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    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
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Philips Specialist Bailiff & CPEA


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  • 2 weeks later...

Hi all :-)

 

I'm a returning member from a while ago after a very successful bank charges reclaim)

 

Now on to something new !!

 

I have had a few letters from cpea, and, yep, you guessed, my first from Phillips & Co - no intention of paying, but would it be wise (or not) to send a template letter to phillips (to prevent me being accused of being 'unreasonible') if . . . IF it ever got to court ??

 

Any advice appreciated !!

Edited by steve_n

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Hi,

 

Texanbar and jamuk1987 . . . have you guys got any updates on your ones yet :?:

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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  • 2 weeks later...

Go on the attack, Phillips are very naughty they are a legitimate bailiff company but also act as a D.C.A. They tried this with me on another matter and sent out a Ray White to frighten me into paying, I was on holiday at the time but he left a letter that I passed on to the police, trading standards and consumer direct. He refused to tell me which court he is licensed at or his registration number and now wont answer my calls, phillips also refused to give me any details on him as I think they realised that it is my intention to ruin this lying bullies life. Never mind ignore them report them to everyone you can think of:mad2:

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Hi peeps,

 

Yet another letter from Phillips - this time they say I have been really naughty and they will be passing my case to 'the enforcement department'

 

Am I scared - noooooo :lol:

 

 

might look at boading up my windows, and getting a BIG dog just in case they send a 'Enforcement Agent' to my house :madgrin:

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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The "gentleman" you mentioned in Post 30 was Certificated at Middlesbrough County Court at Teesside Combined Court on 07/06/2010 expiry date 06/06/2012 employer Philips Collection Services Ltd.

 

HTH

 

PT

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I very much doubt 'gentleman' is what I'd call him if he turns up on my doorstep :wink:

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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  • 3 weeks later...

Hmmm, another twist, Phillips have now passed my 'case' back to CPEA who say they are VERY dossapointed that I have ignored the 4 letters from those very nice people at Phillips and will now initiate court proceedings against me 'without further communications'

 

Do I need to be concerned ??

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Yes, you should be concerned ! you are most inconsiderate disappointing :violin: those nice people at CPEA after all they are only trying to relieve you of your money (when you don`t need to give them it ).

 

If they had a leg to stand on they would have been to court already, continue to ignore the clowns , the threatograms will get more desperate and brightly coloured then they will go away and try to find another victim to attempt to intimidate into giving them money.

PPCs - Don`t pay their begging letters, don`t fall for the $ cam................. IGNORE PPC invoices

 

 

:amen:

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  • 1 month later...

Oh this is fun !! :lol:

 

Since my last post, I had a letter from CPEA saying they were 'very dissapointed' that I hadn't responded to the 3 or 4 letters from Phillips & Co (I bet they are) and saying I would hear nothing as they are now immediately initiating court proceedings without further correspondence . . . . . :fear:

 

Then, (drum roll) a few weeks on, I get yet another letter from CPEA now saying they have decided to give me a 'Amesty' and could I please pay a reduced 'penalty' of £90, and they will drop all action against me !! :!:

 

Oh, and if I'm being advised by 'certain blog sites' that I should be warned they give incorrect and missleading information, and they have to date had 'several sucessful convictions in the county court' including Nottingham and Cambridge' (my ticket was given in Norfolk !!) :madgrin:

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Oh this is fun !! :lol:

 

Since my last post, I had a letter from CPEA saying they were 'very dissapointed' that I hadn't responded to the 3 or 4 letters from Phillips & Co (I bet they are) and saying I would hear nothing as they are now immediately initiating court proceedings without further correspondence . . . . . :fear:

 

Then, (drum roll) a few weeks on, I get yet another letter from CPEA now saying they have decided to give me a 'Amesty' and could I please pay a reduced 'penalty' of £90, and they will drop all action against me !! :!:

 

Oh, and if I'm being advised by 'certain blog sites' that I should be warned they give incorrect and missleading information, and they have to date had 'several sucessful convictions in the county court' including Nottingham and Cambridge' (my ticket was given in Norfolk !!) :madgrin:

 

£90 is quite a bit less than the full amount isn't it ? How can they have sold on these 'debts'. And I use 'sold on' in its loosest possible sense...

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It may be less, but it is still extortionate

 

:jaw:

 

(oh dear . . . . for some strange reason, I just can't remember how to use my debit card, and I have no idea where my cheque book is - :lol:

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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If i got that letter i would feel like contacting them and stating i would offer to pay the losses the ensued by me being parked in the location, which would be £0 as it was a free parking area.

 

and so far no contact in new address, no post forwarded on from old one either although my redirect ended beginning of june. so no contact since febuary iirc.

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