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Coming soon to a terminal near you!!

 

Already know they only have an 'application' that doesn't comply with Section 63.

 

This started 6 months ago when I new nowt and they've just sent me an IE letter which means we can poke the bear forearmed this time...! ;)

 

Would have started this tonight but i've just realised i've been on here for 8 hours solid now!! :eek: (Note to self; Asda, get a life section :lol: )

 

Well, that'll only leave Wescot after this...! :D Watch this space then!!

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Will look forward to this one. Glad you're not starting it tonight, i've been meaning to log off for the last 45 minutes. There's always just 1 more thread i want to read....

 

...coffee anyone??? :p

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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Seriously, i really need to go to bed, it's been a long day.

 

Oh, your coffee's on the side CB ;) Is this whole role play thing wrong???

 

Definitely time for bed before this gets out of hand :D

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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Who's for cornflakes, who's for toast?

 

Dave, i think the sooner you start posting some constructive stuff the better :D

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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Dave, i think the sooner you start posting some constructive stuff the better :D

 

Agreed!!!

 

To get in front of ourselves to begin with, this is the "agreement" they're going to send me when I CCA them again...

 

Advanta.jpg

 

Will start the opening letter in response to IE forms a bit later...

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OK, back to sensible now! Slowly work my way back into a dialogue that I froze on way back then!

 

First draft of letter...

Dear Sir/Madam,

 

I refer to your recent letter dated 09 July 2007 which was received on 16/07/07.

 

Whilst I confirm that I am unable to make an increased payment at this time I am

concerned that upon checking through previous papers that I find I have still not

received a response to my letter dated 16th February 2007 which was signed for

by your office on 20th February 2007 in which I respectfully requested to be

supplied a copy of the original credit agreement accompanied with the requisit fee.

 

I am aware of the timescales set out by the Consumer Credit Act 1974 and the

implications of not meeting them. However, I am also mindful that items of post

can and do go missing from time to time should this prove to be the case in this

instance. I would therefore further respectfully request to be provided with a copy

of the original credit agreement, the requisit fee having already been furnished

and claimed.

 

I appreciate your due diligence and co-operation in this matter.

 

Yours faithfully,

Any comments?
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OK, back to sensible now! Slowly work my way back into a dialogue that I froze on way back then!

 

First draft of letter...

Any comments?

 

I think it's a keeper...

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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I write a pretty mean message too!! ;) PMSL!

 

You tinker. Between you and Rory my husband thinks something dodgy is going on!!!!:p

 

If only i had either the time, energy or the inclination:rolleyes:

 

Oooooh and the offer!:-(

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Dave you really are just showing off now aren't you? Not only do you frequently come up with spot on answers for us less knowledgeable ones, but you also have the power to write responses to letters you haven't yet recieved. Genius :smile:

 

Is there a template for mystic skills? :D

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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Dave you really are just showing off now aren't you? Not only do you frequently come up with spot on answers for us less knowledgeable ones, but you also have the power to write responses to letters you haven't yet recieved. Genius :smile:

 

Is there a template for mystic skills? :D

 

Thank you! It's nice to know one's appreciated! ;)

 

:-D

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Hi DMD

 

are you actually paying them anything towards this account, whilst waiting for them to send you the CCA.

 

NO! Applied the letter of the law...!

 

Payments stopped as soon as went to default...

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