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Excel Civil Enforcement - I fear this is the real deal :-/


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Hhmmm, well R&R entered initially and took a list of my possessions. Is that still withstanding? I'll contact Excel later and post the response I'm given by their goons.

Even with a levy they cannot just break in at that stage, I cannot see how Excel have got hold of this if Ross 'n Robbers are the contracted bailiff to the council, for the collection of council tax liability.

 

Something is wrong imho, as HMRC and Excel along with their operation crackdown are sweet FA to do with council tax enforcement. Mistaken identity with someone who has been to magistrates court?

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Even with a levy they cannot just break in at that stage, I cannot see how Excel have got hold of this if Ross 'n Robbers are the contracted bailiff to the council, for the collection of council tax liability.

 

Something is wrong imho, as HMRC and Excel along with their operation crackdown are sweet FA to do with council tax enforcement. Mistaken identity with someone who has been to magistrates court?

 

No I don't understand that either.

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looking at the first three letters of the scans, it is definatly a court fine and not council tax.

the ref will start with *MC(* being the court area i.e smc is south magi courts).

 

Op crackdown is in force with the police, and arrests can and will be made if need be.

 

Forced entry can be made even without a levy in place for magi fines.

 

Talking through the door wont help as they can and will force entry if you refuse to let them in on HMCS fines.

 

And that letter is a HMCS warning letter.

 

council tax warning letters are very different and give more details on debt origin i.e council ref no, cost added and so on.

 

Ross and Roberts levy no longer exists.

 

If they were unable to collect and returned it to the magi's as such, then it will have been reissued to excel for them to try and collect.

 

I would ring excel tomorrow and find out what the fine is for.

they will have the basic details and can give you the courts ref no for you to speak to them.

at this stage the court will only give you fine details and will refer you back to bailiff for anything else.

 

I would advise paying this any which way you can, or you DO risk being arrested or you CAN lose your household items and cars.

 

Sorry to sound harsh but not alot you can do now.

You would have had multiple letters from magi courts, not to mention original summons or "side of the road" fine and at least 2 from excel.

not only that but this red letter will not be a first visit so you would have recieved notice by hand prior to this.

If you wish to contest that a bailiff has ever visited before, then please be aware almost all bailiffs now have trackers in their vans and either cameras in their vans or on their person.

 

Good luck to you and hope it all works out well in the end. just talking to the bailiff may help.

the office staff will have a script where as the bailiff can decide on his own what to do i.e arrangements and so on.

 

Regards

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Oh God. I've made a massive mistake here.

 

It is, as most have correctly identified, infact a mag court fine (motoring related) and nothing to do with my council tax,

 

I'd completely forgotten about it and now its accrued so many different charges its near twice the original amount.

 

How embarrassing.

Sorry if I've wasted peoples time here.

 

Though, I'm still in the same pickle, albeit its now actually pretty serious.

 

I can muster possibly half of that £810 for Friday, do you think they'd accept that?

 

Is it worth calling the office or should I try and negotiate with the bailiff.

I dont want them anywhere near my home,

 

so I might wait outside the gates for them to arrive instead.

 

Is this the right course?

 

I feel like a right plumb.:roll:

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so what you got it wrong

 

we will still help.....

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello :D

 

Im new, in Cardiff and a friend kindly linked me up to you guys.

 

I too have had two red letters from EXCEL civil enforcement Ltd in the last two days.

 

One with OPERATION CRACKDOWN on it, case 2 £238.00

 

One with Removal Notice on it, case 3 £231.00

 

There was a case 1 ...i paid it last year.

 

Case 1 and 2 are motoring offences and Case 3 must be parking tickets, im not sure.

 

If i can explain last year i opened my front door to a Excel representative.

 

He put the door in my face, "im f****** coming in",

 

i put the door back at him and told him in the same language he used that he wasnt.

 

I ended up paying £300 over two months last year, now they are back for more.

 

What are my rights here please? im not a wont payer, im self employed but not working much so i just cant afford to pay.

 

After my door in face incident, i will now be filming any conversation from now on, and i will tell him so...is this ok?

 

Many thanks :D

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Ok I contacted the court who told me to speak with Excel directly.

 

They told me another bailiff has been assigned and I was given his number, a Mr Durrant.

 

I spoke with him and agreed to pay £510 tomorrow with the remaining amount at the end of this month.

 

I was shocked when he asked, "How about we leave you for a few hours so you can call a few people and get some more money".

 

Quite offended really, thankfully laying hands on the £510 didnt involve asking cap in hand to friends and family

but I do sincerely feel for those people who have to do that, its degrading.

 

Anyhow, 510 tomorrow, I wont let them in,

 

 

I'll get a receipt and await another visit on the 28th of this month.

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"I was shocked when he asked, "How about we leave you for a few hours so you can call a few people and get some more money".

 

This sort of suggestion will push many vunseable people into the hands of loan sharks, it is absolutely repugnant that a bailiff or enforcement officer would or does encourage a debtor to seek more debt just to pay THEM

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Yes, its certainly not a good thing to say, but ultimately it sounds like its worked out reasonably well, as long as you are able to afford what you have agreed, and I don't think many people here will be at all shocked by anything a bailiff does or says.

 

Paying money to a bailiff rather than directly to the court does trouble me slightly but I guess if the court just directs you to the bailiff there isn't much else you can do!

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Well, I can't really afford it in all honesty, its money owed to others than invariably is pushed to another source. Its not great, but its necessary unfortunately. Yes, the court had effectively 'sold' it, I suppose. Hey, ho.

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One thing that I'm sure the bailiff lied about, is that they've said they can take any property even though most belongs to your landlord and your landlord would have to prove its his and collect it. That's wrong. Your landlord can make a statement to say what you told the bailiffs and if they still insist in removing goods that are not yours, they will be breaking the law.

SAFU

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  • 1 month later...

Hello everyone - a quick update, I received a letter on the 14/4/12 from a company called M3PR: http://imgur.com/A38xX

 

I do owe them the balance of the court fine which is 290.00. Is the content of this letter correct? If I were to pay, for example, next Thursday (26/4/12) would they not accept it because it would be beyond the '5 days from the date of this letter' (which would be yesterday, 19th). If that were the case, then today would be the 'first Friday following the expiry' as they have detailed.

 

I notice that the proprieters of this company are Excel Civil Enforcement so I assume this is just a guise to get even more heavy handed.

 

Can I assume, if they don't turn up today, that my deadline is next Friday? If so, can I pay on the Thursday or will they just ignore the gesture? I wouldn't have thought so. Finally, can they use a locksmith? This is a court fine after all.

 

Many thanks in advance everyone.

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I assume the letter you have received has been sent by 2nd Class using DHL/UKMail etc in which case it was purposely timed to arrive after any date you could comply with. I believe it is a letter designed to intimidate and would ask what goods are they coming to remove as from a quick read of the rest of this thread I see nowhere have Excel either gained entry to your home or been able to seize goods extrenally.

 

PT

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