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    • Thanks for that. I will give them till Tuesday. Thanks for your help, very much appreciated. 
    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
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    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
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ignore it

 

go enjoy your life

 

are REALLY are paying far far far too much attention

to muppets that write clever letters.

 

there is

NO CLAIMANT

NO CLAIM

NO DEFENDENT

NO CHANCE!!

 

that's why they use those big words

 

to make them seem legit

 

they are not

 

all they want is to FLECCE YOU>

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi

 

I have gotten another letter threatening to let their client decide to proceed with legal actions.

 

just a few questions

 

After how long typically do rlp tend to leave someone alone?

Do people typically get CCJ summons / visits from a DCA by rlp/primark?

And under what circumstance should i write to them with the one liner denying any liability? If possible, can someone also explain this one liner, as i believed i was in fact liable due to my attempted shoplifting.

 

also thank you dx that is reassuring

Many thanks

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Hi pilalu. Ignore that for now. Did you send the one line letter? That letter is standard rubbish from Jackie. All she will do is pass it on to a DCA. If this happens, it's usually scotcall, so you can either send them the one line letter, or better still keep ignoring. I would say you are about 2/3 of the way done with her harassment campaign.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Hi again,

I assume that Primark got back the goods in good condition so able to be put back on sale. No loss there then.

 

What loss did Primark suffer?

 

The security staff are paid to do the jobe whether or not the apprehend a shoplifter. This cost is factored into the prices we all pay at the till. Primark subcontract the security to a private company so their costs are fixed.

RLP will state that you are liable for the time their staff were diverted from their usual role. Usual role? Security staff! NO LOSS!

 

If, for example, a cashier was used to assist, then 'possibly' that time could be claimed for as that member of staff was diverted. This did not happen in your case. NO LOSS!

 

As has been mentioned previously, the Oxford case dealt RLP a heavy blow and since that time (apart from a couple already in the court system) they have not publicised any further cases taken by any retailer on their website. As i mentioned earlier in this thread, I had not been able to find any cases where Primark took action. That opinion still stands unless RLP or Primark decide to prove otherwise.

 

DCAs, such as Snotcall will work on a no win no fee basis. This is a risk they take in this industry. No DCA has any power to make you pay anything. Only a court can decide that and as previously mentioned, they won't do that.

 

No DCA in their right mind would buy this speculative invoice as they are 'wise' enough to know that they would have bought a 'Pig in a Poke'

 

Rest assured that if RLP were determined in this matter, they would have done so by now. Letter writing is just part of the 'game'

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Thank you both very much for the reply and how quickly you replied.

 

to renegadeimp, no i haven't yet sent it.

 

Can somebody inform me about this one liner

What would it imply?

And would i be safe from any future bullying if i sent it?

 

should i do IF scotcall comes to my door?

 

And that's a good point, silverfox, DCA's probably already know rlps invoices are bs.

 

So is it advised that i continue ignoring rlp,

regardless of what my previous letter said,

where it said ignoring it won't make it go away.

 

thank you

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You could send the one liner.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?403807-Caught-shoplifting-from-Primark-RLP-letter&p=4348807&viewfull=1#post4348807

 

If I turned up on your doorstep demanding money, would you pay me. Of course you wouldn't. DCAs have exactly the same power as I have-none!

 

Ignoring it may not make it go away. Primark may be persuaded to instigate court action. Highly unlikely to happen (IMO)

 

What will happen, after a certain amount of time, is that the letters will stop.

 

One letter will state that they will recommend that their client take legal action. The salient point is 'recommend'. RLP cannot demand Primark do anything. Primark abdicated their responsibility to this reprehensible company years ago.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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To anybody who has once had a problem with RLP after shoplifting but now doesn't, what things have they made you go through until they left you alone?

 

Have you not heard back from them? And how bad did it get?

 

Thank you

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Please, stick to this thread, thread merged.

 

To anybody who has once had a problem with RLP after shoplifting but now doesn't, what things have they made you go through until they left you alone?

 

Have you not heard back from them? And how bad did it get?

