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    • Thanks for the welcome honeybee!  Grateful to have found this place! Just busy reading other excellent threads!
    • Hello, welcome to CAG. I expect people will be along later to advise you. Weekends are always quieter here so please bear with us until they're able to get here. HB
    • Hope I'm posting in the correct forum. I am confused about procedure regarding going to civil court next week. The claimant (Erudio/Drydens) responded to my defence but I did not realise that I have to respond back.  I'd be grateful if you could answer:  Was I supposed to send them my updated defence and when?  If I ask the court to do it now,, if they agree, can I just send it to the court or must I also send it to Drydens?  I spoke to the court helpline and the lady said I can submit evidence even if it's a bit late (to go with my defence) so I've done that - I emailed it only to the court. I'm wondering if I need to submit this evidence to Drydens as well? THis is the situation;  I have a civil court case with Erudio/Drydens regarding a pre-1998 student loan. The amount is "£2500.  I did not defer as I didn't get the forms. My argument was that they mismanaged my account as they did not send me annual statements (I have proof - 2018 remediation pack)  I believe the same happened with the forms. I was eligible to defer and only three years away from 50 so no reason not to. I have not moved. I've submitted my defence in July 2019 after which the case was stayed. But as I failed to communicate with them to settle the matter (I didn't know I had to reply to their offers to settle as I did not think what they were offering was fair) they have filed an Application in Sept 2023 to lift the stay a week ago I received a pack in the post with the court date which is next week. The package arrived 6 working days before the hearing, not seven as it says in the rules. Drydens then sent me the same package in the post four working days before the hearing with a letter saying they are waiting for the Order to be lifted.  I'm worried now that they will not allow it to go to trial as Drydens claim that I have not submitted sufficient evidence. They although produced the copy of the deferment letters which they claim they sent. I didn't realise that I can amend my defence based on their reply to my defence. I thought the court was again going to send me a form to do that, like they did the first time.  I'm clueless and have no money for a legal representation as I'm not working at the moment.  Any help would be much appreciated!
    • Is elphicke still with labour or has she jumped into the frankly far more apt 'reformatory yet? Sure that her move is just intended to destabilise Sunack for the poopy right   I hear rumors Boris and Doris have tested the water through proxies - not sure if its true - and they probably happy to (are?) chance-it with all/any
    • HB - they don't ask why. Karalius - just note these dates on the form and you'll be safe, they will not fix the hearing date when you're away. How to fill in the DQ/N180 is on just about every claim form thread here, such as Andy's post 81 here  https://www.consumeractiongroup.co.uk/topic/458783-parkingeye-anpr-pcn-paploc-now-claimform-new-directions-holdings-lambourne-crescent-llanishen-cardiff-cf14-5gl-claim-discontinued/page/4/#comments  
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Need some advice about coming off ESA


gismo46
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Hi all. To give some brief background, I have been on ESA for coming close to 3 years now with mental health problems. In the past year there had been some improvements, not enough to let me back into work, but enough to take steps. I started volunteering (around 6 weeks ago), only a few hours a week, but its helping.

 

I had hoped to get to a stage where I could return to university to undertake a professional qualification. Shock horror, I got accepted, the course starts in August. The plan had been to apply, then keep going with the volunteering to build up my confidence and when the time for the course started, I should be in a position where I could cope.

 

The job centre know of this, however I don't know how to approach the subject of coming off ESA. To clarify, they don't yet know I got accepted as the offer is a conditional, I want to wait till it is unconditional (you can't get in with a conditional). When would be the right time to come off ESA? I don't want to be stuck with nothing from now up till the course starts (still around 3 months away). I'm still doing the volunteering to help prepare myself. It isn't as if my mental health problems are gone, it is just a case of getting them to a managable level, which I am still doing.

 

Do I wait to near the course start date? That is what I had hoped to do, but am worried that I could get sanctioned. However I am scared to tell them this now incase they try and stop the ESA now. I really don't know how to handle this one.

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i really dont see why you have to tell them anything.....i would certainly wait until you have a firm offer, and you can tell them the day before course starts...their should be no reason for any sanction....

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surely though mikey..you normally have no access to grants or loans until the day you start college?....the loan may be awarded early but no entitlement to money until you start first day of course///

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Fear of getting santioned/accused of fraud. Forgive my paranoia (one of my mental health problems), I just don't trust them. I don't want them saying "when you found out you got in, it was a change to circumstances, SANCTIONED!". The rational part of me is saying leave it, tell them the day before I am due to start. The other part of me is pondering all the ways they could twist this. Was pleased to see you guys saying leave it. Thanks, I think I'll do that, you have eased my mind.

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surely though mikey..you normally have no access to grants or loans until the day you start college?....the loan may be awarded early but no entitlement to money until you start first day of course///

 

You usually get the money from student finance a few days after enrolling.

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  • 1 month later...

Course start is only 2 weeks away now. Still not sure. The main reason is, it starts on a Monday, so I wouldn't be able to tell the JCP on the start date. Really worried about getting done for fraud. I might not get to tell them for a few days.

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you will not be done for fraud, you have no change in your circumstances until you actually start the course, then become eligible for student finance, dont worry....you certainly under no circumstances be charged with fraud.....you would have to have been claiming for months on end whilst attending the course for anything like that to happen, plus then it would probably only be put down as an underpayment...try not to stress....

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I would just write now saying "I am writing to inform you that from 28th August 2012* I wish to end my claim for ESA as I will be commencing a full time educational course*" etc. and send it recorded and keep the receipt/acknowledgement of its arrival. If they know in advance they will stop the payments in good time and there won't be an overpayment.

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gismo46:

 

What flavour employment and support allowance you on?

 

Some contribution based claims aren't affected by student finance.

Eligibility can also be affected by disability living allowance.

 

There's no change of circs until you've registered at uni.

Student advice/support at unis tend to know more about it than Jobcentreplus.

 

Best wishes with your course, Margaret.

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I am already registered, the uni did the process early so that things would run smoother on the first day. But I don't actually attend for another week (not 2 weeks!!).

 

What if I phone on Friday to speak to my advisor asking to end my claim on the date when I start?

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