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    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took pictures of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? Appreciate any assistance - Thanks for reading. Al.  
    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
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Please Post How Far Back You Have Managed To Obtain Statements


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can bankfodder shed any light on this?

 

what was his source that Abbey keep records back to the 1920s?

 

did Abbey state when the records were destroyed do we know Lula?

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Hi all,

 

I am currently chasing HBOS for an old Bank of Scotland joint a/c which they are denying all knowledge of. Has anyone managed to get statements from a dormant account or one which was closed over/around 6yrs ago?

 

SM:razz:

 

would either of you have had a salary paid into this account? employers' records of your account number perhaps?

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can bankfodder shed any light on this?

 

what was his source that Abbey keep records back to the 1920s?

 

did Abbey state when the records were destroyed do we know Lula?

 

BF has an affidavit signed by someone who states that when they worked there that records were held back to 1926

 

Someone else on the Abbey forum received statements back to something like 1996 only late last year

 

I have constantly said that Abbey should be providing people with Certificates of Destruction/Deletion as a requisite of the SAR.

 

Someone with a contact at the Information Commissioners Office is going to check where we stand on this.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Just had a letter from the Northern Bank in response to my SAR.

 

They are claiming that they dont have to comply, under the "disproportionate effort" exclusion.

 

They claim account closed 1995, though I have no recollection of asking for the account to be closed.

 

They also make the observation that I may wish to use the data requested in a legal action to reclaim charges.

 

They also say that in this event, they will hide behind the Statute Barred defence should I make claim against them.

 

The War goes on.

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BF has an affidavit signed by someone who states that when they worked there that records were held back to 1926

 

Someone else on the Abbey forum received statements back to something like 1996 only late last year

 

I have constantly said that Abbey should be providing people with Certificates of Destruction/Deletion as a requisite of the S.A.R - (Subject Access Request).

 

Someone with a contact at the Information Commissioners Office is going to check where we stand on this.

 

It would be an odd time indeed for a change of data retention policy!!! this would appear to bear the hallmarks of a deliberate ploy to obstruct claims. I wonder if the ICO have the powers to demand to see minutes of board meetings etc.

 

I feel in this case it would justify estimated claims being put in, since Abbey did this at a time when they were aware of their liability to give refunds to customers. Would anyone else agree?

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I feel in this case it would justify estimated claims being put in, since Abbey did this at a time when they were aware of their liability to give refunds to customers. Would anyone else agree?

 

Sadly not. The Data Controller can determine the company policy for data retention and change it as they see fit. NOtwithstanidng other reasons for them to hold data, the DPa doesnt provide any guidance as to how long they have to hold data and places the choice in the hands of the data controller.

 

 

However, if you were to ask for data and it was destoryed outside of the company policy then its possible that would be breach and could give the subject a right to sue not sure which part of the DPA this would be though off the top of my head.

 

An estimated claim would in these cirscumstances be a reasonable respose, however, i would sue under the DPA sec 7 for failure to comy and use the estimate as a claim for damages under Sec 13 i think it is.

 

This is efectivley what i will be doing to GE moeny they lost some data and therefore i will estimate a claim and sue them under the DPA.

 

HTH

 

PS sorry if im peeing on the camp fire, make sure you dont stand in the smoke.

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Hi Bong,

 

Having been able to get some old account No's over the counter at my old HSBC branch(These date back to pre 1999) I am about to send the following S.A.R. What do you (and anyone else) think. Anything more I need add or leave out. Sorry to highjack your thread a bit, but there is not a lot of info. about HSBC yet. I have floated it on my own HSBC tread and would like to throw it open for everyone.

 

HSBC Bank Plc

Service Quality Team

Arlington Business Centre

Millshaw Park Lane

Leeds

LS11 0PP

 

 

30th April 2007

 

 

Data Protection Act 1998

Subject Access Request

 

 

Dear Sir/Madam

ACCOUNT NUMBERs:

 

 

MIDLAND VECTOR ******** **-**-** Mr and Mrs lex

ADDRESS

 

 

MIDLAND CARD SERVICES **** **** **** **** Mr lex

MIDLAND CARD SERVICES **** **** **** **** Mr lex

 

 

HSBC Bank Plc ACCOUNT ******** Mr lex

Longwaydown

Cornwall

 

 

 

And any other accounts I have held or I have held with my late wife Mrs M Lex with HSBC Bank Plc and The Midland Bank between November 1974 and Jan.1999 while residing at ether

 

 

 

 

Welsh Address

 

 

Or my Devon Address above

 

 

 

 

I require you to address the following :-

 

1. Please supply me with a complete list of accounts,transactions and charges relating to my banking history with your organization. Alternatively, a complete set of statements for that period will be acceptable. I also require a signed copy's of the CCA 1974 act on each and every one of my credit card accounts.

 

2. Please note that I require ALL information on ALL of the accounts that I have held with you whether this be in the form of statements, fiche or other recording method. Also any data that has been archived into any archival system used by your company, including outside companies.

