IRDWW Chasing Emirates Islamic Loan Debt

[HunkyJunky]

Hi all

 

I left Dubai in December 2018 as I was made redundant and had to leave a sizeable bank loan behind.

A company by the name of IDRWW have been in contact and are asking me to contact them to arrange payment, they also sent a letter to my home address

 

Can they enforce a loan from the UAE and what should I do?

[dx100uk]

100's of like thread here

just type in UAE or dubai or IDRWW

in our search top right and get reading up.

 

but what you must do is write to IDRWW stated client

the bank xxxx 

 

and inform them in writing of your correct & current address to avoid a backdoor CCJ.

[rgaine]

Just a note on this around IDR and Mr Coyle and his team who is also the same Mr Coyle from CWD the original solicitors that were trying to collect Dubai debt for many years the wrong way and against the law. 

 

As DX always explains very well and others do not give in and do not bow to there pressure. 

 

I had Mr Coyle use an intern once to try and call me at work - disgusting just like the debt collectors in the UAE try to do.

 

Then he sets up this company IDR to try and put more pressure. There was an operations manager never heard from her again that was trying to be all forceful and then a solicitor that was using 2 addresses for CWD and IDR at the same time. Outright ridiculous. 

 

I have complained to the SRA and the FCA many times and they always tell me the same unless the debt has been passed through the correct courts in the UAE and if Mr Coyle and IDR have purchased the debt then nothing can be done as they don’t own the debt they just act in behalf of the banks. 

 

As I always mention I find the right contact at the bank to pay the bank directly. Things are getting a little easier now. 

 

Do not pay DCA from the UK! 

 

I nearly did this once to Mr Coyles colleague and guess what they could not find my payment so I stopped and reported them right away. Shoddy !!! 

 

There are new laws coming in or have done already that can help those who have had to leave Dubai with debt. 

[dubai 5 0]

Rgaine, what are these new laws that you mention?

[HunkyJunky]

Hi Rgaine, could you outline these new laws pls?

[rgaine]

Hi there. Read this article 

https://www.thenationalnews.com/business/money/the-debt-panel-how-do-i-resolve-my-uae-debts-after-11-years-1.1074585

 

each time and each bank you owe money to be sure to get in touch with central bank first off. There are many things happening in the background to assist you further. 

[HunkyJunky]

Thank you

 

If I make a payment plan with IDRWW will this stop the bank in the UAE pursuing me?

[dx100uk]

you IGNORE IDRWW

only deal with the bank who is?

[HunkyJunky]

Emirates Islamic

[rgaine]

Listen to the people on here trust me. Do not pay any DCA ... IDR CWD ETC

[HunkyJunky]

So what happens with IDRWW? can they ultimately take legal action? My house has equity, can they look to bankrupt me and take my asset?

[AndyOrch]

Quote

So what happens with IDRWW? can they ultimately take legal action?

 

Only if they buy the debt and its been legally assigned to them.

[HunkyJunky]

As you are aware, we are a debt recovery agency and we have been instructed by our client, Emirates Islamic Bank PJSC in the Middle East to deal with the following outstanding account(s)

 

Does this mean they haven't 'bought the debt'?

[AndyOrch]

Quote

we have been instructed by our client Emirates Islamic Bank PJSC

 

Ambulance chasers

[dx100uk]

21 hours ago, dx100uk said:

but what you must do is write to IDRWW stated client

the bank xxxx 

 

and inform them in writing of your correct & current address to avoid a backdoor CCJ.

 

is the only thing you need to do. to Emirates Islamic

 

and ofcourse read ALL the threads i pointed too

them you'll be informed correctly

not be making silly guesses upon what a powerless dca cant ever do..like repo etc etc.

 

dx

 

[HunkyJunky]

IDRWW have already sent a letter to my home address, can I take this as updated then?

[rgaine]

Exactly DX. My first contact from Mr Coyle was a long time back in 2014 knowing full well at that time CWD could not do anything hence IDR was set up to try the same thing but again failed. 

THey have not purchased the debt and I have all this in writing and they never will unless it’s with their while and it’s not even been passed through the courts. 
 

if it plays on your mind like it did me back then but with around 9 DCAs in Dubai chasing me also which was horrific but I learnt how to fight back as they are really bad then just find the contact for the bank and talk to them. That’s up to you. 
I owe 4 banks and that’s where I am at the moment after 11 years. 2 of them I have had some success but the other forget it they don’t understand that if they would have listened to me back in 2014 then they could have been having regular payments of £10 or so which is something. 
 

also they offer settlements from time to time which makes me laugh in Dubai to clear your debt. All my debt has been written off already and is sat with collection in Dubai so no charges etc 

[dx100uk]

4 minutes ago, HunkyJunky said:

IDRWW have already sent a letter to my home address, can I take this as updated then?

 

for what?

 

dx

[HunkyJunky]

I haven't changed address and IDRWW got my address from Emirates Bank, so the details Emirates have are still correct. Do I need to inform them again?

[dx100uk]

Sorry i thought you had moved.

You still need to only deal with the bank directly should you wish to deal with this.

[HunkyJunky]

This is what I am worried about if I ignore IDRWW

[AndyOrch]

underp04 I have created your own topic......please post here.......

 

IRDWW Court claim Emirates 2 x credit cards

 

 

 

[HunkyJunky]

 

Should I inform IDRWW that I will be dealing with the bank directly and not to bother me anymore?

[dx100uk]

what part of ignore them are you not understanding??

 

 

[HunkyJunky]

Hi rgaine

At what stage did you actually contact the Uk debt collection companies and what did you say to them?

underp04 didn't have any contact with them and is now facing court

 

Also how did you get in contact with the banks in Dubai? I can't find any proper contact email