Jump to content


  • Tweets

  • Posts

    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  Methinks stuff about the consideration period could be added but I'm too tired now.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all  clearly showing a £60.00 parking charge notice (which will  be reduced to £30 if paid within 14 days of issue).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced to £60 if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.   Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • Scottish time bar: Scottish appeal court re-affirms the “harsh” rule (cms-lawnow.com)  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

1970 vc Cabot YES, THEY ARE TAKING ME TO COURT


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5748 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Kings Hill (No1) and they are trying to obtain a Final charge order (See my thread)

 

Hi Sailor21, I have just run through your thread, maybe we should continue over there, I see you have had Seahorse and Elizabeth and a couple of others helping you along,They know what they are talking about re Cabot believe me, but Cabot are a world unto themselves and you need to pick your way through them carefully. We all in the Cabot Fan Club have been stripping their empire apart to get to the bottom of what they are up to. so hang on. Kingshill No1 Ltd IS now a Dormant company but it wasn't up until 15th January 2007 when it swapped names with Cabot Financial (UK)Ltd. It makes a big difference to court paperwork as to what names they are using and who is presenting what - I'm not surprised the Hodsons fool ran out of the court as he did - probably knows when his lucks run out. I'd suggest we keep posting on your thread and follow this through. You're right, Tomterm is great with the court / legal bits so we'll get him tagged too. Just read through those documents of yours and get the companies sorted out as to who is doing what and post it back here so we can talk you through it. Anything we feel sensitive or best kept quiet we'll PM you. You must be prepared fully for this and Cabot are a general mess when it comes to these things, so we must get it right.

  • Haha 1
Link to post
Share on other sites

  • Replies 145
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

tt8 Can you tell me where in the act it states that only an owner or creditor can take legal action as I currently have Kings Hill (supposedly dormant) on my back reguarding a debt belonging to and being paid to, Cabot?:x :x

 

see my thread http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/98966-people-who-have-right.html

 

also s141 of the cca 1974.

 

 

 

"I am aware that a separate company of the same group operates under the name of Kings Hill No 1 Ltd."

tt8 can you say this when they are "dormant"

 

Yes, legally, all companies must operate to some extent, even if they are not trading (for example, they must have directors, have a registered address etc).

 

andrew is the perfect person to explain the intricacies of the cabot name game, he's been at it alot longer than me, (plus, I've got a medical condition that is limiting my online time to about 15 minutes a day at the moment)

  • Haha 1

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

Link to post
Share on other sites

GOOD NEWS:

 

I just rang the court as it has been 7 days since my response to the substituted particulars of claim was sent to the court.

 

The clerk informed me that an order from the district judge has been posted to me today.

 

The judge has ordered upon reviewing the substituted particulars that the claim is struck out!

 

I shall post the exact wording of the order once I have it in hand.

 

May I take this opportunity to say thank you to tomterm8 for his excellence.

 

I am sure the fuin has only just begun as I shall now proceed to the next stage and have Cabot clean up my credit file for me.

 

Cheers from a very happy 1970.

It's going to be an interesting year...

Link to post
Share on other sites

GOOD NEWS:

 

I just rang the court as it has been 7 days since my response to the substituted particulars of claim was sent to the court.

 

The clerk informed me that an order from the district judge has been posted to me today.

 

The judge has ordered upon reviewing the substituted particulars that the claim is struck out!

 

I shall post the exact wording of the order once I have it in hand.

 

May I take this opportunity to say thank you to tomterm8 for his excellence.

 

I am sure the fuin has only just begun as I shall now proceed to the next stage and have Cabot clean up my credit file for me.

 

Cheers from a very happy 1970.

 

THis is just the beginning

;-)

 

Well done all concerned !

Just hate every DCA out there

Link to post
Share on other sites

very good thread simplified by tt8 and andrew1 gladens the heart when we can see everyone pulling together and getting true meanings to the law

well done

 

It's the Synergy that makes this forum what it is. There is not going to be a hair unturned in Cabot that we are not going to expose. It's like peeling an orange, piece by piece they are becoming more and more stripped and once we have the whole skin off we are gonna EAT the feckers for breakfast. :D

Link to post
Share on other sites

Excellent news re the case being struck out. I'm almost hoping Cabot will take me to court, just for the fun of it! Bring it on, Ken....

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

Link to post
Share on other sites

Well done. And Well done all concerned who helped, especaolly tomterm8.

 

Best Wishes

MoonHawk

I think it would be a good idea.

