Ok thanks. All the advise is to ignore and it's unlikely anything will happen so I was feeling a bit calmer. I guess I always have to be on guard.

Hi guys, Sorry I'm not quite following. Are you saying there is a chance I could be taken to court? Thanks Lou

Hello everyone. Another letter for IDRww today. I have attached it. Please could someone put my mind at ease or advise? From all your advise before- I assume I still ignore. They are saying they are now going to advise their client to refer to solicitors. Thank you Lou

Thanks Eric's brother, I've sorted that issue now, called them from anonymous number and told them I have no parking fine and they took my email off their database which makes me think it was all a [problem] anyway!

Thanks honeybee will do

Hello All, I have also had an email from this company (attached) But looks like it's for a parking fine? Which was oddly addressed to my mum? Does anyone know anything about BW legal? Pretty sure I've never had a parking fine from the council. Just wondering if there is any connection. Thanks

Jimmy- thank you! Tbh I have chucked all previous letters as they were always exactly the same. But I have kept the last two and will continue to keep.

Heres hoping!!

Dxb- so only when I change my address should i contact IDRww to let them know in a basic letter that I have changed my address but do not know anything about the debt they are contacting me about? No signature, just my name and new address?

If I keep ignoring, what is the likelihood they will give up soon? Or will they pass it to another agency? Will I have these letters forever as I haven't told my partner yet and dont want to if I dont have to! Thanks

One more thing...to clarify by 'all creditors' do you mean the DCA too? IDRww? For my change of address. Surely that would be admitting to the debt?

I will sign up this week thanks again for your help

Experian etc....do they also show any CCJ's?

Also, what is IMHO?

I have had on and off letters/emails and calls for years but I have never replied and i changed my email address which they dont seem to have found! This isn't the first contact its justba new company so does that still mean it counts as 10 years? Sorry of this is a silly question! Jimmy- thank you so much for your input it's a great help. Whi are the 3 credit check agencies please?