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    • I started paying her old council tax as they said they would jail her I managed to get those account details. We then got back together she moved in with me stopped me going to my house. Eventually let me back in I was there 4 days then the police showed up at 1am arrested me for 8 different offences. On the morning I was in custody she rang the letting agent and asked for the house to be changed to her sole name as I was in jail. The house was changed to her name I was made homeless. The bills she did not change to her name left them as occupier the utility companies then said I had to pay as there was lots more usage than an empty property. My solicitor said if I don't pay them I will be reported for it. It has since turned out that in her old property she didn't pay the bills. The electric bill she put in her daughter's name then cancelled the direct debit the council tax she never attempted to pay. Due to one of the accusations I have since been told I need to pay these bills even after getting emails saying I'm not liable for the bills. I have forwarded these on to the police and solicitors and had no reply. Other than you have to pay these bills. I'm also going to end up paying the bills where she lives now as once again they are not being paid. I can't go in to detail about the case as I'm due to be charged next week not sure what with yet but the police have told me I'm going to be charged.  My ex will not tell me nor can tell me about her debts as she doesn't want me to know how much debt she is in or has put her daughter in once she turned 18. I do not want to be paying her debts after what she has done to me.
    • In the earlier thread (now linked above) you were going to change your name by Deed Poll. Did you do that? Did it solve any of your problems? What, exactly, have you been charged with? Has a court date been scheduled? I cannot think of any reason why the police would tell you to pay your Ex's debts that she incurred 5 years before you met her. Either there's lots of the story you aren't telling us, or you have misunderstood what you have been told, or you are trolling us. Earlier you said it was your Ex who wanted you to pay her debts and, for some reason that  no-one here could understand, you were going to do so. So your Ex can give you all the details of her debts and you can pay them. She can hardly expect you to pay them if she won't give you the account details! I've never known debt collectors be fussy about who pays as long as someone does. They routinely take payments from friends and family to clear debts. It's not illegal to pay someone else's debts          
    • What you've said isn't helping. Please post up a redacted version of the appropriate section of the court papers.  HB
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Starting the fight with Capital One


lynne43
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lynne, have rung Southend Court today, on 27th there were apparently 300 other bank cases being looked at, apparently we should hear in a couple of weeks.

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  • 2 weeks later...
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hi there guys, i really need some advice here, just heard from my daughter who is down visiting her father in law (it's his address i'm using for my claim) she opened a letter from the court and i have to attend on the 13th sept, i really didn't think it would go this far but can some one plz give me some advice as wot to do, now i'm really worried cheers

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i was just wonderin if i should ring the court on monday and ask wot all this means and should i inform them that i stay in scotland and that travellin to southend would be to far even have the case brought nearer to me plz guys someone help me here

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Hi Lynn

 

It probably won't go that far, but it maybe an idea to call Capital One and see if they are going to settle. It is unusual for them to appear in court over charges. If they say they will turn up, then get the court bundle ready just in case. I think they will settle before the date.

 

Uk

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WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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lynne, I got the same letter about the court date at Southend Court, I have not informed them that my claim is concluded yet as I am still trying to get the Allocation Questionnaire fee, if I find out anything I'll post up on your thread.

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  • 1 month later...

Hi there, i have just had a letter from the court in southend, i applied to have it moved to a court nearer me, the letter says nothin about whether it is bein moved but it says that things a basically stayed just now until the test case is resolved i would like to scan this letter and have someone who actually understands these letters, have a look at it as, it is like a foreign language to me, is there such a person out there lol, let me know and i will scan and send it to u, any help is muchly appreciated ty

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Hi Lynn

 

Credit Card cases are under different terms, so they are still ongoing. If you can give us some details, maybe type it out here, we can have a look at it for you. There is a removal of a "Stay" letter in the Bank Templates Library.

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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ok this is wot the letter says

 

Before district judge Dudley sitting at Southend County Court (address etc)

And upon it appearing to the Court that this claim will be affected by the outcome of those proceedings:

IT IS ORDERED THAT

1. This claim be stayed until determination of the proceedings in the High Court

 

2. Liberty to either party to apply on notice under CPR 23 to lift the stay

 

3.The hearing of any application to lift the stay be reserved to District Judge Dudley

 

This Order was made of the court's own initiative pursuant to CPR Part 3.3(4). You may apply to set aside, vary or stay the Order, but such application must be made within 7 days of recieving it

 

On an attached letter it says

 

Dear Claimnant

 

BANK CHARGES CASES

 

you will find attached an order frome the Court in relation to your case.

