Thank you @dx100uk since it’s a letter of claim Il go with that @Pk2023 This is the issue, I am struggling to get a hold of them I guess it is one of their tactics of getting you to respond so they know it’s you, but I’ve been getting them since 2020 too originally IDR and now J&P, I’m unsure if maybe they’ve sped things up super fast because initially out of panic i called IDR when i received my first letter to make payment arrangements, then read upon this where it was advised they’re just empty threats so I didn’t give in … Since then they’ve heavily been on my case and J&P located my new address

Right well that’s lovely, bite back in the bum. I’ve read through #5 on the link you’ve sent. I mean is it recommended to respond? Also Do I just fill as per the instructions on there, I.e write my full name address etc as they have done

Okay Il do just that, thank you

Was it like the letter I have received?

Thank you guys

I am not sure if this is a letter of claim - I’ve attached photos of the letter if that helps? Doc1 dxb.pdf J+P Letter Of Claim.pdf

today I’ve recieved a letter from J&P after a long time this time with forms attached to respond back about how much I can repay etc and that if I do not respond within 30 days court proceedings will apply I had written to NBD bank to inform them of my new address and to resolve this matter last month, I haven’t had any confirmation or heard back from them. Should I write to them again?

This is kind of related but does anyone know since I have this ban from entering UAE because of my loan, can I visit Qatar?

@Ex expat3 nope I’ve not heard since! I’ve sent a letter to NBD advising them of my address change and also like you’ve said an offer to what I can pay monthly .. still yet to hear from there! also I don’t think it would affect you with the house being in your wife’s name, since it’s hers that’s her asset

Hey, can I just ask, I keep getting texts from J&P, which I’ve ignored. But will they get in contact with my work place since they’ve managed to get my number and my new address?

Hey I’m not too sure I’m so sorry, I don’t have a mortgage May I ask what do I state on the letter when notifying them of my address change - do I just give my full name, I don’t know what other details to provide them with?

Thank you guys I appreciate it, will contact them via letter and will revert back here if I need any further help

Thank you so much - I have changed address which the bank has not been notified about but J&P are aware off should I notify the bank of my new address? Also Should I send them a letter in trying to resolve this or an email directly to NBD? Thank you

Hi guys I wonder if any one can help me, I have been reading through some forums and still a little confused as to how I need to go about my situation .. I took a loan out with Emirates NBD of around 155,000 AED in 2020. I moved back to the UK without settling my debt end of 2020 fast forward today I received a letter from judge&preistley solicitors advising I owe approx 245,000 AED which is like 50k guessing it’s inflated crap loads with the interest How do I go about getting my loan contract and is there any option to settle this at an agreed payment like am I able to make any offers?? Do they accept all offers - Do I respond do J&P I’m so worried. I’m also blacklisted from there so would this lift my ban once this is paid off? Any help would be appreciated