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    • Your PCN does not comply with the Protection of freedoms Act 2012 Schedule 4 Section 9[2][a] (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The only time on the PCN is 17.14. That is only  a time for there to be a period there would have to be a start and and end time mentioned. of course they do show the ANPR arrival and departures  times but that is not the parking period and their times are on the photographs not on the PCN. They also failed to comply with S.9[2][f] as they omitted to say that they could only pursue the keeper if they complied with the Act. That means that they can only pursue the driver as the keeper cannot be held liable for the charge. As they do not know who was driving and Courts do not accept that the driver and the keeper are the same person they will struggle to win. Especially as so many people are able to legally drive your car and you haven't appealed giving them no indication therefore of who was driving. Small nitpicking point-the date of Infringement was 22/04/2024. They appear to be saying that they can charge an extra amount [up to £70 ] if they have to use a debt collector. You do not have a contract with a debt collector so they cannot add that cost. You paid for four hours so it can only be the 15 minutes they are complaining about. You are entitled to a ten minute minimum grace period at the end of the parking period which would be easier to explain if the car park had been bigger. However if you allow for two minutes to park and two minutes to leave that gives you one minute to account for. Things like being held on the way out by cars in front waiting to get on to Northgate or even your own car being held up trying to get on to Northgate at a busy time. then other considerations like having to stop to allow pedestrians to walk in front of you or being held up by another car doing a u turn in front of your car. you would have to check with the driver and see if they could account for an extra one minute things like a disabled passenger or having to strap in a child . I am not advocating lying since that could lead to serious problems [like jail time] but there can be an awful lot of minor things that can cause a hold up of a minute even the engine not starting straight away or another car being badly parked as examples. Sadly you cannot include the 5 minute Consideration period as both IPC and BPA fail to comply with the convention that you can include that time with the Grace period.  
    • Defence struck out not case struck out...you have judgment  Well done topic title updated Regard's Please consider making a donation if not already to support us to help others.   Andy.   .
    • Hi all, I wanted to update you and thank you all for your help. I am delighted announce that after the case was struck out due to no response from Evri, judgement was issued after I submitted the forms and I was just about to take it to warrent. Then today I received an email from the claims department requesting my bank details to make payment for my full award. The process has been long since the initial proceedings  in January i must say your help and guidance has been greatly appreciated.  
    • Quote of the century "Farage pops up when the country’s at a low ebb; like a kind of political herpes" - Frankie Boyle Updates
    • its from a DCA...what were you told or should have already read about about DCA's and Fake PCN speculative invoices? dx  
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whatever happens insurance with Currys


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Hi everyone, i am looking for some advice. I took out TV insurance with currys called whateverhappens insurance in april 10 when i bought a 50 inch LG plasma tv.

 

I decided to cancel the direct debit last month as i thought as i have paid it for 2 years i have paid out alot of money at £6.99 per month. And guess what? My TV decides to pack up on me 2 weeks after cancelling the direct debit. I have rang the insurance company and because i am within 28 days i can reinstate the policy. I havent yet mentioned the TV is broken. Will I still be covered as an ongoing policy as my policy has been reinstated now? My thinking is to leave it a month and then call them to advise the TV needs repairing.

 

Any advice would be appreiciated

 

 

thanks

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you dont need it at all waste of money re the recent watchdog progg

 

your issue is with the store where you brought it under soga:

 

http://www.oft.gov.uk/business-advice/treating-customers-fairly/sogahome/

 

dont take any rubbish from them

 

its THEIR problem

 

you might need to get an ind eng report which will be refunded

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The warranty and 12 month guarantee that most products come with is just an added extra, the warranty you pay for which is why they sell them because people think that they need them when in actual fact you don't.

 

Your statutory rights and the Sale of goods Act is all you need, warranties etc are just another way of fleecing you out of more money.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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what even if i have had the tv since april 2009? surely they wont repair it after this long? wont they class it as wear and tear?

 

thanks

 

Have a read up of your rights, SOGA is very specific, a two year old TV that has now failed? Are you seriously suggesting you would replace your TV every two years?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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exactly no i wouldnt replace my tv after 2 years, I would expect it to last at least 5 years, thanks for the link i didnt know about these rights, you have been really really helpful, appreciate it. And yes am gonna make a claim on the insurance as i've been paying it for last 2 years, dont think theyve got a leg to stand on really now cos they have reinstated the policy.

 

Thanks again

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Once you have made your claim, then you can cancel the policy and use SOGA or your stat rights in future, have you checked on the net if your particular model has problems? There might be hundreds of others whose TV's have given up the ghost after such a short space of time..

 

6 years is the minimum expected of certain products, agreed, if the TV goes on the blink after that time I would expect to have a much harder time trying to prove it was bad manufacturing, but your right I would expect my TV to last for at least 5 years!

 

Glad to have been of some help....let us know if you get anymore dramas..Currys are my favourite shop to go toe to toe with!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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what even if i have had the tv since april 2009? surely they wont repair it after this long? wont they class it as wear and tear?

 

thanks

 

under 'soga' a product must last for a 'resonable time'

 

for a TV it typically should last +3-4yrs, not 2!!

 

go get 'em!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, I work for currys, and can tell you, the best thing is to wait a few weeks and then head into any store or over the phone and let them know. they will send someone out to look and have it fixed,.

 

Just so that you know, your consumer rights for products outside of the warranty is available, you do have six years, but that procedure isn't through a guarantee method (which is, you take the item to the retailer and they exchange, repair, or refund), it is a claim, which means you have to write to the retailer and go through a different procedure to have the manufacturer/retailer inspect the product and then have it repaired. It is a longer process , this process does work, and is within your rights.

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yes its called soga!

 

how many more times.

 

12mts Warranty, Manu Warranty, Whateverhappens warranty, guarantee etc etc are IN ADDITION to SOGA

and are basically worthless. and meaningless.

 

they will always try and 'baffle you'

it's their job too.

 

simple ans is SOGA.

if its more than 6 mts since purchase, you will need an independent report

and i would not let the retailer do that either.

esp curry's/pcworld/comet etc etc.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

you need to startyour own thread

see my sig

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

start your own thread please

do not hijack other peoples

 

see my sig below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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