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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mercers Debt Collection


Donel261
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Guest dwheeler
I would have thought an elementary knowledge of Consumer Credit law would have been a requirement for working at Sharklycard. Surely when you are telephoning people up you would need to know what you are talking about. Of course the manner in which you speak to people doesnt matter just so long as you reach your monthly targets. I am so glad that your bosses approve of you coming on here to act as an apologist for them and their shoddy practices. Maybe they will promote you to whatever is higher than a B. You may even become a C.

 

You all seem to be talking about cedit agreements and the right to persue people for money, sadly we dont get involved to that depth, we have to deal with customers who have been customer for 10 20 or 30 years so you pretty much assume that all the admin has been taken care of before they reach us, and I can say that I dont want any praise for coming on here I done it for my own reasons not cos I was told to

 

if someone would kindly take the time to explain why or how were not able to persue the debt I would like to know

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if someone would kindly take the time to explain why or how were not able to persue the debt I would like to know

 

Coz there are such things in this country as anti harrassment laws & harrassment is exactly what you do, no matter how you dress it up.

If an individual demands that another individual or a company stops contacting them, then they must obey that instruction.

If they dont then that thats were we enter illegality territory & were the likes of the police/OFT/trading standards etc..step in ;)

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Guest dwheeler
Coz there are such things in this country as anti harrassment laws & harrassment is exactly what you do, no matter how you dress it up.

If an individual demands that another individual or a company stops contacting them, then they must obey that instruction.

If they dont then that thats were we enter illegality territory & were the likes of the police/OFT/trading standards etc..step in ;)

 

so are you saying then that every debt collection company who calls a customer and gets told not to call again and then calls back is breaking the law??

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Hello Folks!

 

For what it is worth, I feel that every single Troll related Post on this Thread should be deleted from the point when the Troll first appeared (Post #65 onwards).

 

Leaving the Troll Posts in this Thread will simply achieve what Trolls always want, namely free publicity for the usual Debt Industry propaganda.

 

 

To summarise the Troll (in poo brown):

 

Barclays is not really going down the Toilet (despite how it looks, it's only half way around the U-Bend, so the Barclay's Richard could soon bob back up and re-appear in the great banking pan).

 

----> You must Pay what Barclays say you owe.

 

The Troll is really a nice person and only wants to help, loves single mums and their thieving kids (the Troll is always especially helpful if the single mum sounds nice on the phone).

 

----> You must Pay what Barclays say you owe.

 

The Troll claims the experiences reported on CAG are a small minority, in comparison with the millions and millions and millions of satisfied shafted Debtors that they deal with.

 

----> You must Pay what Barclays say you owe.

 

The Troll has infested this Thread without actually contributing anything useful, other than giving the Site Team a fresh batch of Guest IP Numbers to examine and link these to any future Troll CAG Registrations.

 

----> You must Pay what Barclays say you owe.

 

The Troll and all the gormless Hoodies at Mercers/Calder/Barclaycard are really nice, wholesome, fun, funky people to deal with, and are just there to bend over backwards to help (so long as you bend over forwards and grab your ankles to take what is coming).

 

----> You must Pay what Barclays say you owe.

 

Just in case you have still not got the Troll Message, here it is one more time...

 

----> You must Pay what Barclays say you owe.

 

 

I don't think CAG should be over-moderated, but I do think Troll infestations should be cut out and consigned to the toilet where they belong.

 

This Troll is like an erupting boil on the otherwise pure and unblemished CAG Arse. It's itchy, painful, smelly and will burst and leak all over the place if it is not lanced, flushed out with Peroxide, and has a great big CAG Moderating Elastoplast stuck over it so it does not offend the eye while it disappears from sight and memory.

 

Bin the lot from Post #65 onwards.

 

This is the 2nd major Troll infestation this Thread has suffered. There was another one just a few Posts before the above that also required Moderation and several Posts deleting. Same Troll?