All cases have been stayed (all proceedings halted until the test case is determined).

If you need to get in touch with the court about your case we would ask you to write in rather than telephone the court as this allows us to process the work more quickly

 

Thank you for your cooperation

 

etc etc

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  • 2 weeks later...

OMG this is just awful!!!

 

I am about to file my N1 finally (HURRAH!!) against Capital One & now from what I have read on your thread it appears that the CC's are getting 'stays' as well???

 

I thought that Capital usually settled a couple of weeks after filing & putting in their defence??

 

Is this right?? I thought it was only the banks that could get Stays??

 

Now really confused??:confused:

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  • 4 months later...

hi guys, sorry i haven't been in for a while, got a bit dispondent just to update u i got another letter from the courts jsut before xmas to let me know the stay had been stayed but with the start of the court case yesterday i will be keepin an eye on things

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Why have they stayed it though, was there any explanation?

NatWest - WON! £3350 Paid back

Vodafone - Default removed

Citicards - Judgement awarded for £1898, default remains though...for now....

Capital One- WON! Settled out of Court £392 + Default Removal!

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Crap. Hopefully we get some good news in the coming weeks then.

NatWest - WON! £3350 Paid back

Vodafone - Default removed

Citicards - Judgement awarded for £1898, default remains though...for now....

Capital One- WON! Settled out of Court £392 + Default Removal!

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yeah i know, it's bin over a year now since i started this and i'm gettin a bit fed up with it now but am not givin up as i'm sure crap one wishes i did, but have totally lost track of the interest they owe me now, one of the members very kindly started it for me, will they still owe me this interest from when i started, wot does anyone think?

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  • 11 months later...

well here i am again and still no further forward, just over 2yrs later, i actually wrote to crap 1 and offered them MY gesture of good will with a lump sum payment, which they refused they said they had sent out a cheque for the remainder of what they thought they owed me after clearing my acc, about £3000 short but would cancel that cheque and send another providing i halted the court proceedings, low and behold there never was a cheque and i haven't stopped the court case, any ideas as wot to do next and some help in my bank charges would be brill as i really can't get my head round how to do them, i have tried several times and it never comes out so don't know how much they do actually owe me now cheers

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well here i am again and still no further forward, just over 2yrs later, i actually wrote to crap 1 and offered them MY gesture of good will with a lump sum payment, which they refused they said they had sent out a cheque for the remainder of what they thought they owed me after clearing my acc, about £3000 short but would cancel that cheque and send another providing i halted the court proceedings, low and behold there never was a cheque and i haven't stopped the court case, any ideas as wot to do next and some help in my bank charges would be brill as i really can't get my head round how to do them, i have tried several times and it never comes out so don't know how much they do actually owe me now cheers

 

 

Oh dear, what a nightmare.. I wonder why it is taking so long!

 

Stick with it.. you have come this far... and keep going until you get that default removed.

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Hi lynn

 

as far as cap one goes, exactly where are you in the court stage?, for the ones I have done from issuing the corut paperwork to payment was approx 2-3 month....... one set of bailiffs and some radio exposure and national tv for one claim,....

 

if you need any help just hsout.....

rockin all over the world

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  • 2 weeks later...
  • 2 weeks later...

Hi audrey, my papers r filed in the court i got a reply sayin it was stayed, i then sent a mail to rachel howey and told her as a gesture of MY good will i would be willing to settle with a lesser amount but she says she had settled my acc and sent me a chq, i never rec'd the chq so she said she would cancel that one and send me another, low and behold that one never arrived either, i have no idea how to work out the interest, have tried several times and failed miserably but don't know wot else to do now, rachel howey said that it was finished with and she sent me a form to discontinue the court proceedings of course i didn't send it had i the opportunity i would have shuved it elsewhere

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I'm just starting the fight with Capital one they have only sent me terms and conditions so have sent off a letter (copy of one from this fab site) and see what happens. They have charged massive amounts of interest and charges lost cheques I have sent them (they have been cashed by my bank!) they telephoned me today for about the 5th time so when I answered I asked if they had heard of Ofcom quote regulations told them I was reporting them for harassment and all calls from Capital one were being monitered they hung up on me - I did feel good!!

Just out of interest has anyone won the case against credit companies because they havent filled in the right paperwork?

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