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    • Hello, You can't make EVRi investigate something. The only thing you could potentially look to do is take EVRi to court for the value of the lost parcel, however with a value of only £25 there will be limited point to doing that.
    • Is the letter headed Letter of Claim/before Claim or similar? If not, it sounds like more of the threatogram chain. If you're not sure, post up an anonymised copy of the letter and we'll check. HB
    • So guess what, we have received a final demand letter for £100. It states if payment is not made by 11/06 they will have no option but to forward the case to their litigation dept with a view to commence County Court Proceedings. So just wondering if anyone has any advice. Do we ignore this? or do we need to take action? Thanks 
    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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HFO Claimform - old welcome loan from 2004 - **DISCONTINUED**


gloryhunter
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This is fantastic news. It's as if a tipping point has been reached and the OFT are going through all the complaints that have been made in the last few months.

 

So to all the naysayers who reckoned that complaints are a waste of time – go stuff yerselves – wake up and smell the OFT coffee. The system CAN work after all. Let’s hope it really leads to some proper action against these evil people.

 

I think the noose is tightening round Bingo’s neck...

 

... damn, that’s been abolished too...

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Well well well i got a letter from T&R today scaner on blink so will have to type it our :( Dear sir WE WRITE WITH REFERNCE TO THE ABOVE MATTER (me v them) AND YOUR DEFENCE FILED TO THE CLAIM.WE APPEAR NOT TO HAVE REVICED ANY RESPONCE TO OUR LETTER DATED 9 JUNE 2011 (COPY ENCLOSED) WHICH ENCLOSED FURTHER COPIES OF THE DOCUMENTS RECEIVED FROM WELCOME FINANCIAL SERVICES.WE REITERATE THAT OUR CLIENT IS WILLING TO NEGOTIATE AN AMICABLE SETTLEMENT OF THIS MATTER WITHOUT INCURRING FURTHER COSTS. THEREFORE WE INVITE YOU TO CONTACT US ON NUMBERS ABOVE TO DISCUSS POSSIBLE OPTIONS TO SETTLE THIS MATTER WHICH COULD BE INCLUDED IN A CONSENT ORDER. IF WE DO NOT HEAR FROM YOU WITHIN 14 DAYS FROM THE RECEIPT OF THIS LETTER THEN WE WILL REQUEST THE COURT TO TRANSFER THE CASE TO YOUR LOCAL COURT TO DEAL WITH THE MATTER.WE LOOK FORWARD TO HEARING FROM YOU SHORTLY.The nice man at OFT (with whom i just did a statement with) was very intrested in the nice new letter from T@R ;) What do you gus think ? GH

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

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They are after a Tomlin order I think, you

can apply for this to go to mediation, come

to an agreement to pay which is mutually

binding and the benefit is that n CCJ is registered.

Please save me going over the posts how much

is the debt.

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

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Er, the case is stayed, is it not? They can’t simply transfer it – misleading you! They first have to apply to have the stay lifted. Anyway, the letter they sent in June was NOT a response to a CPR request, which the have still failed to comply with. They simply sent the same rubbish they'd sent before.

 

Main points:

 

1. They remain in default of a valid s87-88 request. This is a complete defence.

2. They have claimed 17% interest they are not entitled to (no T&Cs = no interest)

3. They have claimed 17% post judgment interest they are not entitled to, which is possibly very naughty and illegal.

4. They remain in default od a valid CPR request.

5. They have provided no evidence of any contract between you and Welcome.

 

Suggest you write and invite them to either comply with CCA/CPR, otherwise you would be delighted to see them in court.

 

Glad you’ve complained – THE OFT WILL LOVE THIS!

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Donkey you are right the claim is stayed and my OFT man was very intrested in my letter from T&R we had a chat about our friends for a good hour he is going to right up my statement send it to me to sign whats funny is in this letter it states i have 14 days to contact them yet in there letter in june i had 7 days or they where going to take me to court! still waiting HFO !!!OFT said they would like to call me as a witness and was i willing to be 1 ummmmmmmmmmmmmm think so :) Brig £8k GH

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

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Hi GH ,

Do you want to settle it' ''amicably'' without a CCJ

it's a good way to be rid of the harassment and hassle.

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi GH ,

Do you want to settle it' ''amicably'' without a CCJ

it's a good way to be rid of the harassment and hassle.

 

Brig.

 

Hi Brig i would dig my eyes out with a rusty spoon before i gave this bunch of morons any of my cash !!!!!!!!

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

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Brig - the case is 'stayed', they seem to be getting very out of touch with what is happening in their court actions, must have other things to think about! That letter was in your defence GH, the one they did not respond to, was it not?

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This is panic I think, they have portfolios

of absolutely useless ''assets'' that can never

have any value, I would expect perhaps a massive

sell off of these assets to companies who see a

a chance to make a quick buck from ignorant debtors.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi CD yes it was in my defence so i dont know what they are trying to do here (confused.com) but like i said to the Brig there is more chance of HFO getting there licence renewed than me paying a penny to them. After my chat to OFT i am looking forwards to seein them in court (after they get the stay lifed) :) GH

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Thanks mate as always !!!! you stopped laughing yet ?

 

Not quite :lol:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Hi Gloryhunter

 

Have had many a run in with Welcome ourselves - including our case with HFO.

 

This is the best address for Welcome

 

Compliance Services

Welcome Finance

Mere Way

Ruddington

Nottingham

NG11 6NZ

 

I also have a phone number for someone quite senior in compliance - if you need it pm me

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