Jump to content


  • Tweets

  • Posts

    • Wait until you get a refund from the purchaser before accepting anything else. Please will you post up the text of the email that you received.  Make sure that you look after the text that you received from the purchaser
    • I’ve just received a letter from a debt collection agency called Intrum about an old Halifax credit card debt, they have never been in touch before and the letter says that because I have failed to contact them they are passing on to a company called Resolvecall who specialise in home visits. This debt is from about 14 years ago when I got into some financial trouble, I had a default on file but that dropped off around 4 years ago. Is there anything I can do with this as I don’t really want people coming to my house, thanks in advance? 
    • Just wanted to check if anyone knows, I'm in the process of retrieving the transcript. There was no time frame given in the appeal judges directions, does this mean none applies or is there an unwritten timeframe that applies as a default for these things? 
    • I left a trustpilot review and P2g have emailed me with the obligatory apology and have refunded the postage costs and are will to give £10 extra pre pay as a good will gesture. However,  as i wrote this the Buyer has just txt.me.to say they have received the parcel !  So obviously im now going.to suggest that she pays via Paypal ... I rang her this morning to see if it had arrived but she said she was on holiday and there was someone in her house she would have to contact to see if it had arrived which she obviously has ... So now i know its been delivered i cant go for P2g But i Can accept the exta £10 ...
    • The defendant in this case is Parcel2Go.com Limited The claimant sent a parcel using Parcel2Go Ltd as a broker and Evri as the shipper via the Defendant's service containing which contained two handmade bespoke wedding trays to a customer with  under  tracking number P2Gxxxxxxxx. The parcel was never delivered although the defendant stated that three attempts had been made to deliver the parcel.  The claimants customer waited in for four days to receive the delivery but no delivery was attempted. There was no communication with the claimants customer.  Despite many web chats and emails the parcel was not delivered and on the Parcel2Go website it stated that the customer had refused delivery. This was not true as no delivery had been attempted.  I was The Defendant informed me that the parcel was being returned to me but after waiting three weeks I was informed by the courier that the parcel was lost. I was offered compensation of £20 + shipping fee which I refused and after sending Parcel2Go a Letter of claim this was increased to £75 which I also refused. The Claimant did not purchase the Defendant's insurance policy as requiring people to pay extra for rights already guaranteed under the consumer rights act 2015 is contrary to section 57 and 72 and therefore unenforceable. The Claimant rejected the Defendant's standard compensation offer. It is clear that the defendant is responsible for the loss of the parcel as they did not act with reasonable care and skill when handling the claimants parcel, contrary to section 49 of the Consumer Rights Act 2015.   By failing to ensure the safe delivery of the Claimant's parcel the Defendant breached section 49 of the CRA 2015.   AND THE CLAIMANT CLAIMS £370.00 being the value of the lost goods £xx.xx being the price of shipping and interest pursuant to s69 cca 1984.   See what BF thinks but I think something like this is better. Remember you are suing P2G not evri.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

PPI Successes [NO QUESTIONS or EXPLANATIONS PLEASE] - just Bank/How Much with a link to your thread.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1633 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

thats good news

quite sweeping as well.

 

makes a change!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Replies 1k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Dear All,

 

Just like to say a big thank you to all who have given me advice regarding my PPI claims. It has taken some time, and all I would like to say to those out there who are still waiting just hang in there. I've waited over a year since my original complaints and so far I have claimed over £7,000. Still got a couple more complaints in the pipeline and will keep you posted.

 

Dave:)

Link to post
Share on other sites

I have just won against citi financial. Full amount plus interest. Very happy.

 

Sent the forms in three weeks ago and they have already agreed!!! I am amazed at how quick they agreed to the claim - I thought I'd be fighting for a year or so!

When you've had all the help you need, make sure you stick around to help others too!

Just think, if everyone left the site after they'd got their help, there might not be anyone left the next time YOU come back needing more assistance!!!!!!!

