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Found 12 results

  1. Four unknown soldiers killed during WW1 are laid to rest with full military honours READ MORE HERE: https://www.gov.uk/government/news/four-unknown-soldiers-killed-during-ww1-are-laid-to-rest-with-full-military-honours
  2. Four-time bankrupt hit with fourteen-year restriction READ MORE HERE: https://www.gov.uk/government/news/four-time-bankrupt-hit-with-fourteen-year-restriction
  3. http://news.sky.com/story/car-insurance-costs-rising-five-times-faster-than-train-fares-10740471
  4. http://www.mirror.co.uk/money/high-street-banks-charging-customers-8381277 Got to get back some of that money they have been fined over the past couple of years !!
  5. I am trying to get my finances in order and have been reading up on forums about those who have had successes dealing with DCAs, but unfortunately my accounts don’t seem to make sense. I have four default accounts on my credit file, showing a D sign every single month on my account, but I have three payments from DCA going out of my account two I know why I am paying but PRA I don’t know what its for, and the two bank account overdrafts I have defaults for I don’t know what is happening with them and what to do. Should i send out CCA letters to all creditors including barclays and natwest? On my credit file are these four defaulted accounts Lender Idem Capital Securities Current Balance £1,868 I am paying this via direct debit reduced monthly installment at the moment, this has been passed from Agilent to Moorgate and now to Idem and I it was so long ago now I cant even remember who the original company was who I took a loan out with. Lender NWB Current Accounts Current Balance £1,691 It says I am paying £5 per month but I cannot see any standing order or direct debit going out of my account for £5 per month, so I have no idea what is going on with this account. Both Barclays & Natwest overdrafts have been passed over to DCA I am sure of it, but I am unclear on who they are or what is going on with these accounts. What shall I do? Do I chase up with the actual banks to see what information they can pull up (send SARS) Lender Barclays Bank plc Current Balance £1,590 Similar to my Natwest account, I do not have anything on my bank account showing I am paying them, yet it shows I am paying £18 per month, once again I do not know how to handle this and whether I have a DCA I am paying, I haven’t received any letters for a while and I don’t have a clue what I should do. Lender MKDP LLP Account Type Credit Card Current Balance £264 Finally I have a PRA Group direct debit set up for £8.86 per month but yet again I don’t know what debt this is for now, as it seems to have been set up some time back, with moving and getting married last year I lost a lot of paper work and I cant remember what DCA is for what account and why now. DCA payments: Idem Robinsons Way this is on my credit file under MKDP (are they the same company?)But there is nothing on my credit file saying I am dealing with Robinsons Way PRA Group £8.86 No clue whatsoever why I am paying this and for what account.
  6. Link bought four of my barclaycards with average amount of debts over £10k each and I am paying £1 one of them and the rest of £55 each I had the cards for a long time over 12 years but nine month ago they have sold it to Link Link wrote to me at the time and said they are happy for me to carry on these payment And so I did pay on time since and they have not said anything so far. MY debts is about £50k and this was mostly due my business But the good thing about this is There is NO DEFAULTS on my file with any of my barclaycards I am wondering why this is or any suggestion what i should do I am happy to carry on with the payment for next few years but where would that ends
  7. Similar to the other thread recently started I also received the sorry we have been reporting to CRA wrong and heres the default notice. Default date is end Jan-2010. Background for me is got into trouble due to lack of work in 2009 after some back and forth with BC (a lot via their internal DCA's) trying to reduce payment to £1 a week they agreed to stop charging interest and eventually a 1% a month payment was agreed and direct debit setup, this was Jan 2010 they never took any payments and have had no contact from them since so the default date is probably in line with last contact/payment. I also previously had the default notice letter for each account from Mercers in the past which I suspect from reading here and other sites that was never a 'real' one, that dated a few months earlier in 2009. The accounts date from the early 90's and I did CCA then in the past but they sent the reconstituted agreement they seem to send as standard so am pretty confident they don't have a signed agreement. Balances are @2k and @14k What is my best plan here have 28 days to contact them if want before the default (my credit record is full of defaults from this time so not worried about it on my file) but my feeling is to wait for the default date to pass and see what their next response is? Suspect will get passed to Mercers and at that point can start again down the CCA or SAR route? Does this seem sensible or should I contact them now and try and get a f&f offer from them. They are also my mortgage provider in case that complicates matters. Was just getting back on my feet financially and out this comes from the woodwork got that stressed feeling all over again.
  8. From This is Money :- http://www.consumeractiongroup.co.uk/redirect.php?x=http://www.thisismoney.co.uk/money/news/article-2554472/Four-million-savers-short-changed-Aviva-compensation-Insurers-323million-bill-merger-blunder.html
  9. Hi guys, keep getting robots calling the missus asking for her by her previous surname ( stat barred, thanks for telling me) on 01789473888. Its one of those horrible automaton voices that are damned hard to understand. Anyway, its a female robot called Jayne. and it sounds like its calling on behalf of QL Four? Does such a company exist ( or something like it), who are they, and do they have any links to Equidebt? Theyve left a reference number, which is damned good of them, because usually these firms expect you to give every detail of your previous existence so they can flog it on and make a buck whilst hassling you with it at the same time. Cheers guys.
  10. Hi, Today my partner received a letter from Mortgage Agency Services Number Four Limited saying that they believe he now lives at our address and can he fill in the form to confirm this. He had a home repossessed from him about 2 years ago and has heard nothing since, so I'm assuming this is what it is for. Can anyone advise us the best thing to do? Shall we fill the form in, ignore it, call them?? Has anyone ever had dealings with thes people before? I'm worried sick over this as we've just found out we're pregnant and are going to struggle as it is! Any help would be really appreciated.
  11. hi CAG team, I have four entries in my credit report for two credit card accounts. Two of them show the original company that the credit cards were with and they show the accounts in default, the last time these were updated was roughly two years ago. However the same accounts are shown again with a different company which shows them as settled and these were updated recently. I have not settled these accounts myself. Both these cards were only in my name. Can somebody explain this, any ideas? regards
  12. Slow and steady wins the race..i have no more dealings with CFO and the Money shop..Take heart people it can be done x
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