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    • Thank you for your pointers - much appreciated. dx100uk - Apologies, my request wasn't for super urgent advice and I have limited online access due to my long working hours and caring obligations - the delay in my response doesn't arise in any way from disrespect or ingratitude. I will speak to her at the weekend and see if she will open up a bit more about this, and allow me to submit the subject access request you advise - the original creditor is 118 118 loans and from the letter I saw (which prompted the conversation and the information) the debt collection agency had bought the debt from 118 and were threatening enforcement which is when she has made a payment arrangement with them for an amount of £180 per month. It looks as if she queried matters at the time (so I wonder if I might with the FIO request get access to their investigation file?) - the letter they wrote said "The information that you provided has been carefully considered and reviewed. After all relevant enquiries were made it has been confirmed that there is not enough evidence present to conclusively prove that this application was fraudulent.  However, we have removed the interest as a gesture of goodwill. As a result of the findings, you will be held liable for the capital amount on the loan on the basis of the information found during the investigation and you will be pursued for repayment of the loan agreement executed on 2.11.2022 in accordance with Consumer Credit Act 1974"  The amount at that time was over £3600 in arrears, as no payments had been made on it since inception and I think she only found out about it when a default notice came in paper form. I'm a little reluctant to advise her to just stop paying, and would like to be able to form a view in relation to her position and options before unsetting the applecart - do you think this is reasonable? She is young and inexperienced with these things and getting into this situation has brought about a lot of shame regarding inability to sort things out/stand up for herself, which is one of the reasons I have only found out about this considerably later Thank you once again for your advice - it is very much appreciated.    
    • That's fine - I'm quite happy to attend court if necessary. The question was phrased in such a way that had I declined the 'consideration on the papers' option, I would have had to explain why I didn't think such consideration was appropriate, and since P2G appear to be relying on a single (arguably flawed) issue, I thought it might result in a speedier determination.
    • it was ordered in the retailers store  but your theory isnt relevant anyway, even if it fitted the case... the furniture is unfit for purpose within 30 days so consumer rights act overwrites any need to use 14 days contract law you refer too. dx  
    • Summary of the day from the Times. I wasn't watching for a couple of interesting bits like catching herself out with her own email. Post Office inquiry: Paula Vennells caught out by her own email — watch live ARCHIVE.PH archived 23 May 2024 11:57:02 UTC  
    • Frankly I think you should go to a hearing unless you feel especially nervous . If you have any worries then you should follow our link to find out about a county court familiarisation visit     You shouldn't forget that county Court judgements are very helpful but they are not binding. They are only persuasive.  It is difficult to see you losing but it might be better to be there in order to counter any arguments from the other side
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JSA / Work Programme sanction


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Hello.

 

I was unable to attend a scheduled appointment at Ingeus on the Work Programme due to sickness (specifically the Norovirus; vomiting, high fever, physical weakness and generally incapacitated). I called my advisor on the morning when I was ill and explained the situation, and he sent me another appointment letter out for another time.

 

A week after I got a notice from the JCP about a doubt against my claim due to missing an appointment. I filled in all the informatoin they requested, such as what I did, why I couldn't attend and so forth. Today I received a letter saying that my JSA will be stopped for 4 weeks because "you did not have sufficiently good reasons" for not attending.

 

I literally couldn't even get out of bed. I did everything I could do with regards to informing my advisor and explaining. I can't ring them as it's Saturday and I'm a little worried of what to do and if I can appeal again this? I'm not even sure what "sufficiently good reasons" means, tried searching Google for a list but nothing comes up. Any advice would be appreciated.

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The adviser should have told you to fill out a DWP sick form to excuse you from signing for that day,

 

Wonder why you were not told this, sanction targets ???

 

Were you not given a form to appeal the sanction doubt before it was issued, again the adviser should have given you this form

 

You need to appeal the sanction because of this

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WP staff will raise a doubt for any infringement valid or not. The fault lies squarely with the DM for agreeing the sanction. There seems to be a heck of a lot of this going on lately, sanctions being handed out like confetti.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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Do you have a doctors note?

 

No. I did call the doctors the day before (I was ill for a few days) to get some sickness relief. I was told by the clinic to stay at home as it was contagious.

 

The adviser should have told you to fill out a DWP sick form to excuse you from signing for that day,

 

Wonder why you were not told this, sanction targets ???

 

Were you not given a form to appeal the sanction doubt before it was issued, again the adviser should have given you this form

 

You need to appeal the sanction because of this

 

It was not a signing day, just an appointment to fill out a couple of forms for the Breakthrough induction at Ingeus with my advisor there. I was not given or told to fill out any forms, other than the questions on the back of the sanction doubt letter. It had questions such as "What did you do to contact Ingeus?", "Why did you not attend your appointment?" etc. I filled this in and sent it back.

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Yes as squaddie posted the work program advisers should have advised to you to contact JCP or at least raised a WP07b to inform that you were unable to attend due to illness.

After that you would have completed for JSA28 to excuse you from the requirement t be actively seeking and available due to short term incapacity for a maximum of 14 calendar days this would have then been considered in the decision by DMA.

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Thanks all for the advice. I'll file an appeal and see if I get anywhere. Hopefully I can get this straightened out, missing 1 appointment that I informed them off due to sickness and it costing me £280 is a bit rough.

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Hope you get it sorted; far too much of this sort of thing happening. Use the DWP guidance rules against Ingeus.

 

This may be a good time to start using your phone to record everything when dealing with Ingeus - you can't trust either their word or their paperwork.

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  • 1 month later...

same thing with me, except my babys health visitor rang and made a surprise appointment, rang them up re arranged still got sanctioned, this is what i do on the work programme, sit there for 45 mins doing nothing its useless i have a cv i have a covering letter i know how to fill out a application form. get in touch with your local MP thats what im currently doing.

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I got sanctioned for a month on the work programme, my babies health visitor rang out of the blue saying she was coming, so i rang them strate away and re arranged the appointment only to get a letter saying i have been sanctioned, i've appealed and also got my local MP involved although i fear i will still lose, i don't understand what i am missing all i do is sit there and do nothing, i have a cv, a covering letter, know how to do application forms, had many better off calculations, i have a pc at home to do my jobsearch, anybody else think btcv (tcv) is a joke.

 

thankyou keiron rackham.

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I got sanctioned for a month on the work programme, my babies health visitor rang out of the blue saying she was coming, so i rang them strate away and re arranged the appointment only to get a letter saying i have been sanctioned, i've appealed and also got my local MP involved although i fear i will still lose

 

A few questions:

 

 

  • Are you the primary carer for this baby ? If so, you probably shouldn't be on this work programme.
  • Is the JCP aware of your caring responsibilities ? If not, time to get a new JSAg drawn up with extra flexibility and restrictions included.
  • Was the alleged WP appointment mandatory with all the correct wording about "if you do not attend, your benefits could be affected.." ? If the full text was missing, the appointment was an invite only and not subject to a sanction.
  • Was the "appointment" made verbally, by email, or by text message ? If so, this would have breached DWP guidance as mandatory activities must be notified by letter.

 

 

You are not alone in thinking BTCV, A4e, Seetec, Ingeus, and the rest of the so-called Work Programme providers to be a waste of time and money. "Unfit for purpose and in breach of their contract in failing to provide tailored and personalised support" is a polite way of putting it.

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EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

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