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    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
    • Yes, send a message to the purchaser but keep it very friendly and simply that you noticed that the package has now been delivered.  I suggest that you ask them if they want to keep the package still or if they would rather return it and that if they want to keep it then please will they return your payment to you to your PayPal address. Keep it as polite and friendly as possible and then we will decide what to do if he doesn't reply or refuses.  Meanwhile I will have a look at Google earth and see if you are able to spot the gas meter outside the house to get an idea if the delivery is real. Get a screenshot
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tax credit compliance check


foolmum
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Hopefully there is a link below:

 

http://www.hmrc.gov.uk/leaflets/wtc7.pdf

 

I have not stated that Foolmum WILL be charged this amount but they can & have charged it to others.

 

dont worry i know that this is possible.

thankyou for your support. i know its individual cases but it helps to know the outcome of other peoples experiences xxc good and bad xxxx

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It's best not to direct anyone to the 'worst case scenario' places albeit the intentions are well meant.OP is already at Def Com one so to speak,bless her.

So,,foolmum,,Dr has given you something to help,,make sure you take them regularly and that you keep your strength up by eating and drinking properly,sounds silly but you don't want to get ill on top of everything else do you?

You have been through so much,bless your heart,but you are still standing so you are stronger than you thought !! Like you said yourself,,baby steps,,tackle one thing at a time,and always pop on here if you need some moral support (and advice of course) :)

Lillibelle

 

I only know what I know cos I know it,I only give advice,I'm not legally trained nor do I pretend to be.

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hi , have you any idea how much you will have to pay back,,,, am glad you went to your gp.

Things will get easier, your story so similar to mine, i told no one at work but i found it easier that way.

Glad you are eating , chin up xxx

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Foolmum hasn't provided false information, she hasn't reported a change:

The 3k penalty is applied in the following cases:

 

"Giving the wrong information

If you've given the Tax Credit Office wrong information and you've been paid too much tax credits, they can charge you a penalty of up to £3,000.

The Tax Credit Office may charge a penalty if you gave wrong information:

deliberately - 'fraudulently' giving wrong information

because you didn't take enough care - 'negligently' giving wrong information

scotgal 

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thanks everyone i hope when this is over i will be able to help another me xxx thankyou from the bottom of my heart.xxx i have ti wait fir copies of bills to come through. but i will wait to see the advisor first on the 5 feb...dont want to make things worse as im not in the best place at the moment....i know its not going to be oh yes we believe you job so it will be after i send that off that i think i will be worse waiting for the post xxxx

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i know...ive never even stolen a sweet so this is hard a shaming .... im thinking the worse so anything after that is a bonus xxxxxx

must say the cab calmed me...just knowing as the man said the adviser will be able to speak the hmrc language. xxxx

Edited by foolmum
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Scotgal68, I hope you are right but if HMRC deem you have been living as a couple (through lack of evidence) & should have made a joint claim they can/will treat that as 'not reporting a change'.

 

Foolmum, hopefully you won't get a fine & £3000 is the maximum they can charge - there is no guarantee that they will but like you say, it's better to know the worst consequences & anything less is a bonus.

 

Anyway, I hope it gets sorted in your favour - don't have the will to participate anymore, was trying to help by giving info re my experience but obviously others know better!

Edited by What should I do?
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thanks wsid i know....i am coming to terms with a fine.....we all have different experiences. but as you stated it is a big prob i will get fined.... please dont be put off every bit of help could not only help me but anyone else who reads this and is going through the same . xxxx many thanks foolmum

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so the fine is up to 3000 so lets hope . will the cba help me with payment plan for them.xxc

 

some good news iva for hubby might be lowered by about 80 per month....have to go to vote...at least we might be able to put a better offer...no equity in house so better news ......

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Just an update from me. I received a letter today to say that HMRC have completed their checks and I am being fined £2040 for deliberately not informing them of my circumstances. I dont know where I am going to find the money from. Pay plan who manage my IVA are helping me with the overpayment and the fine as i dont want my IVA to fail. I have been lucky really but i just want to sort this out now and move on.

 

Does anyone know if the penalty they are charging will show up on a crb check? there is no mention of prosecution and i was never interviewed under caution or anything.

 

xx

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they r investigating 2011 to 12 .... as ive said ive no proof... even though i paid everything...so up the creak without a paddle as to say... i admittted husband came back aug.....but we r not a couple r trying..im just a crying mess but what can i do cant argue with them they could make things worse and i cant cope with that......

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