Link to post
Share on other sites

well well

cant say too much as i've not got it yet..but

 

the FOS have just ruled on one my HFC accounts going back to 1993 and have told HFC to cough up!!! yes after waiting since jan 09 several £1000's [ now i might not see this due to off-setting of a current loan - i think they can do that?]

more on my thread over the w/end

 

there are two more to go but its looking good...

 

HFC NAILED YA!!! muppets

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

well well

cant say too much as i've not got it yet..but

 

the FOS have just ruled on one my HFC accounts going back to 1993 and have told HFC to cough up!!! yes after waiting since jan 09 several £1000's [ now i might not see this due to off-setting of a current loan - i think they can do that?]

more on my thread over the w/end

 

there are two more to go but its looking good...

 

HFC NAILED YA!!! muppets

 

dx

 

That's sounding promising dx - well done :D

Link to post
Share on other sites

well well

cant say too much as i've not got it yet..but

 

the FOS have just ruled on one my HFC accounts going back to 1993 and have told HFC to cough up!!! yes after waiting since jan 09 several £1000's [ now i might not see this due to off-setting of a current loan - i think they can do that?]

more on my thread over the w/end

 

there are two more to go but its looking good...

 

HFC NAILED YA!!! muppets

 

dx

 

thread is here:

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/268270-dx100-hfc-ppi-account.html

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

yes, they can offset,

I remember (zummit I don't do very often) reading that you can request (and hope to receive) a separate cheque in settlement; was this referring to entirely different circumstances?

Link to post
Share on other sites

you can state that you signed and agreed to the contract for the loan at no point did you agree to ppi so as such that money would have been in your pocket so you expect the ppi refund to be returned to your pocket i also did not agree to current loan being paid early and as such it is considered unfair to offset

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

you can state that you signed and agreed to the contract for the loan at no point did you agree to ppi so as such that money would have been in your pocket so you expect the ppi refund to be returned to your pocket i also did not agree to current loan being paid early and as such it is considered unfair to offset

 

 

even for arrears?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

oh right sorry did not know account was in arrears in that case all they can offset is the arrears amount anything over should be returned to you

  • Haha 1

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

yea i know

i'm still going to q the fos on this though.

if the a/c the refund comes from has been closed since 1998 that a bit underhand.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi all,

 

I'm totally baffled by all this PPI stuff, although I reckon I have a case. Briefly here's my position. I took out a loan with Nat-West in 2007 for £25000 over 10 years and believe I was miss sold PPI which is costing me £80 per month. I also have 2 credit cards, 1 with MBNA which was as high as £14000 at one stage,its down to £500 now but I still pay about £5 PPI per month, and one with Mint which has fluctuated between £5000 and £8000 where the PPI is at a similar rate. As you can imagine my finances has been very erratic,so I would like to know how I stand re compensation. If so should I go through one of these reclaim organisations as I don't think I am capable of it myself?

Link to post
Share on other sites

what and get ripped off?

 

you need to start your own thread in the PPI forum.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi dx:)

 

One of my recent LTSB PPI refunds was on an account which is in arrears and without my asking, Lloyds told the FOS I would be paid the full amount by cheque - which I was ;)

 

Landy x

 

yea i know, its almost as if there is no hard rules and its who you get during your closing stages that almost dictates where it goes.

 

i'm sure this is why hfc have dragged their heels.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

yea i know, its almost as if there is no hard rules and its who you get during your closing stages that almost dictates where it goes.

 

i'm sure this is why hfc have dragged their heels.

 

dx

 

Think you hit the nail on the head there dx - the level of conscientiousness varies considerably from one FOS adjudicator to another it seems :rolleyes:

 

Landy x

Link to post
Share on other sites

well i'm going to write to mine with rent debt letters and threat letters to disconnect the gas supply and see if i can swing it.

 

anyhow

 

i'll continue this on my thread

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...