Mahatma Gandhi when asked what he thought of Western civilization

 

Advice & opinions of MoonHawk are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

Lloyds TSB - Unlawful charges - Settled £8,807.68

Motor Help UK - Misrepesentation Act - Settled £111.25 (Thread Here)

Next Directory court action without a CCA for £605 - Settled & account closed (Thread Here)

CABOT - Can not produce CCA and refusing to accept it - In progress

Aktiv Kapital - Can not produce CCA and also refusing to accept it - In progress

Barclaycard - Can not produce CCA for an account of £2,000. After a long fight used CPR - Settled

Link to post
Share on other sites

GOOD NEWS:

 

I just rang the court as it has been 7 days since my response to the substituted particulars of claim was sent to the court.

 

The clerk informed me that an order from the district judge has been posted to me today.

 

The judge has ordered upon reviewing the substituted particulars that the claim is struck out!

 

I shall post the exact wording of the order once I have it in hand.

 

May I take this opportunity to say thank you to tomterm8 for his excellence.

 

I am sure the fuin has only just begun as I shall now proceed to the next stage and have Cabot clean up my credit file for me.

 

Cheers from a very happy 1970.

 

 

Hi 1970,

 

 

Well done!

 

It will be very interesting to see what the judge had to say. This could be a big help to others in a similar situation.

 

 

Best wishes, Jeff.

Link to post
Share on other sites

Cool... and now I'm feeling smug, LOL:)

  • Haha 2

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

Link to post
Share on other sites

Great news.

Let this be a lesson to Mr.Maynard,though I am not holding my breath.:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

The judge has ordered upon reviewing the substituted particulars that the claim is struck out!

 

 

so it begins!!!

  • Haha 1

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

Link to post
Share on other sites

Lets have the full details of why it was struck out and I can include it in Ken Maynards Birthday card - 10th September if anyone fancies sending him a card!

 

That picture above looks like a good cover picture too !:D

Link to post
Share on other sites

  • 2 months later...

Thank you to everyone for a very, very helpful stack of info. I have been following the company name thread with some interest and have also had a look at Companies House.

I have also asked Companies House to clarify the position with regard to these entries. I appears to me that the whole idea here is to cloud issues and to hide the person/company to whom you should really be asking the questions of. At the moment it appears that if you want information from CF UK or KH No1, the answer is that it holds no data on you (of course it doesn’t, they’re referring to the dormant company!) That another active company of the same name(s) exists is neither here nor there to these people!

What if everyone wrote to the Cabot Financial (Europe) Ltd and asked for the name of the company(ies) including addresses and Companies House numbers for all those who now, or in the past have claimed to be the legal owners of the debt(s)?

Anything other than a full and frank response would I think, fall foul of the final 2002 guidance from the OFT regarding clarity etc. Especially as they all rub shoulders and probably share the same canteen!

Comments?

Beaten:

RBS: £4,500

AMEX: £4,200

Barclaycard Visa: £12,100

Barclaycard M/Card: £12,600

(Including the numerous DCAs they have set on me.)

PPI reclaims (into my bank account): £25,000

Link to post
Share on other sites

Hey newborn your'e learning about our little friends. well done, I hope thousands more join you.

 

Every person who finds these things out must continue to report them to Trading Standards, the OFT and the DTI their MP anyone, who can look these guys in the eye and say "Hey Mr MAYNARD IT's ABOUT TIME YOU CHANGED THINGS"

 

We are extending our research into another one of their companies that seem to be buying debt Cabot Financial Group Limited, that's got an interesting accumilation of Directors with some fascinating connections to other companies. They are currently being processed through the Cabot Fan Club mincer and the various parties informed where we think appropriate at the right time.

 

But it is refreshing to see you have done some research, our library is getting quite extensive..

 

Just remind them when you write about being in CAG and the Cabot Fan CLub - they'll know where you're coming from :D

 

 

Sarah

Link to post
Share on other sites

  • 9 months later...

Hi All,

 

Cabot has been sending me letters demanding for payment for a debt they bought from ARG Card. However, I have been ignoring them because:

 

1. This allegged debt is about or over 6/7 years old.

 

2. Since, I have moved addresses several times; it was only about 4 months ego that they (Cabot) have started to claim for the debt.

 

3. they got my name spelling wrongly (I don't want to write or get in touch with them so I have to put this right)

 

The matter is gentlly escalating; I have received a letter from their solicitors (Hodsons). They demanding that I pay them within seven days.

 

I never ackowledged any debt to anyone so far.

 

 

Please, could you help by advising me.

 

 

Thank you,

 

 

Alex

Link to post
Share on other sites

Alex if you are new then I'd suggest you start your own thread, if you are not sure how to do that take a wander through the FAQ's but it's easy enough on the button top left 'start a new thread' or such like. in this group of threads, then you'll be guided through how to deal with the Hodsons fools and our mateys in the Cabot Towers. Good luck...can't do much for you myself just now too busy on one or two other things, but there are plenty of hardened Cabot lovers who will. :D

 

 

Sarah

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...