 

My guess is the rubber-band flickers at Mercers are having some sport with this Thread, as it has the same name as the one on their Payslip.

 

I vote to delete all evidence of Troll infestation. Debt Industry Propaganda has no place on CAG. Leave it here, and people coming to CAG for the first time reading this Thread will think Trolls are part of the scenery. They may leave or, worse, will see the Pay What You Owe Troll message and will buckle instead of fighting back.

 

Cheers,

BRW

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so are you saying then that every debt collection company who calls a customer and gets told not to call again and then calls back is breaking the law??

 

Yep...thats what anti harrassment laws are designed to do - protect people from harrassment funnily enough :rolleyes:

They can & should be reported to the police, i always encourage people on here to do that (not the 999 number i hasten to add) & from my experience, they act as well ;)

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What's a B5, B4, B3? I only skim read - so maybe I missed the point, but you said you were a B3 in this post:

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-2090306.html

 

Have you been promoted/demoted?

 

[sigh] Proof beyond doubt that you just cant trust em! I refer to ODC's comment about promotion.......

 

he's no longer a B, he's a prize "C." :D:D

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Guest dwheeler
[sigh] Proof beyond doubt that you just cant trust em! I refer to ODC's comment about promotion.......

 

he's no longer a B, he's a prize "C." :D:D

 

Its says "we" meaning all mercers staff are grade B3 and above and when asked I told you I was grade B5 meaning we are the equilivant of Branch Managers and above

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Guest dwheeler
me thinks he is back under his bridge now:D

me also thinks he is a B and C and T.

in job discripton.is it not.:rolleyes:

 

SAM:pLOWELL DETESTER

 

 

I might be a B, C, T and whatever other initals you can come up with but at least all my bills are paid and I dont have to sit on a forum all day to pass the time.

 

bit of advise.. get a job, pay your debts and act like every other person in the UK - Normal

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me thinks he is back under his bridge now:D

me also thinks he is a B and C and T.

in job discripton.is it not.:rolleyes:

 

SAM:pLOWELL DETESTER

 

 

I might be a B, C, T and whatever other initals you can come up with but at least all my bills are paid and I dont have to sit on a forum all day to pass the time.

 

bit of advise.. get a job, pay your debts and act like every other person in the UK - Normal

Dave obviously you have nothing better to do than behave like a TROLL and come on here and insult decent people. If I were you I would be spending my time thinking up an excuse for my team leader at Sharklycard as to why you are breaching the forum rules and your employment contract by posting on here. No-one is in the least bit interested in your sanctimonious ravings.

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perhaps dwheeler can help me as he works for the company i am having a little trouble with. Despite me sending them a letter written by Payp[lan offering a pound a month, Barclaycard say they are unable to accept my offer of £1 per month unless it comes from a 3rd party such as Payplan or CCCS??????? Yet Payplan and CCCS are unable to deal directly with my creditors because I have no disposable income.

 

Just a bit confused :p

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ok, its very very easy for companies to jump on the moral bandwagon, but turn it around, is there not a moral and legal obligation to make sure the law is followed, that a document, in the form prescribed by the 1974 act, is signed by the debtor?

 

i dont need to find ways to worm my clients out of their debt, the law give s me all the arguments i need, and sadly Dwheeler the House of Lords and Court of Appeal have agreed with this!!

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dont need to get a job.got one on here helping the scared :p

mortgage is payed off,and i have enough in the bank to live till im 400 thanks.

 

spending all day on here bit rich coming from mr 33 posts per day:rolleyes:

SAM CAN PAY BUT WONT:DUNLESS ASKED NICELY.

WITH A PROPER CCA AND NOA AND NOT STATUTE BARRED OR TREBLED DUE TO PURE GREED.

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Come to think of it Barclays head office might be interested to hear off one of us?

 

Already done today :)

 

Sent copies of DWheelers posts as evidence regarding why I am NOT willing to talk to Barclays representatives on the phone.

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