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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      Hi I was caught shoplifting 4 items £20 worth, I’m petrified the Police will come to my house now please can you help. What can I do I worried about my job. 
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    • SPM87
      Advice and insight please

      By SPM87 · Posted

      I posted a couple of years ago about our debt situation and have been trying to pay off our debt as best we can. It is a possibility I maybe made redundant in a few months time, so I am trying to find out everything I can about what happens in today’s world when you can’t pay. I keep finding conflicting advice on various sites so I wanted to post this quote to get thoughts. It claims basically that the dca will likely get enforceable documents these days and therefore it’s likely you will have to pay dca at some point during the 6 year process.    on here I read a lot of comments assuming the exact opposite of this. A lot of the threads on here state the beginning of the process but I never see conclusive stuff about what happened from start to finish to get insight into whether debts post 2015 have been enforced etc. I hear a lot here not to pay dca companies but most my debts are post 2015 debts I am all up to date on our debts but if I lose my job it is likely I’ll end up where I tried to avoid in the first place. Which is destroying our files and dealing with DCA. I’ll post it below so you can see what I mean.   It is likely that any debts incurred after 2007 will end up with all the documentation being provided and being enforceable. Therefore you should use the time while awaiting responses going through your Income & Expenditure and considering any possiblity of making a full and final settlement. It can take a number of months to reach the stage of a hearing date and exchange of witness statements and normally you would be able to settle or come to an arrangement to pay before the court hearing, once documents have been provided, although this isn’t guaranteed.
    • dx100uk
      Judge & Priestly

      By dx100uk · Posted

      depends who said sols state their client is. IDRWW vis~IDR(worldWide) are a debt collector regulated & registered in the UK & USA    they are not solicitors. they use various 'for hire' - here use our letterhead paper tiger solicitors. its just a case of who's stupid enough to join their folly. IDR law used to be their fav but they lost do much money, they broke ties after almost being struck off and now do Will/Probate disputes only. IDR Legal are their sols wing. moriarty law Judge and priestly Taheel - a foreign DCA that use absolutely any trick in the book to extort money even pretending to be any of the above inc being the bank themselves in phone calls.           
    • dx100uk
      ENBD/IDRWW/IDR Legal - letter of claim now statutory demand

      By dx100uk · Posted

      And? dx  

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Esa stopped cos hubby moved in

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estellyn

estellyn

Posted
Posted
Back to what it was in the 'Middle Ages'?

 

They still managed to carry on - we are their children!

 

Not sure what point you're trying to make.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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count orlok

count orlok

Posted
Posted

I want to than the 2 people who shared their WCAs. This had made me detirmed never to have one, I could not go through that without losing it big time.

 

I was lucky enough to be migrated from IB to ESA SG on the strength of my ESA50.

 

Chances are with ATOS doing the PIP assessments I'll lose my HRM so won't be able to get to my local centre anyway.

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hensteeth

hensteeth

Posted
Posted
I want to than the 2 people who shared their WCAs. This had made me detirmed never to have one, I could not go through that without losing it big time.

 

I was lucky enough to be migrated from IB to ESA SG on the strength of my ESA50.

 

Chances are with ATOS doing the PIP assessments I'll lose my HRM so won't be able to get to my local centre anyway.

 

 

why not?

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Nystagmite

Nystagmite

Posted
Posted
Chances are with ATOS doing the PIP assessments I'll lose my HRM so won't be able to get to my local centre anyway.

 

Ask for them to pay for a taxi. Which I'll have to do - there's no bus stop nearby and I know I won't be able to walk there and back safely.

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hensteeth

hensteeth

Posted
Posted
D'oh, if I have not car or money to pay for taxis I won't be able to go, as my teleportation device isn't working and i don't think they have a receiver anyway.

 

Your travel expenses will be covered by ATOS - there is no excuse in not going.

As has ben said, they will also pay for a taxi.

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count orlok

count orlok

Posted
Posted
Ask for them to pay for a taxi. Which I'll have to do - there's no bus stop nearby and I know I won't be able to walk there and back safely.