 

Thank you

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To anybody who has once had a problem with RLP after shoplifting but now doesn't, what things have they made you go through until they left you alone?

 

Have you not heard back from them? And how bad did it get?

 

Thank you

 

Pilau, if you read the other threads in this section of the forum - you will see what people have had to put up with. You have two choices - put with the hassle for a few months and dont pay them or let them win and pay them !

 

This odious company relies on people simply caving in under the barrage of letters.

 

I am not sure how many times or in how many different ways we can convey this message. Yes.. there is always a remote chance that they will persuade Primark or any other company to issue court proceedings. However, if you read the story of the Oxford Case, they were very much left with egg on their face and the company who had been persuaded to take action had to demand confidentiality from the court to ensure they did not suffer bad publicity !

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?356933-Oxford-Retail-Loss-Prevention-A-Retailer

 

CAG does not condone shoplifting they also do not condone the actions of RLP who appear to be on a mission to persuade all and sundry that what they are doing is correct and with the blessing of stores, police and government alike. This is simply not true.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

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Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Also if you pay them they could ask for more as you will be marked as gullible

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 4 weeks later...

Hi CAG.

 

I have received a letter stating all the usual RLP jargon,

 

but now it said that if I don't respond the issue will be "passed to a specialist company which recovers debts and undisputed claims for damages".

 

I am aware that this is a DCA,

 

and I am very worried of what will happen.

 

I understand that scotcall are very irrational so if they get word,

 

I may not be left alone.

 

Can anyone suggest what to do?

 

Would the one liner be appropriate to send now?

 

 

Could they continue to claim against me if I send it?

 

 

Thank you.

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there is NO CLAIM.

 

ignore the silly threats

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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NOTHING will happen. Youve been told that multiple times. The DCA is usually scotcall, they send 2-3 automated letters and give up. A DCA does not have any legal rights whatsoever and they exist simply to scare you into paying.

 

If they wanted to issue a claim, they would have done so a very long time ago. Just ignore it and move on with your life. It's people like you that worry when they dont have to, that these parasites thrive off.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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So scotcall will not visit me at my house, all they will do is send automated letters?

I worry that scotcall/rlp will continue to (for some reason) believe that there is a claim and continue to harass me.

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prob will

but theres bugger all you or they can do about it.

 

that's what the whole DCA industry is built on

 

threats and spoofing people.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Scotcalls contact is all automated. Youll get 3-4 letters over a month or two, then nothing. Scotcall ONLY ever deal with bad debts. They dont chase legit ones. They prefer to get debts for next to nothing then try and claim you owe them the full amount, or you can negotiate a settlement figure.

 

Fortunately many people are waking up to this trick and are telling them to jog on.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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If one does turn up on your doorstep, act like a madman and then suddenly shout back into the house "Gretude, UnnnnLeaaaaash the Hounds and giggle like a evil pot bellied dictator. then close the door

 

However I doubt you will get the opportunity.

 

This wil 99% not go to court. *IF* that 1% happens you will recieve a court document from the court. THEN come back and ask for advice and people will guide you through the defense.

 

I suspect it wont happen though.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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99.9999999999% , but id go as far as 100% in this case.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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If Scotcall do send a rep, - do not invite them inside your home. If you have a camera phone, take a photo of the person. Do not engage in any other conversation other htan to ask them to leave.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thank you everyone.

CitizenB, if I do that, will the rep be obliged to leave? also will the rep come back afterwards once they do leave? Would not engaging in conversation be more beneficial than me stating that there is no claim?

Thank you.

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snotcrawl are not bailiffs

 

they have no such legal powers

 

leave and never to return

 

never ever discuss/pay anything to a fleecing DCA at your door or on the phone

 

though a said already

there is no 'debt' anyhow

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you dx, i understand that, but it seems like they do think they have legal powers. I will not consider paying anything to them, but I don't want to be harassed. Would telling them to leave my property only cause them to return on another day?

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Also, if I am being harassed and the DCA doesn't leave my house and I call the police and fill them in, would I get in trouble for the fact that I have attempted to shoplift?

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