Hi I have received an email from IRDWW stating that they will now instruct their legal team to pursue me, i have received 6 letters up to this point. I feel that I should contact them with the following: Dear Sir/Madam Please can you provide a copy of the alleged debt with the original financial agreement document that exists between Emirates Islamic Bank and myself, in English. All terms and conditions relating to the account must be supplied in English. Copies of all statements of accounts with any attached notes in English. Copies of any default notice and termination notice in English. A copy of any legal documentation that evidences that Emirates Islamic Bank has authorised IDRWW to contact me in regards to this alleged debt. The contact details of the Emirates Islamic Bank representative. Please let me have your thoughts

Do you have the details of the person you communicated with in the central bank?

Hi all I finally managed to get in contact with Emirates Islamic Bank Recovery Department and after a lot of dead ends they have come back with "Once we have passed the case to a UK debt collection agency we cannot deal with you directly" what do I do now? I have received 5 letters from IDR as well as emails and texts, what option do I have other than to contact IDR? Any help would be appreciated

Please would you share his email? Did they ever ask for your financial details also so that they could work out how much to get from you? rgaine what happened to your last post?

are we allowed to give contact details here? It would be much appreciated though

Can he prove that? Is it documented somewhere? This is what I'm relying on to stop the UK debt collectors contacting me, still trying to find the appropriate contact in Emirates Islamic Bank though

Hi underp04, did you get a response from him?

That is only if the debt collection firm bought the debt?

That is good news i think...but the judge didn't throw the case out which means what the debt collectors did was legit?

IDRWW

Hi Loulou So you ignored them for a bout a year and they have only just got back to you? did they contact you in the interim and have you ever replied? I'm in the same boat

Hi rgaine Did they ever request your expense and earning details along with statements etc? did you give it to them and what was the response?

I bet he doesn't reply

That would be very helpful