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    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can you answer this scenario??


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A horse is tied to a 15ft rope and there is a bail of hay 25ft away from him' date=' yet the horse is able to eat from the bail of hay. How is this possible?[/quote']

 

The horse is tied to a rope. But is the rope tied to anything?

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I'd be wondering what the hell my so-called 'true love' was doing at the bus stop with my so-called 'true friend'...........!

 

 

Thats the best post ive seen in yonks.:lol:

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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I'd be wondering what the hell my so-called 'true love' was doing at the bus stop with my so-called 'true friend'...........!

 

Lmaooo!!! Love it Janie! :lol:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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One I read (possibly on CAG)

 

You're driving your 2 seater sports car. It is starting to rain very heavily as you drive down the deserted road. There is a bus stop, with 3 people.

1 is an old lady who will surely die of hyperthermia

1 is the your true love

1 is a true friend who once saved your life.

 

Its not a deserted road then is it?

Confused i will be

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A horse is tied to a 15ft rope and there is a bail of hay 25ft away from him' date=' yet the horse is able to eat from the bail of hay. How is this possible?[/quote']

the horse is 10 ft long and the rope is tied to his tail

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two pairs of trousers. Thats an old one :)

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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:D

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a dead horse. :madgrin:

 

Haha thats a new answer for it :D

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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The horse is tied to a rope. But is the rope tied to anything?

 

Winner:whoo:

 

the horse is 10 ft long and the rope is tied to his tail

 

WTF:|:razz:

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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The one who makes it, sells it.

The one who buys it doesn't use it.

The one who's using it doesn't know he's using it.

What is it?

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Coffin?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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Coffin?
:thumb:

 

 

Two cops walked into a room with no windows and found a dead man who obviously hung himself from the ceiling, though they couldn't figure out how. There was no chair beneath him that he might have jumped off of, or a table. Just a puddle of water. How'd he do it?

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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He stood on a block of ice and waited for it to melt

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He stood on a block of ice and waited for it to melt
:thumb:

 

Don't you ever go to bed?:lol:

 

 

 

Ok then, try this one.

 

 

Here on Earth it is true.

Yesterday is always before today,

but there is a place where yesterday always follows today.

 

Where?

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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1)There's a hole, its 3 feet wide, and 9 feet deep, how much dirt is in the hole?

 

2)You eat over 100 pounds of dirt each day, how is this?

 

3)You throw away the outside and cook the inside. Then you eat the outside and throw away the inside. What did you eat?

 

4)What 7 letter word becomes longer when the third letter is removed?

 

5)What comes twice in a week but once in a year?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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4 is lounger

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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a carrot :p

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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What is brown and smelly and sounds like a bell?

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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no tomatoes

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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