Sorry

Ok will do I’ll get it sent off asap

Good morning all , just an update received a reply from them from the original email I sent them they have supplied info of the account and it’s the same one from QQ that was thrown out of court in my favour back in 2020 they can do one the , just thought I’d let you all know

Thank you so much I will

Hi, the last payment was in feb 2017 £1.06 I have no idea when the default date was as it’s long gone off my credit file and have no record if it sorry, I would assume first failed payment would have been back in 2014

Hi mate , appreciate your prompt reply, it’s not for the old pdl that went to court it’s for another pdl , sorry if I didn’t make myself clear

Good morning, I’ve just received a letter from a company called engage threatening to visit my property, they say it’s for and old Lantern debt that was a very old pdl I believe could be from as far back as 2013 but unsure. Going back some years ago in 2017 as I couldn’t deal with the stress or hassle they were being paid £1.09 under a DMP bit then I stopped the payments as I didn’t believe they were due anything. I had dealings with these years ago when they instructed solicitors moriaty law who were taking me to court for a quick quid account, long story short I caught it and it was thrown out of court in my favour. Now these send this for a different account. Can anyone please advise further I have today sent them an email disputing any debt to them and told them no one is to visit my property. thank you for taking the time to look at this St IMG_ engage.pdf

Donation sent and Letter from the court today, my pdf subscription expired but I’m sure these 2 pics are ok as no detail shown. Round 2 now will probably start as they are now trying for the other loan on the cca that they supplied incorrectly IMG_0408.pdf View recent photos.pdf

Yes many thanks everyone for your help and patience

Yes ,maybe he used the word stayed ?

Good morning all just got back from court I won claim set aside, due to no true letter of assignment incorrectl orig cca supplied and no default notice,

Ok so just very briefly explain why I thought it was paid for the last 5 years and now this bunch of T come along and quote that bit of the cca you said ? Don’t wanna P judge off by quoting law stuff about no default notice. If he does find in their favour would he accept putting it in a DMP instead of a ccj if say I gotta pay

Yes I hope the judge has already seen no default notice so throws it out otherwise I’ll have to try and just argue that as my point as I thought I’d paid it all as OC never sent me one

Oh well this weds is the day absolutely dreading it to be honest

Ol thank you for that it will run it’s course then and hopefully I’ll get a good judge