 

I can't see 'em bunging me 20 notes, but even if they did, there's too much at risk going for a WCA and being put in anything other than the Support Group, and after seeing those TV programmes and from what i read on here that don't happen very often. I mean even having a heart attack or being sectioned are not enough.

 

Besides its not just me who would lose out there is also my disabled wife to think about. I'll just go off ESA and go for carers allowance for a few more years untill I get my pension.

 

Perhaps we can all get our National insurance premium back as they are not paying out on it. After all the banks paid back PIP (ironic they should choose that as the replacement for DLA, probably be as much good) when they wouldn't pay out.

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estellyn

estellyn

Posted
Posted
I can't see 'em bunging me 20 notes, but even if they did, there's too much at risk going for a WCA and being put in anything other than the Support Group, and after seeing those TV programmes and from what i read on here that don't happen very often. I mean even having a heart attack or being sectioned are not enough.

 

Besides its not just me who would lose out there is also my disabled wife to think about. I'll just go off ESA and go for carers allowance for a few more years untill I get my pension.

 

Perhaps we can all get our National insurance premium back as they are paying out on it. After all the banks paid back PIP (ironic they should choose that as the replacement for DLA, probably be as much good).

 

I really understand where you're coming from. I'm in the support group, luckily without needing to go to appeal, and also get DLA MRC, HRM - and I have to say that even with years of benefit knowledge, I know that at my next assessment it may all go wrong and on the basis of an incompetant assessor (on one that has a vague relationship with the truth). The ESA, DLA and husband's carer's allowance could all stop on the basis of a 20 minute 'assessment' that is incorrect. I can't say that the thought hasn't occured to me to end the claim and for husband to claim income support as a carer instead.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Astro1

Astro1

Posted
Posted

They don't pay for taxis. Last time i went, i drove most of the way and got a taxi the rest of the way because i couldn't get parked near the assessment center. There was also someone there who had spent nearly £60 on a taxi, getting to the center and back. It was their third time for the same assessment, their previous appointments had been cancelled after they'd arrived at the center.

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hensteeth

hensteeth

Posted
Posted
Really? You sure about that? Read the WCA Handbook?

 

As they organised and paid for my taxi there and back on my 1st assessment!

 

So......

 

Thanks, of course they do. it seems that the poster is using the cost as an excuse to complain about the system!

 

I can't see 'em bunging me 20 notes, but even if they did, there's too much at risk going for a WCA and being put in anything other than the Support Group, and after seeing those TV programmes and from what i read on here that don't happen very often. I mean even having a heart attack or being sectioned are not enough.

 

Besides its not just me who would lose out there is also my disabled wife to think about. I'll just go off ESA and go for carers allowance for a few more years untill I get my pension.

 

Perhaps we can all get our National insurance premium back as they are not paying out on it. After all the banks paid back PIP (ironic they should choose that as the replacement for DLA, probably be as much good) when they wouldn't pay out.

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hensteeth

hensteeth

Posted
Posted
I can't see 'em bunging me 20 notes, but even if they did, there's too much at risk going for a WCA and being put in anything other than the Support Group, and after seeing those TV programmes and from what i read on here that don't happen very often. I mean even having a heart attack or being sectioned are not enough.

 

Besides its not just me who would lose out there is also my disabled wife to think about. I'll just go off ESA and go for carers allowance for a few more years untill I get my pension.

 

Perhaps we can all get our National insurance premium back as they are not paying out on it. After all the banks paid back PIP (ironic they should choose that as the replacement for DLA, probably be as much good) when they wouldn't pay out.

 

I'm 63 and my wife is 68. We get a top up of Pension Credit after claiming ESA! Yes I too have a re-assessment to go to later this year and yes I know it could well trigger a review of my DLA, which will in turn will cause a problem with the Carers A,,owance my wife claims.

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speedfreek

speedfreek

Posted
Posted
They didn't at the time of my assessment last October... Have the rules changed since then?

 

http://www.atoshealthcare.com/claimants/faq - Travelling expenses for your assessment

 

There's a list of medical conditions etc in the WCA Handbook that is offer and tentatively offer one.

