Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

FAB/IDRWW chasing Credit Card debt


Recommended Posts

Hi,

Lost my job in UAE 2016, came home with credit card debt, about AED50k. Never contacted the bank.

Today I received a posted letter from IDRWW saying they acting on behalf of FAB.

Doesn't say what I owe, just that I need to confirm this as my address I wish all future correspondence to be posted to.

I have read the previous IDR topics and I am going to ignore this letter and write to the FAB this week informing them of my new address,

the only problem I have is I don't know/can't remember my Credit Card account number.

Any advice on how to proceed? 

Link to post
Share on other sites

  • dx100uk changed the title to FAB/IDRWW chasing Credit Card debt

not your problem.

inc a copy of the IDRWW threat-o-gram let them work in out :lol:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

Hi Grgw44,

https://www.consumeractiongroup.co.uk/topic/466048-2010-loan-debt-from-dubai-bank-last-paid-2009-and-idr-letters-by-email/

I received a similar email/letter to you - the following week i received one with the amount owed.

i am taking the same advice as you and sent a "change of address" letter of to my Dubai Bank this morning.

i was wondering if the emails/letters you were receiving from IDR stopped?

Link to post
Share on other sites

No.

they send one every other week , the same letter with slightly different levels of implied threat.

I'm ignoring the lot unless I receive one of the ones mentioned regularly by the sages on this forum.

I never received any emails as they don't have my email address. 

Link to post
Share on other sites

Thanks for replying and good to know. I am going to do the same until something changes. 

After you sent your letter to your Bank in dubai - did you receive any correspondence back from the bank?

Link to post
Share on other sites

Never heard anything from the bank.

We have recently moved and I sent another letter informing them.

IDR have continued sending letters to our old address but we have had the mail redirected.

They are either not in contact with the bank or the bank don't give a toss. 

Link to post
Share on other sites

  • 1 month later...
Posted (edited)

Just an update for all. I received about a letter every other week, increasing in threat levels. Then I hadn't had one for a about two weeks, then Saturday received a carbon copy of the very first letter they sent me in February. Made me laugh, rinse and repeat. 

Edited by Grgw44
Link to post
Share on other sites

yep they can be a bit like the TV licencing lot.

for 4yrs ive been getting a series of about 8-10 diff letters that just go round a loop.

currently upto 61

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...