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Help! CCJ being sought by Lowell for my sister. Detrimental to her fostering.


Clmxo
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Hi there,

 

First of, any help or advice would be very much appreciated.

 

my sister ended up getting into around £1300 worth of debt with orange due to her teenage daughter running up a very large phone bill in one month.

My sister, I assume - has just ignore it all.

I only found out yesterday due to her asking to lend money to resolve this.

 

She received a county court claimform on the 27th September and a letter from Lowell's to state court proceedings would be the next option

on the 2nd of October (after the claimform had already been submitted).

 

Had I have known earlier

I would have sent a CCA or SAR

I think it is for her but now obviously things are a little more tricky.

 

I told her to hold off doing anything until I had done some research

(prior to this she offered them half but they refused).

 

she totally ignored me because she's a royal pain and sent off the court letter saying she intends to only contest part of the claim. I

imagine a few will be slapping their foreheads over this haha.

what would you advise to do?

 

She is also a new foster carer and has been informed if a CCJ does register against her she could lose her place as a fosterer.

So obviously want to avoid the CCJ at all costs

 

Thanks for reading!

Edited by Clmxo
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SHe has to defend all to stand a chance of combatting the CCJ. Otherwise its a guaranteed CCJ on her file

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Doubt it has any affect on fostering.

Debt would only be a problem if her house was at risk of being lost,

so she had nowhere for children to stay.

 

If the CCJ is paid within 30 days of judgement,

then no CCJ would be registered.

 

 

Seems she has accepted the debt,

but you don't appear to know exactly what she said on the court claim form.

 

 

Did she sent it to the court or Lowells Solicitors ?

We could do with some help from you.

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if its only been recently sent

pop up on MCOl

defend all

and email them saying ignore the written N9

 

 

please complete this:

 

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**(1-Viewing)-nbsp

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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