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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Diskmandave -v- Robinson, Way & Co - The Never Ending Story


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IIIUMINATI it's a lot easier to read your posts if you don't use caps at the start of every word.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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If In The Uk U Approach A Financial Advisor And They Do Not Not Complete A Full Finanincial Appreciation Of You Current

Financial Status Then They Can Be Liabale For Selling Or Advising The Sale Of A Product Or An Advancement Which Is Unsuitable For Your Application Due To Your Current Circumstances And Action Can Be Taken

If You Complete A Request For A Loan As I Understand It The Information You Supply Determines The Result Of Your Application .

The Question I Ask Has The Application Been Assed By A Licenced Financial Advisor As To Your Accepability Or Simply

Assesed By The Lending Company By Using A Reference Agency.

If

 

Thanks for this post, that's very interesting, explains allot to me. I once had a financial adviser that discussed all my DD with my accountant behind my back, hence to say I sacked him.

Lloyds TSB -Settled in full 30/08/06 :)

Now whoes next :)

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Mum's words, "Won't you get arrested for sending that?"

 

Well if they had their way..........

 

Fortunately we don't live in the 18th century.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Had another 2 calls today (13th), 1 mobile, 1 landline...

 

RW&C; "Can I speak to diskmandave please...?"

DMD; "Speaking, your full name and company name please..."

RW&C; "It's XxXxXx from RW&C, can we do security please...?"

DMD; "Nope, I don't give out personal details to strangers."

RW&C; "I have to end this call then....." Click...

 

How easy is that then?!!!

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Letters posted!

 

Mum's words, "Won't you get arrested for sending that?"

 

"They're a bank after all and a debt's a debt..........."

A debt is only a debt if they have an executed copy of a CCA:D

 

Hope this is you returning to cheer us all up DMD:)

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Welcome back DMD :D

 

Oooh, I'd love to be a fly on the wall when the poor *** at RW & Co opens that letter :eek:

 

My Dell is a 'mare, but luckily I bought the warranty and I've had WAY more than my money's worth :) Good luck with your 'puter...

 

BB

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Oi !!:D Dave !! I have just read that you were going to leave us ?! :eek: How can you even think about leaving us ??!! :eek: I will be gutted if you go.... your threads are hilarious... and I you have given folk on here so much confidence in standing their ground against these DCAs.

 

YOU HAVE TO STAY !!! Is it because you are missing the stern telling-off from various women at Robbers Way.... ? ;)

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stay stay stay dave, please!!!!

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Had another 2 calls today (13th), 1 mobile, 1 landline...

 

RW&C; "Can I speak to diskmandave please...?"

DMD; "Speaking, your full name and company name please..."

RW&C; "It's XxXxXx from RW&C, can we do security please...?"

DMD; "Nope, I don't give out personal details to strangers."

RW&C; "I have to end this call then....." Click...

 

How easy is that then?!!!

 

RW&C; "Can I speak to diskmandave please...?"

DMD; "Speaking, your full name and company name please..."

RW&C; "It's XxXxXx from RW&C, can we do security please...?"

DMD; "Certainly, what's your postcode please"

RW&C;"Huh?"

DMD; "You need to answer my security questions. What's your postcode, please"

RW&C; ... stadrting to get confused.

DMD; "After all, you wouldn't expect me to give out my personal details without establishing who you are"

... after some time..

DMD; "Great. So i presume that this phone call is about my recent letter. The one telling you its a criminal offence to call me without permission, and that I'm recording all phone calls..."

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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That's brilliant! Will use that next time!

 

Just a small update..... No calls today, they must have got the Harassment Warning letters...?!! LOL!

 

BTW, I should be back & fully up & running again by late Monday afternoon...

 

Regards, Dave.

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That's brilliant! Will use that next time!

 

Just a small update..... No calls today, they must have got the Harassment Warning letters...?!! LOL!

 

BTW, I should be back & fully up & running again by late Monday afternoon...

 

Regards, Dave.

 

Hello Diskmandave.

 

Your thread was one of the first that I read when I was still a newbie.

 

I have just caught up with it today and it has had me ROFPMSL!! Good to hear that you're not leaving, I had a pit in my stomach when I read that particular post. :(:D

 

CurlyBen, tomterm8, ODC and rory32 et al have all helped contribute to making this such a great thread too.

 

I'll be keeping a closer eye on my inbox from now on, for post notifications. I too have commenced my battle with Robinson Way/Horwich Farrelly (depends on which hat they feel like wearing), too.

 

I have promised Spiritgirl and Hopeful1 that I will start my own thread on it too which I will do soon. I have received some great gems from them too.

 

Unlike you, I refuse to speak to them by phone. At one point they were calling my mobile 3 times a day, every day. In the end I purchased some inexpensive call blocking software which basically hangs the phone up on them, as soon as it detects their number! :p;) The beauty of this is that I now have a comprehensive call log of their stupid phone calls.

 

Anyway, watch out for my post. You can see what I've been up to in my other threads (see my signature) too.

 

Keep at them. I, like you intend to keep sticking to them until they get lost!

 

deedee xx

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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