Roger that. Thank you dx. Completing the form given in your directed thread - couple of questions if I may.. I am not to give my personal contact details on the form including number, address, email, and you mention signature also. Does that mean don't write anything next to where it says signature or just don't give your real signature? There is a reference number tied to my 'case' which I assume I do need to add to the reply form? Apologies for the probably stupid questions but want to make sure I do this correctly. Many Thanks indeed.

Read through your thread dubai 5 0 - am I right in saying I should ignore it? Or respond with my details? I actually own nothing aside from a seriously old car worth about a grand. Recently got a second hand car on finance so not even the owner of that for another 3 years.

Having some issues with the size of the files for some reason, attaching as many as I can. But yes, looks legit to me. Thanks all. 2023-06-23 J+P Letter of Claim.pdf

Hiya, Unfortunate update on this case, received this last week. Sounds like I need to engage with them now… any thoughts? Many thanks in advance. 2023-06-23 J+P Letter of Claim.pdf

Understand. Writing to the bank in UAE sharing my home address in UK, doesn’t this give the bank direct knowledge to then push legal proceedings? Thanks.

Thanks very much, I have browsed some of the threads and appreciate your comments on all of them. I thought I was correct in ignoring but very pleased to see your confirmation on this particular case. If J&P have my current home address then does this mean the bank do also? I did not share it with them and have not shared any info with them since I took the credit. They have my old old old address in UK which I have advised the people there the situation and they will return all mail. Thank you once again!

Hi all, Wonder if anyone can advise me. I left Dubai in summer 2019, after arriving back in Feb 2015. I ended up losing my job whilst there and spent 6 months burning through my savings to continue paying my loans whilst looking for a new job. I ran out of money and ultimately left the country with not a penny to my name. Safe to say I’ve spent all the time since then trying to rebuild my life and make ends meet. I’ve received the same emails from ENBD collections since I left, every few months they send the same email which I’ve ignored. However recently they have gotten a solicitors here (judge & priestly) to chase me at my address which has changed a few times since I got back (this concerned me). The debt is around £25k. I have attached the first email and then todays follow up email for your review. They also sent similar letters to my home address as well as texting and calling my phone. Feeling very concerned but also seeing many people online saying they are just trying to scare me into contacting them. I have ignored all communication from the bank since they started emailing me in 2020. Very much appreciate any advice, thanks indeed. Image.pdf Image (1).pdf