Jump to content

Boro

Registered Users

Change your profile picture
  • Content Count

    581
  • Joined

  • Last visited

Community Reputation

49 Excellent

About Boro

  • Rank
    Basic Account Holder

Recent Profile Visitors

The recent visitors block is disabled and is not being shown to other users.

  1. For those wondering what happened, the deadline came and went and the claimant failed to provide any documentation, I later had a letter from the solicitor advising me that the claim was being withdrawn, LC Asset 1 have returned to sending the usual template letters asking for payment which I am filing.
  2. DX I had assumed that was the case I just worry Andy thank you it looks perfect and has been submitted so I can now relax a bit
  3. Thanks DX I appreciate the help, also a good point about the account number
  4. I have made a few alterations but could do with some help, thanks 1.The Claimant claims the whole of the outstanding balance due and payable under an agreement referenced “ref number” and opened effective from -/-2013. 2.The agreement is regulated by the Consumer Credit Act 1974, was signed by the Defendant and from which credit was extended to the Defendant. 3.The Defendant failed to make payment as required and by -/-2019 a default was recorded. As at -/-/2019 the Defendant owed “Newday LTD” the sum of £70
  5. This is a defence which I used on a previous claim many years ago so let me know what you think, thanks 1.The Claimant claims the whole of the outstanding balance due and payable under an agreement referenced “ref number” and opened effective from -/-2013. 2.The agreement is regulated by the Consumer Credit Act 1974, was signed by the Defendant and from which credit was extended to the Defendant. 3.The Defendant failed to make payment as required and by -/-2019 a default was recorded. As at -/-/2019 the Defendant owed “Newday LTD” the sum of £7000.
  6. The solicitors have acknowledged my CPR request but have yet to provide anything, no response to my CCA request yet. I would like to get a defence in before the end of this week, can anyone help me put together a defence? Thanks
  7. I will get the CCA request filled out and ready to send, just noticed that the claimant uses an address in Luxembourg does this change anything?
  8. Thanks guys I have sent off the CPR request, with the CCA request does it have to be a postal order or can I have someone write a cheque instead?
  9. Thanks DX, I have filed an AOS and am working on the CPR request, im a little confused as to how I need to edit this (may be the meds they have me on): 1: the agreement. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should
  10. Thanks DX here it is: Name of the Claimant ? LC Asset 1 S.A.R.L Date of issue – 24th October 2019 Date to acknowledge) = 11th November 2019 date to submit defence = - 25th November Particulars of Claim 1.The Claimant claims the whole of the outstanding balance due and payable under an agreement referenced “ref number” and opened effective from -/-2013. 2.The agreement is regulated by the Consumer Credit Act 1974, was signed by the Defendant and from which credit was extended to the Defendant.
  11. I have received a county court claims form from Kearns Solicitors, the claimant is LC Asset 1 S.A.R.L in Luxenbourg, the first I have heard from this company was a letter a few weeks ago when I returned from hospital. Any advice on how I should proceed? I am broke being supported by my parents, haven't worked in over 18 months and am currently recovering from my 5th surgery in that same time. I don't think they sent a default notice or notice of assignment either as I have been through my files (I file everything) and cant find either. Edited scan of the cla
  12. What if the default is invalid, oc defaulted twice, both times neither contained prescribed terms, i have these safely tucked away, since cabot has bought the debt surely they should be able to prove it and if they cant then they should not have made the entry on my credit record, the oc removed theirs and it was months later that cabot entered their own entry which also does not tally with either of the two defaults
  13. Time for an update not that a lot has happened, got the cpr request off to Mortimer Clarke who acknowledged it and to date have come up with zilch, got the defence in and again nothing has happened since, what i would like to do now is get this removed from my credit report, its the one black mark on there now and since they have failed to come up with anything to substantiate their claim i figure its a good time, any suggestions on how to go about it?
×
×
  • Create New...