 

Plus I believe guidance on transport types and duration of journey.

 

You have to be assertive with them!

 

Couldn't be bothered for my 2nd as I fancied a nice rib eye and the butchers is on my way back.

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count orlok

count orlok

Posted
Posted

The thing to avoid worry about is the new benefit Universal credit. I am in a similar position to you my wife is getting pension i am on ESA. At present we get top up via pension credits. Wife same age as yours, i'm a couple of years younger than you though.

 

UC take president over pension credit the couples rate for Pension credit is about 210 for UC it is half that, plus there would be the problem of HB under 65 you have to pay a fins for extra room.

 

Just far to much to worry about.

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RaeUK

RaeUK

Posted
Posted

Thanks for the link, speedfreek, I'd forgotten about their frequently asked questions section...

 

Our health care professionals (HCPs) conduct assessments for all conditions, including mental health. We also have Mental Function Champions who provide additional expertise in mental health, cognitive and learning disabilities. They can advise the Health Care professional on any aspect of the effects of mental health conditions
See. ATOS are fully prepared and able to assess any mental health problem. Honestly, I don't know why everyone keeps picking on this compassionate and professional company that only has your best interests at heart ... :-D
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**Margaret**

**Margaret**

Posted
Posted

: :flypig: '...... able to assess any mental health problem'. If only!! :flypig: :

Our last Atosser claimed to have worked as a mental health nurse but couldn't differentiate between anxiety and depression, or cope with a visibly distressed claimant. She went on to misinterpret two of the mental health descriptors.

 

Mental function champions? Anyone seen one fly over yet?

Bit like the recording machines, conspicious by their absence!!

 

Sincere sympathies to all caught up in this unfit for purpose farce, Margaret.

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RaeUK

RaeUK

Posted
Posted

Ah, thanks Starryeyes, that was the smilie I was looking for ... :lol:

 

The mind boggles what on earth a Mental Function Champion might be. Maybe it's the person who goes to the most mental functions at Christmas ...

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missy2006

missy2006

Posted
Posted

Like ive said a lot of these so called HCP are not fit for purpose. It staggers me that their report can make a major difference to a persons health/wealth. I told the Nurse i saw that its what she writes in her report that makes the difference to someone staying on their extra-benefits and losing their benefits. She said that wasn't the case its the DWP Decision Maker who has the final say. I said maybe so but its what you write in your report to them that has a major factor but its like talking to the wall. Can anyone tell me why she did the Physical Part of the Medical when i was there for the Mental Part. I didn't say anything at the time because i thought it was just the new rules and i didn't want my benefits stopped for refusing.

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speedfreek

speedfreek

Posted
Posted
Our last Atosser claimed to have worked as a mental health nurse but couldn't differentiate between anxiety and depression, or cope with a visibly distressed claimant. She went on to misinterpret two of the mental health descriptors.

 

Hey that's not too bad tbf.... my (now ex) GP whos web biography states "interest in mental health" doesn't know the difference between a Psychologist Wellbeing Practitioner, Psychiatrist, Psychologist and a Greggs sausage and bean pasty.

 

I got the sneaking suspicion (even thought the size and amount of filling in them now is sadly lacking) that the pasty had a better grasp on the 5 stage model of MH treatment, centralisation of access using IAPT (stage 2) services and how to use a telephone when you do not understand the reports on a patient by people who work soley in the MH field (so know more about it than you).

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hensteeth

hensteeth

Posted
Posted
I came across a post online where a HCP asked why if you have depression, have you not had any recent suicide attempts.

 

Anyone who knows anything about depression, will know that not everyone is suicidal.

 

There we go then! Definition of a someone who is suffering from a mental illness - sweats like a pig, rocks till they break the chair and has a weekly episode of not quite managing to top themselves! Obviously if they had have managed it, they wouldn't be claiming would they?

 

No wonder the DWP don't believe me - especially when they stand their ground and say that Lithium Carbonate is never used to treat a mental illness!!

 

So why am I wasting my time working with the CMHT if there is nothing wrong with me - maybe I am just bored with life and have nothing else to do.

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