Thank you for the reassurance. Iw I'll keep ignoring.

Morning, I have started receiving letters/emails/texts from IDR with regards to a loan I had with Emirates Bank. I left Dubai in 2009 and the money they say I owe is now less than before!?? I have been receiving letters on and off for years. I am now living with my partner who knows nothing of this as I have been advised to ignore it in the past so I have. I thought after 10 years it would stop. They are now threatening CCJ and removing the money from my salary etc?? Should I keep ignoring? Will this affect my partner (he owns his own house but my name is on nothing). I think I know the answers but need reassuring. Thank you.

Ok thanks. All the advise is to ignore and it's unlikely anything will happen so I was feeling a bit calmer. I guess I always have to be on guard.

Hi guys, Sorry I'm not quite following. Are you saying there is a chance I could be taken to court? Thanks Lou

Hello everyone. Another letter for IDRww today. I have attached it. Please could someone put my mind at ease or advise? From all your advise before- I assume I still ignore. They are saying they are now going to advise their client to refer to solicitors. Thank you Lou

Thanks Eric's brother, I've sorted that issue now, called them from anonymous number and told them I have no parking fine and they took my email off their database which makes me think it was all a [problem] anyway!

Thanks honeybee will do

Hello All, I have also had an email from this company (attached) But looks like it's for a parking fine? Which was oddly addressed to my mum? Does anyone know anything about BW legal? Pretty sure I've never had a parking fine from the council. Just wondering if there is any connection. Thanks

Jimmy- thank you! Tbh I have chucked all previous letters as they were always exactly the same. But I have kept the last two and will continue to keep.

Heres hoping!!

Dxb- so only when I change my address should i contact IDRww to let them know in a basic letter that I have changed my address but do not know anything about the debt they are contacting me about? No signature, just my name and new address?

If I keep ignoring, what is the likelihood they will give up soon? Or will they pass it to another agency? Will I have these letters forever as I haven't told my partner yet and dont want to if I dont have to! Thanks

One more thing...to clarify by 'all creditors' do you mean the DCA too? IDRww? For my change of address. Surely that would be admitting to the debt?

I will sign up this week thanks again for your help

Experian etc....do they also show any CCJ's?