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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • aesmith
      my Leasehold/Freehold property and it's issues.

      By aesmith · Posted

      I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • dx100uk
      @shiply - courier has vanished with my items please help

      By dx100uk · Posted

      quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • BazzaS
      my Leasehold/Freehold property and it's issues.

      By BazzaS · Posted

      If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • HP Mum
      my Leasehold/Freehold property and it's issues.

      By HP Mum · Posted

      Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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      Hungary opens up to Chinese tech despite protests

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      Hungary is attempting to be a world power in manufacturing electric vehicle batteries, despite locals' reservations.View the full article

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

2010 Nationwide Claimform -they lost as judge agreed my sig was a copy and paste - can i now seek retribution?

shooter67

By shooter67
in Nationwide

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Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

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shooter67

shooter67

Posted
Posted

Hi,

in 2010 I was taken to court for non payment of nationwide credit card,

I stopped paying because they couldn't supply me with the original signed agreement,

they did send a copy of the original agreement which they had copied & pasted my signature onto.

The case was awarded to me as the judge agreed my signature was indeed copied & pasted, I never had to repay the outstanding amount on the card.

I am now wondering if I can take Nationwide back to court for committing fraud, I still have all the documents from the court case.

Please advise, 

thanks.

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  • Nicky Boy changed the title to Nationwide
  • dx100uk changed the title to 2010 Nationwide Claimform -they lost as judge agreed my sig was a copy and paste - can i now seek retribution?
dx100uk

dx100uk

Posted
Posted

statute of limitation has expired

thread title updated.

dx

 

  • Like 1
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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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BankFodder

BankFodder

Posted
Posted

Why have you only thought about it just now?

What losses have you incured as a result of this

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BankFodder

BankFodder

Posted
Posted

Why don't we have a little exploration. Do you still have an account with them? Send them a subject access request – account or no account.

 

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shooter67

shooter67

Posted
  • Author
Posted (edited)

Sorry I forgot to say, I didn't incur any loses, I didn't have to pay the remaining £3800 that was on the credit card. Though Nationwide did register it as a debt on my credit reference files for 6 years.

Yes I still have my mortgage with them.

Edited by shooter67
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BankFodder

BankFodder

Posted
Posted

Send a subject access request today.

Are you saying that they continued to register as a debt even though the judge held that the documentation was forged?

This decision occurred in 2010 – correct?

I have to say that you been here since 2013. I don't understand for the life of me why you didn't tell us about this then

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shooter67

shooter67

Posted
  • Author
Posted

Yes Nationwide did register it as a debt even though I won the case. It was around 2010/2012 I will have a look at the documents tonight for dates.

I was on here before 2013, as the advice I was given on here, along with the templates for the different letters I sent prior to appearing in court helped me enormously, I wouldn't have had a much of a clue if I'd had to have done it myself.

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BankFodder

BankFodder

Posted
Posted

I don't suppose you got a transcript of the judgement?

 

And we would certainly need to see a copy of the judgement in PDF format

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dx100uk

dx100uk

Posted
Posted
20 minutes ago, shooter67 said:

I was on here before 2013,

must have been a diff username then.

shooter67 was created feb 2013

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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BankFodder

BankFodder

Posted
Posted

And when I am referring to the transcript of the judgement, I'm referring to a transcript of the judge's reasoning when producing the judgement. This could be one or two pages long

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