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Link Bought Four Of My Barclaycards


Darvishani
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you should have done that on the 22nd nov.

 

 

LINK are not the original creditors

only the Original creditor

can issue a default notice.

 

 

have you actually checked your credit file to even see if these debts all still show?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes I have no defaults regarding these three cards but they are saying that barclaycard made a mistakes and they will do so if I do not come up with better payment with link

How ever you are right I will CCA them see what they will do

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are the debts showing at all in any way on your credit file

Defaulted or not

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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not I'd expect BC defaulted them years ago and they've now gone NEVER to return.

 

 

Plink s per 99% of debts they have are LYING.

 

 

they can do what they like

they CANNOT make the debt re-appear.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes you can.

 

 

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......................

 

 

 

 

and LInk are LYING

 

 

the debt cannot be magically placed back on your credit file.

once it has dropped off

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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DX, the OP was paying this card up to last year.

 

The accounts would NOT have fallen off as you suggest and SHOULD still be showing on his credit file. IMO link have probably been honest for the first time ever in stating there has been a mistake with the reporting of the account.

 

Darvish, HAVE you sent the CCA requests?

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link are NOT THE ORIGINAL CREDITOR

they cant magically make debts re-appear.

matters not if they are/have been paid recently or not,

 

 

please get those 4 CCA requests done to Plink

do not sign any of the Letters

leave the 4 £1 PO's BLANK.

 

 

and get an SAR off to BC

then we will KNOW the truth here

I bet they were all defaulted years ago.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

the issuing of a DN does not mean a creditor 'will' mark your account as 'defaulted' with a date.

however, I'd suspect these accounts have been defaulted years and years ago

and have dropped off

the issuing of a DN by anyone cannot make them re-appear.

 

 

and as Plink are not the original creditor

they cant put the account back either

even if there were not an old Default.

 

 

those CCA requests are going to be interesting too!

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Barclayshark wrote to quite a few of their customers at the end of last/beginning of this year to say they had made errors with their default notices. The letters advised that they would be amending the CRA records.

 

It looks like they sent the letters out during January of this year.

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Many B/shark customers were sent Default Notices by Mercers and I suspect that they were not legally able to do that, and this is why these letters and subsequent amendment of records has occurred.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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no the debt has been sold

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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