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He was trying to register the new details on p/p card with wonga...dont need to repay loan until may so no need to top it up yet.

 

Unless there is money on the Prepaid card then it will not be allowed to be used for CPAs or any other "advance" spending.

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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i know how they work citizen, im not a stupid person. The loan repyament date isnt until next month, but He just wanted to register the details of new account, using the P/P card, but it wouldnt let him add the new details. Which is why i asked if anyone knew whether it had to have some credit on it before hand as it wont let him add the account details

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I wasn't suggesting that you were stupid at all and I am sorry if you have understood that to have been my intention.

 

I was simply pointing out , that he wont even be allowed to register the card details unless there is money on the card ! The PDLs do actually check by registering a test payment.

 

I use my PP card for internet shopping or booking hotels. With internet shopping, if an item is not going to be despatched for a while, they usually register a payment of between 40p and £1.00. Hotels register a test payment of £10.00.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 1 month later...

Theyve applied to become a bank, so maybe theyre trying to be more professional.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 weeks later...
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