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    • Northmonk forget what I said about your Notice to Hirer being the best I have seen . Though it  still may be  it is not good enough to comply with PoFA. Before looking at the NTH, we can look at the original Notice to Keeper. That is not compliant. First the period of parking as sated on their PCN is not actually the period of parking but a misstatement  since it is only the arrival and departure times of your vehicle. The parking period  is exactly that -ie the time youwere actually parked in a parking spot.  If you have to drive around to find a place to park the act of driving means that you couldn't have been parked at the same time. Likewise when you left the parking place and drove to the exit that could not be describes as parking either. So the first fail is  failing to specify the parking period. Section9 [2][a] In S9[2][f] the Act states  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN fails to mention the words in parentheses despite Section 9 [2]starting by saying "The notice must—..." As the Notice to Keeper fails to comply with the Act,  it follows that the Notice to Hirer cannot be pursued as they couldn't get the NTH compliant. Even if the the NTH was adjudged  as not  being affected by the non compliance of the NTK, the Notice to Hirer is itself not compliant with the Act. Once again the PCN fails to get the parking period correct. That alone is enough to have the claim dismissed as the PCN fails to comply with PoFA. Second S14 [5] states " (5)The notice to Hirer must— (a)inform the hirer that by virtue of this paragraph any unpaid parking charges (being parking charges specified in the notice to keeper) may be recovered from the hirer; ON their NTH , NPE claim "The driver of the above vehicle is liable ........" when the driver is not liable at all, only the hirer is liable. The driver and the hirer may be different people, but with a NTH, only the hirer is liable so to demand the driver pay the charge  fails to comply with PoFA and so the NPE claim must fail. I seem to remember that you have confirmed you received a copy of the original PCN sent to  the Hire company plus copies of the contract you have with the Hire company and the agreement that you are responsible for breaches of the Law etc. If not then you can add those fails too.
    • Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.View the full article
    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
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International Debt Recovery/Legal UAE debt - scotland


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Hi All,

 

I'm in same boat - ignored IDR and IDR Legal(more recently) for years.

Currently in count down mode with the you have a month until we issue Stat demand and all the associated threats.

 

Latest letter today say only a week left before we take action etc blah blah blah.

 

I'm comfortable they have the correct address as been receiving for years and I reside in Scotland so my assumption is wait until I receive formally a stat demand and then should this happen, react as per guidance here???

 

That the best solution?

 

thanks

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How much is the debt and how old is it since your last payment?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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what is the debt - card, loan, bank account?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I believe card debts are 10yrs statute barred in UAE contact law 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The UAE’s civil law refers to debts being time-barred after 15 years but there are exceptions and specific provisions.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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@dell2606 - @dx100uk posted a response previously where the thread owner was based in Scotland... The rules on jurisdiction are different in Scotland, and also to get a Sheriff to issue a Warrant the burden of proof, (if that is correct), is significantly higher than it is in England & Wales... 

 

I assume this still correct?  

 

 

 

Edited by ex_dxb
Poor grammar
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not your thread @ex_dxb

there is not letter of claim process in scotland

 

only covers E&W

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Update…

 

got the letter confirming..

 

”regrettably…….our client has now confirmed our instructions……

1. To serve a statutory demand upon you etc etc

2. To petition for your personal bankruptcy etc etc

 

Your statutory demand is now being prepared for service upon you”

 

Let’s see……

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  • 2 weeks later...
  • dx100uk changed the title to International Debt Recovery/Legal UAE debt - scotland
  • 2 weeks later...

well there wont be

never seen a UAE Scottish claim.

 

pers id ignore them.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

the advice my friend has just been given is ignore the PAP as filling it in will just delay them a little but if its loads of money they're gonna come back after getting the reconstituted applications etc..

 

therefore its just a fishing thing and your handing over any advantage by saying hi here I am.

 

of course that just adds to the confusion but he's heard nothing since last November since the pap other than the same old emails. embarrassing really!

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and not in scotland is he ....so post to your own thread as thats pretty irrelevant here.

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

i doubt youll ever get anything bar willy waving.

not seen a scottish claim

as said the matters of jurisdiction and paperwork etc  etc are much harder and IMHO near impossible for the scammer to pull off a court claim here.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yea sure but people reading this thread need to understand the prime reason why it wont go anywhere bar incessant willy waving IS because any claim would be made under and subject to the scottish Claim system/laws, whereby such things are VERY VERY diff to the lax way E&W allow these claims if you'd simply sneezed in the wrong place as an reason.

 

i am at present trying to contact a very good old friend i had some 15yrs ago, as im told by a 3rd party that worked in the same firm that years ago, a UAE claim was quashed under scottish SB rules, (5yrs dead extinguished, ) and that's why no scottish claims have ever been raised since. 

 

wont be quick nor guaranteed to even find out, but i'm trying.

the interesting aspect is obv im anon here and most certainly my old buddy would never know i'm here nor what ive done since on CAG, but it i was mentioned in dispatches at a gathering over xmas, by this old friend ofcourse in my real name... how weird....

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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