty of care; the judge observed that some of the points in Evri's witness statement by george wood needed cross examination but george was not present today for questionning; While i was claiming 8% interest, the judge pointed out that is the upper limit and that today, savings accounts give 4-5%. I therefore opted for 5% interest which was agreed to by the judge and the advocate; above all else, ensure you know your court bundle and have any notes to help you refer to specific sections - it helped me to structure my answers to the judge/defendant's queries, and point to specific evidence where i was asked to prove e.g., the value of the item. @honeybee13 - yes, will confirm when payment is received. I have emailed the Evri.claims email with my bank details and also provided them after the hearing to the advocate. @BankFodder message received and i am replying to it
    • Looks promising then.  Well done   Dx
    • So a little update.  I sent a complaint to ico and have heard nothing. I just got the general reply email and that's it.  Sat twiddling my thumbs and thought about what I should do next. I searched for the CEO of Studio but then found that he'd left so as keep getting letters from studio about the arrears etc. I thought I'd email the David Twigg. Sent him all the bumpft and a copy of my original complaint and sars request.  Got no response. So didn't know what else to do. Then I thought I'd try through the financial difficulties option on the online form. One last try before I just give up and let them default me.  Then on the 5th June. I got an email from their customer services. That the items that had gone AWOL have all been cancelled. Nothing else on that email, so I had a look in an email account that I don't use anymore and there was an email from the customer service.  That they were sorry for the problems I've had for the last 9 months. That the sars info was emailed to me on 14/04, it wasn't I've kept all spam and deleted emails on that account, they have raised a complaint with their studio pay team regarding the issues, balance dispute, fee's and my credit file. They are hoping to resolve in 3 days but they have upto 56. They also said in regards to my other issues I have to raise a complaint with studio retail but haven't told me how I do that.  The sars info only goes upto the end of December 2023. It has my previous complaints on there but nothing after so I don't know how I get hold of that information. Luckily I've kept copies of every time I've contacted them. Every web chat or social media contact.  Apologies for the extremely long post but I wanted to add everything I could just incase.  I have checked my account balance and it's still minus 900 odd pounds but I'll keep checking to see if it's all cleared and on my credit file.  I'm hoping this is the end of the whole debacle and they close my account because I never want to do this again. Although it's been a learning experience.  Thanks to dx100uk for pointing me in the right direction. Much appreciated.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The MP's campaign-Responses


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Response from The Rt. Hon Bob Ainsworth MP (Coventry North East0

 

" I refer to your recent enquiry regarding banking penalty charges.

 

I have written to the Treasury regarding the above matter an i will let you know as soon as I recieve a response to my enquiry.

 

In the meantime if I can be of any further assistance.........."

 

:) looking good so far

 

I will post any further replies .........

 

 

 

 

Halifax: Won 2K+ (Oct 2006)

Barclays: Court date 07/09/07

for friends: Halifax won x2, Lloyds won x1, ongoing with x2 at Barclays and one at Natwest....

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NOTICE TO ALL

 

20 posts removed that are not required anymore, I shall leave posts that provide links to contact sites for MP's. If you have a post removed you WILL recieve a Cagbot message, this is a standard message. Should you have a problem with a post being removed please contact Ja-de or Kenntthecelt via Pm.

 

All of the 200+ posts that have been removed from this thread are contained

here, no posts have been deleted. Thank you.

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COMPLAIN TO YOUR MP ABOUT THE UNFAIR AND BIASED WAY THE FSA HAS HANDLED THE THE OFT CASE WHEN IT WAS SUPPOSEDLY ESTABLISHED TO SUPPORT CONSUMERS, NOT ISOLATE THEM

Just 5 Easy Steps!

  1. Use the template letter here
  2. Copy the text (amend if necessary but it will be fine as is for most people).
  3. click the link to the site shown at the bottom of the letter or click here
  4. Follow the instructions on the site to send to your MP (it will tell you who your MP is if you do not know.
  5. Go here to tell us which MP you've written to.

The letter can also be re-purposed to send to other representatives (Euro MPs, MSPs, Councillors etc. - just modify it yourself as required

 

Thank you!:D

Come on you can do it. Send the letter NOW!!!!!:D

 

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Just to let you all know, i recieved a letter from John SJmith ( MP of Vale of Glamorgan). he has passed on the letter to the Private Secretary for the HM Treasury, and he also gave be acknowledgement receipt.

I also wrote to the Welsh Assemble AM, and recieved responses from Jane Hutt and Andrew Richards (see below).

Andrew is very supportive of the campaign to establish the practice of banks charging overdraft fees as unlawful.

