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    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
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    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
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Further steps notice -TV Licence fine in my name but i've never lived there! **Resolved**


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I received a letter this morning from London Collection and Compliance Centre,

a further steps notice, saying I owe £340.00,

it did not state what for so I was shocked,

I have never ever been in debt in my life.

 

I called the number on the letter and was told this was for unpaid TV License,

 

 

I explained that our TV License is paid by DD every month at the start of the month of which I can prove via my bank statements,

I was then told this for some house in London!,

I have never ever lived in london, only warwickshire my entire life.

 

I have only ever been to London once in my whole life as a child.

 

Not only that, but our tv license isnt even in my name its in my fiancees name but comes from our joint bank account.

 

I was given a number to call the courts (Barkingside?) where I tried to explain that there must be some mix up,

the letter obviously has my real and address and dob but it could not possibly be me who ran up this debt

and that I can prove I have lived here all my life, via

tenancy agreements for my council property, council tax bills, employment support allowance, and bank statements.

 

But I was told I have to make a Statatury Decloration?

 

I contacted TV Licensing customer support but the lady on the phone and 2 senor managers were puzzled by it all

and told me to send them copies of these court letters along with a cover note

for possible investigation but didnt think they could be of any help...

 

I have contacted fraud sqaud about possible identity theft, cant for the life of me see how it is anything other than that?

 

Im rather worried, puzzled, bemused by it all, wondering to myself how utteryly useless the courts/baliffs are at their job

that cant do any real investigations to actually see if they have the right person to begin with?

 

any help would be much appreciated

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Head to your nearest court and file a stat dec asap. Mix-ups happen quite often, especially with the TV tax which is why there are procedures available to sort it out. You need to stay off the phone now unless you can record the call in full and keep a good paper trail. The main priority though is that you get that stat dec filed asap.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Wonder if it is a faulty trace by Collecticarp, or Marstons? That is not unusual when they are trscing debtors for TV Tax,, as in wrong Mr or Mrs Jones. Do a Stat Dec as suggested, to the effect that you have never lived at the address of the named debtor,

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I received a letter this morning from London Collection and Compliance Centre, a further steps notice, saying I owe £340.00, it did not state what for so I was shocked, I have never ever been in debt in my life.

 

I called the number on the letter and was told this was for unpaid TV License, I explained that our TV License is paid by DD every month at the start of the month of which I can prove via my bank statements, I was then told this for some house in London!, I have never ever lived in London, only Warwickshire my entire life. I have only ever been to London once in my whole life as a child.

 

Not only that, but our tv license isnt even in my name its in my fiancees name but comes from our joint bank account.

 

I was given a number to call the courts (Barkingside?) where I tried to explain that there must be some mix up, the letter obviously has my real and address and dob but it could not possibly be me who ran up this debt and that I can prove I have lived here all my life, via tenancy agreements for my council property, council tax bills, employment support allowance, and bank statements.

 

But I was told I have to make a Statatury Decloration?

 

I contacted TV Licensing customer support but the lady on the phone and 2 senor managers were puzzled by it all and told me to send them copies of these court letters along with a cover note for possible investigation but didnt think they could be of any help...

 

I have contacted fraud sqaud about possible identity theft, cant for the life of me see how it is anything other than that?

 

Im rather worried, puzzled, bemused by it all, wondering to myself how utteryly useless the courts/baliffs are at their job that cant do any real investigations to actually see if they have the right person to begin with? Any help would be much appreciated

 

 

I have re-copied your post above so that it is easier to read.

 

Surprisingly, yours is actually not that uncommon an enquiry and can arise for a number of reasons. Firstly when a TV Enquiry Agent visits a property and the person answering the doors confirms that no licence is in force...the individual simply has to give a name. There are no checks made to ascertain the true identity. Secondly, (and more common) is that the court used 'tracing facilities' and your address has come up.

 

Either way, the correct procedure now is to follows LCC's suggestion and call the Magistrate Court and they will allow you to file a Statutory Declaration. Make sure that you tell the court that you live in Warwickshire and they will transfer the matter to that court.

