Sorry to be a nuisance, I haven't slept at all so wanted to double check everything they sent. One of the photocopied documents appears to have a signature on it, and it would look like they have sent over a photocopied letter from the bank giving them authorisation to pursue it. They said they are still chasing to see if this has gone through the UAE courts. We know there are no convictions on us currently, but I am terrified this will force one.

They have sent 4 or 5 statements only, and no t's & c's. The document bundle is 4 monthly statements from 2017, 1 from 2019, a photocopy of the ID and passport and a hand written form that we didn't fill in.

The address that the bank had originally is the same, so I assume it's all up to date. It has just thrown me that they have come back with documents that appear to be from the bank.

I'm just after some help and guidance. We left the UAE unexpectedly around 7 years ago for health reasons. We left debt behind debt which has been chased on and off since then, first with moriarty and more recently with international debt recovery. They have sent forms demanding we supply our income and expenditure and threatening court action. I fear I may have jumped the gun here and supplied the PAP letter that is often linked through this thread. They have come back to us today with some of the documents and statements, but not all of them (for clarity this was debt against a vehicle which was left in country). I am just wondering what our next steps are. Any help would be greatly appreciated.