However, as the campaign is currently going through the law courts, an Assembly Member would be unable to lobby on your behalf. Andrew would therefore be unable to get involved in the court case or attempt to influence the outcome.

I am running out of people to write to, any suggestions.

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hi all. had given up on damien green but a posh house of commons letter came today.

thank you for your letter, its important that whatever banks charge reflect their costs and do not impose penalties on their customers. you will be aware that last year the oft said that a default charge of more than £12 for late payment of credit cards bills will be considered unfair. i was dispppointed that it took the oft two years to reach this conclusion and that there are now further delays as a result of the test case in the high court. whilst i am pleased that the situation will eventually clarify the legal position, i understand the frustrations of customers who now cannot seek compensation. i have therefore passed your letter onto hector sants the chief executive of the fsa. i will forward you a copy of his reply.

actually signed by him too!!!

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Regarding responses - I'd be grateful if you could forward them to me either by typing them into a PM or if available, scanning them and emailing them to me - I'll supply an address by return PM.

 

Thanks a lot for all your support - let's keep it going and now we have a bigger platform, take it to the next stage!

:D

 

 

Hi all, I would be very grateful if you could forward copies of your responses to me while MacBoy is away.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Ohhh goody

 

Does that mean I will have a letter waiting for me too!!???!!!:D

 

I doubt it...:mad:

 

But then who knows, I may be as lucky as Cazza! :rolleyes:

 

Peter

 

You never know! but my fingers are crossed for you pj.23_29_107v.gif

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13/07/07 **WON** Halifax

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Hi again guys!!!

Had my 3rd response from my MP DAVID WILSHIRE this wk enclosing a response from the FSA regarding my complaint.

Its very long winded and i need to read it again but from what i can make out there r exceptions to the rule re: all claims being stayed!!!

Do u want me to scan it and paste it on here to see if you can make sense of it or read it thru a couple more hundred times and type the basics (if i can understand it)????

Sorry but legal jargon does my head in!! :(

 

Bonnie

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hello can you help me, I want to add to the list, I wrote to my MP and Natoinal Assembly for Wales AM, Rhodri Morgan, the Master of Rolls, and the Western Mail. I can't see how to add names? sorry if I am being stupid!!

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Hi olden, if you can let me have a list of all the names that you have contacted, &/or have replies from, I can then add them to our list. Unfortunately only I can update & edit it. No you're not stupid at all!!

You can either post them onto this thread, or pm me, either way will be OK.

Thank you for helping with our campaign.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hi olden, if you can let me have a list of all the names that you have contacted, &/or have replies from, I can then add them to our list. Unfortunately only I can update & edit it. No you're not stupid at all!!

You can either post them onto this thread, or pm me, either way will be OK.

Thank you for helping with our campaign.

 

Hi ja-de, I sent to

Rhodri Morgan, National Assembly for Wales

John Griffiths 4 South Wales East Electoral region National Assembly for Wales

Master of Rolls

MP Jessica Morden, Newport East

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Thank you olden, I'll update the list right now.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hi. Wrote to Nigel Evans MP for the Ribble Valley.

Recieved an immediate responce to tell me that he had written to Mr Hector Sants CEO of the FSA.

Today recieved a further letter regarding their letter and it came from Dr Thomas Huertas Acting MD at the FSA that Nigel Evand has forwarded me a copy. It isnt a template letter as it has my personal details on it but saying that it still only has the FSA stance as a responce including the press release issued on the 27th August.

At least he actioned my letter

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Statistics Update for Monday 3 sept 2007

 

MP's

91 Contacted

29 Replies

1 Not Interested

 

MEP's

37 Contacted

9 Replies

4 Not Interested

 

MSP's

2 Contacted

2 Replies

MWA's

8 Contacted

0 Replies

 

Master Of the Rolls

1 Contacted

1 Reply

 

Lords

1 Contacted

0 Replies

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13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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I have had a very nice reply from Lynne Featherstone MP agreeing that the charges are unfair, as are the stays, and the Lib Dems are pressuring the government to do something about it.

 

Not sure anyone takes any notice of the Lib Dems though. Still, nice to get a response.

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Hi ja-de, Just to say, that it would appear not many claimants are familiar with this site? The true numbers are a great deal more, luckily, over on the Cardiff directions hearing site 14th August 10.30am ( what I call the Cardiff Carve up, 600 of us!!) we all sent to Master of the rolls as well as MPs etc. look up 'smutley' also todays post from '234debt' tells us the court said they had received 600 applications for stays. BRILLIANT!!!

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