 

Once the stat dec is filed your name and address will be removed.

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I don't know whether it has anything to do with it. But years ago, I bought a new TV and the shop I bought it from sends details to TV licencing with the address of the purchaser. A few weeks later a neighbour who lived down the road received a letter in my name, but with their address. The shop had entered a wrong address on the details sent to TV licencing.

 

Could it be that at some point you purchased a TV online and somehow they have given a wrong address to TV licencing. You then end up owing a debt at an address you have never lived at.

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I don't know whether it has anything to do with it. But years ago, I bought a new TV and the shop I bought it from sends details to TV licencing with the address of the purchaser. A few weeks later a neighbour who lived down the road received a letter in my name, but with their address. The shop had entered a wrong address on the details sent to TV licencing.

 

Could it be that at some point you purchased a TV online and somehow they have given a wrong address to TV licencing. You then end up owing a debt at an address you have never lived at.

 

Could be the case but the right to give your name at the time of purchase was done away with last year. Thankfully TV Licensing is going to change but I suspect that we will all be made to pay in one way or another.

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I have re-copied your post above so that it is easier to read.

 

Surprisingly, yours is actually not that uncommon an enquiry and can arise for a number of reasons. Firstly when a TV Enquiry Agent visits a property and the person answering the doors confirms that no licence is in force...the individual simply has to give a name. There are no checks made to ascertain the true identity. Secondly, (and more common) is that the court used 'tracing facilities' and your address has come up.

 

Either way, the correct procedure now is to follows LCC's suggestion and call the Magistrate Court and they will allow you to file a Statutory Declaration. Make sure that you tell the court that you live in Warwickshire and they will transfer the matter to that court.

 

Once the stat dec is filed your name and address will be removed.

 

Cheers

 

I have literally 10000s of pages of proof of who I and where I live because I have a progressive eye disease and have been on incapacity (now ESA) benefit for the last 12 years my medical record alone would do serious damage if I was to drop it on the baliffs head....

 

My local court cannot do the Stat Dec, the nearest one to me that can is Nuneaton Magistrates Court which is 23 miles away from me, with my eye disease I cannot drive, I am reliant on public transport, cannot read street signs and have never been to Nuneaton....I was even told I cannot claim travel expense back!

 

I have contacted my local councillor who I know quite well, she helped me get my current house, she also happens to be a councillor for the county, so she is looking into this for me.

 

This Court in London told me in an email I would still have to attend their court after a stat dec is filled! - eh hmm yea right.

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Cheers

 

I have literally 10000s of pages of proof of who I and where I live because I have a progressive eye disease and have been on incapacity (now ESA) benefit for the last 12 years my medical record alone would do serious damage if I was to drop it on the baliffs head....

 

My local court cannot do the Stat Dec, the nearest one to me that can is Nuneaton Magistrates Court which is 23 miles away from me, with my eye disease I cannot drive, I am reliant on public transport, cannot read street signs and have never been to Nuneaton....I was even told I cannot claim travel expense back!

 

I have contacted my local councillor who I know quite well, she helped me get my current house, she also happens to be a councillor for the county, so she is looking into this for me.

 

This Court in London told me in an email I would still have to attend their court after a stat dec is filled! - eh hmm yea right.

 

I rarely disagree with advice given by court staff but in this case I do !!!

 

Also only a few weeks ago significant changes were made to applications for Statutory Declarations and if you are OK to wait until tomorrow I will get details sent over to you.

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I rarely disagree with advice given by court staff but in this case I do !!!

 

Also only a few weeks ago significant changes were made to applications for Statutory Declarations and if you are OK to wait until tomorrow I will get details sent over to you.

 

oh? yeah that would be great thanks

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I cannot imagine this even needing the stat dec,

 

I have personally traced the real guy they are after, and his wife, just 18 miles from the court that issued this, I have both their facebook profiles with pictures and the current address of his wife. The County Counsellor for Warwickshire that I know well is calling LCCC on my behalf 2moro and will even give them proof via our council that I have always lived here.

 

should be game over?

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Was Game over, LCCC and the courts apologised.

 

Great stuff

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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