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Lisa V Abbey +*+* WON +*+*


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cheers martin!! i was hoping that you would tell me that i only needed a bit of the info that i have. not all of it!!

 

better get reading and hopefully my sponge of a brain will find some space to take it all in. lol

 

lisaxx

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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not long now just over a week to hand in bundle at court!

arrrrgggghhh

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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lol!! not got it sorted yet.... i keep looking at it in the corner of the room! its scaring me:lol:

 

i know everyone says its easy, but it doesnt seem so to me. i start reading then get confused by it all, as i said before there is sooo much to take in, and im probably taking in the wrong thing!

 

im just gonna hand it in and be done with it! worry about it when the court date comes!

 

lisax

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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cheers will do!

 

but i have been informed that i can ring up and ask if they would like to settle. what do you think? i have nothing to loose?

 

lisaxx

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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well i have had a phone call and i have accepted thier 100% offer!!:D :D :D

 

yeeee haaa woooo hoooo ye baybeeee!!

 

 

just got to wait to get the letter and sign it, i told them i would only write to the judge when i have received the money!

 

soooooooooo chuffed!

 

lisaxxx

 

dontation will be made!

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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Way to go Lisa - well done! Another one to chalk up!! ;)

Abbey: Settled - now for no. 2

Dudley Building Society : claim dismissed - no costs

London Scottish: settled in full :oops:

Capital One - settled in full :p

 

"Energy and persistence conquer all things" Benjamin Franklin

 

Any advice, information and thoughts given by me are just my humble opinion

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woooo hooo im still dancing round the front room. dont think ill need to go to the gym tonight!!

 

lisaxx

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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Congratulations Lisa. That has made me feel less anxious about going through the process myself. You must feel very relieved!

Data Protection Act letter sent 11th July 2006

Microfiche argument received 17th July 3006

Response sent 24th July 2006

14 months statements received 26th July 2006

Microfiche data received 28th and 29th July 2006

Prelim letter sent 1st August 2006

Sorry you're not happy letter received 11th August 2006

£175 refund unexpectedly appeared in bank account 16th August 2006

LBA sent 16th August 2006

Claim served 5th October 2006 - Abbey acknowledged 16th October and defence filed.

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Well Done Lisa

Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

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Hi Lisa, well done! Just wanted to ask- did you actually send your court bundle? and did you call them and ask them if they wanted to settle? i'm in a similar postion my court date has just come thru, its 18th December. court bundle has to be in 14 days prior so i'm frantically preparing! Would like to hear that it could be avoided. Thanks

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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hi sara, yes i had handed my court bundle in on the day the offered settlement.

 

i did call them and spoke to a lady called christine 02077 564 398. she is a very pleasant lady. i just asked her if she would be prepared to settle out of court, she asked me if i had an offer before, so i said yes, 50% and i rejected it. she took my number and said that she would get back to me. then yesterday someone else called me and offered me settlement. but the lady said that the total was 1414.41, i said that that is not the amount, that is the amount it was on the day i filed in court, but the interest has gone up so its 1430.77. i said that i then wanted my 10.00 dpa/sar fee refunded also, so the total is now 1440.77.

 

i would recommend that you check you schedule of charges to see how much it is upto now, dont forget that the total changes everyday, by a few pence.

then call the lady above, and you hopefully get settlement tomorrow!

 

good luck lisax

  • Confused 2

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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thanks so much for your reply lisa. will play with figures today and wwhen i'm ready give that lady a call. thanks again

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Congratulations lisa!!! Will try ringing that number tomorrow. Would save me faffing around with a court bundle! Enjoy the taste of victory!!!

Abbey: £978 plus £136 in overdraft interest plus £200 estimated

12/5/06: Data Protection Act letter sent, recv.d: 15/5/06

13 mths statements recv.d: 27/5/06

Data Protection Act chq clears 30/5/06

31/5/06: Reply to microfiche letter sent

19 & 23/6/06: received microfiched movements

3/7/06: Sending LBA letter

20/7/06 Claim submitted online

18/8/06 Abbey defence and 50% offer received

21/8/06 AQ received (last date for filing: 9/9/06)

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thanks again lisa, am gonna call them tomorrow with my revised figures. 1 small problem as i never got my statements between july 2001 - aug 2004 but think i'll decide a cash value for those just to get this thing sorted, am very poor right now!!! will keep u posted!

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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yes just look at what you was charged yearly and estimate it on that.

and if they come up with an offer, think about it first, and ask them to tell you how much you have been charged in the years that you dont have the statements for, they should be able to get these for you. when they have tell them that you want the interest on each charge from day it occured.

 

good luck lisaxx

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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Yaaaayy! :):):):):):)

 

I know I sohuld post on my own thread, but no-one ever seems to read mine! Tried phoning Christine on that number this morning but got an automated reply. Luckily I had emailed Paul Denham from DLA and got a reply.Although he didn't supply with an address for Christine he must've forwarded the message to her, cos she contacted me. Turns out my case has been "settled in full" and a letter is on its way!!!!!!

I'm gonna "hang fire" until it arrives then post in my own thread, but I just had to share this with someone

 

HURRAH!!!!

 

docdros

Abbey: £978 plus £136 in overdraft interest plus £200 estimated

12/5/06: Data Protection Act letter sent, recv.d: 15/5/06

13 mths statements recv.d: 27/5/06

Data Protection Act chq clears 30/5/06

31/5/06: Reply to microfiche letter sent

19 & 23/6/06: received microfiched movements

3/7/06: Sending LBA letter

20/7/06 Claim submitted online

18/8/06 Abbey defence and 50% offer received

21/8/06 AQ received (last date for filing: 9/9/06)

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that is fantastic news!! congratulations!!!!

 

yeee haaa !!

 

lisaxx

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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  • 7 months later...

no lisa, wait till you get the court date and the court will ask you to send the documents that you want to rely on, this being the court bundle.

 

Lisaxx

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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Can anyone give me some advice please............. I made a claim to abbey to reclaim my bank charges and they sent a letter refunding £1295.00 which i was really pleased with.The next day i went to the bank and they told me that they taken back charges from one account which i havent used for a whole year and have had no statements for.Also they have taken back £300 for charges plus an additional £300 for future charges!!!!!!!Needless to say i am fuming and cant believe thay can do this.....any help or advice would be appreciated

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