 

 

3. Additionally, where there has been any event in my account history over this period which has required manual intervention by any member of your staff, or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my banking business with you.

 

4. If you are unable to supply this data because there has been no such manual intervention, then please be so kind as to confirm this in your response.

 

5. I enclose the statutory maximum fee of £10. You have 40 days in which to comply fully with my request. Furthermore, if I discover that you have levied disproportionate penalties against me, then I shall be reclaiming them.

 

6. I also require certificate’s of proof, signed by your Data Controller, if any of my account/s history has been destroyed for what ever reason. I require the name of your Data Controller for any future correspondence

 

7. If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally used in the past to communicate my private business to me and which you had hitherto found to be acceptable.

I would be happy to collect the Data from any local branch.

 

 

Yours faithfully,

 

Lex

 

 

Thanks in advance

 

Alex

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Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi,

 

I'm with Nationwide and have this morning done a internet search, it would appear [read here: Software on steroids | Information Age] that Nationwide had a microfiche system, and when they switched over to a electronic one during 1998/2001 they put 2 years data on the system - I strongly suspect said data still exists as it might also hold pension/tax details as well.

 

Anyone care to comment.

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http://www.consumeractiongroup.co.uk/forum/show-post/post-775995.html

 

Bong

Have you seen this thread?

Particularly the post I have put here.

It appears that the Bank declared that the information requested had been "destroyed" or "wiped". They declared as much to the Claimant, the Court, and the Information Commisioners Office.

The Claimant has now got the Police involved..... and lo and behold the Information has now miraculously been "found" !!

This means they could posssibly have been lying to the Claimant, the Courts and The Information Commisioners Office !!!

This is going to be VERY interesting !!!

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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No worries. Thanks Dr Hunter - have updated the summary

 

Abbey - 1926 -80 odd years!

A&L -

Barclays - 12 years

Barclaycard -

Clydesdale (per debt_mountain's thread) - 1996 - 11 years (account opening)

Co-op -

Co-op credit card (per Glenn's thread) - 1997 - 10 years

HBOS:

Bank of Scotland - 10 years

Halifax - 1991 - 16 years

HSBC -

Lloyds TSB -

NatWest - 1992 - 15 years

Nationwide -

Northern Rock - 1995 - 12 years

RBS - 15 years

Yorkshire - 7 years (possibly 10)

Hi Bong...Ginges here, sorry to drop in like this but I got 5.5years worth of statements a few weeks ago and wrote request the rest all the way back to September 1995 only to get more to March 1997.

I know its their game of slow coach and ignorant so I've threatened them with FSA and OFT to try and push them along abit.

If you read my thread you'll get a more indepth story...

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Hi Bong...Ginges here, sorry to drop in like this but I got 5.5years worth of statements a few weeks ago and wrote request the rest all the way back to September 1995 only to get more to March 1997.

I know its their game of slow coach and ignorant so I've threatened them with FSA and OFT to try and push them along abit.

If you read my thread you'll get a more indepth story...

 

Who was this with?

 

Whats your thread title?

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Like HBoS !!!!!!!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Co-op and Smile sent me since account opening (about 3 years) for current accounts and credit card

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Now here's an interesting observation.

 

Under my SAR, from Lloyds I also requested copies of some correspondance on my account.

Recieved samples of them today.

 

Okay, here's the interesting bit.

 

The copies of letters go back to June 1999.

Now, surely if they have copies of such letters, then surely they must ALSO have copies of the statements on the accounts that these relate to ?

It would serve no purpose otherwise to retain copies of letters, if there was no corresponding statements of account to clarify and back them up?

 

So, it is a logical presumption to make that Lloyds keep statements etc back to at least June 1999.

 

I have also requested statements and info on another account going back to 1993. I have already been informed that this should be possible, and I should recieve these within a few days. I'll keep you posted.

 

Photoman

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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I am having trouble with Lloyds - just been speaking to some guy in customer services who is assuring me that they only hold data going back six years! I don't believe him!

 

He has said he would call my branch to get them to call me and possibly put that in writing, but no call so far.

 

I can't get through to the copy statement unit

 

Any advice appreciated

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Nationwide. I have been told yesterday and today that they can give me back to when the account was opened in 1991 and 1993! not actually had them yet but apparently the request has been sent internally to the Northampton address to their achives. will keep you posted.

muffintop

Won Nationwide £900 and £1908 Bank Charges

Lloyds personal account 1,861

Lloyds Bus Account 2k

Abbey bank acc. Stayed 2008

 

CCA requested Barclaycard Nov 08 - n1 issued - GAVE UP

CCA Mbna Nov 08- n1 issued - GAVE UP

Marks and Spencer Money Nov 08 -lost found 2b enforceable.

Tomson Holiday - WON

 

if I help you tip my little scales it gives me a thrill. MT

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