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    • 05.05.24 Ever so sorry if I have entered this in the wrong part of this website.   My grandfather is in his 70's and retired.  He asked me to help him find a work pension that he was paying into when he was working. From 1967 - 1982 he worked for a Fabric Dying Company, Celanese, Spondon Derby UK. I have already used the GOV.uk Trace Pension Scheme. It listed a few pension companies : Akzo Nobel (CPS) Pension Scheme formerly Courtaulds Pension Scheme.  I do not fully understand how this works but I think this scheme is administer by a company called Willis Tower Watson. We have called this company, got through to the pension department submitted all my grandfather's details (D.O.B. , N.I. no. etc.) but that agent tells that they have no record of my grandfather and ask what is the name of the pension scheme. Here is the problem, his home was burgalled in 2005 and a briefcase which contained his legal documents was stolen. So he does not know who was the Pension Scheme company. I have a this phone number 01332 681 210 for Celanese but it just rings and never gets answered. So I am asking for help if anyone can tell us where we can try next. I am also hoping for a massive long shot that one of them members on this website, worked for or knows someone who worked for British Celanese Spondon Derby and could tell us of any pension company. Thanks for any help.
    • Well I sent them the letter of claim, the only responses so far was a few emails reopening the claims on the parcels where they asked for information such as proof of value (which I get) but other things like photos of the parcels, which I haven't got as I never took photos of them. It's been well over the 14 days since I sent the letter now anyway, so what do you think I should do now?
    • Know it has already been answered, but? Does not explain why JCI has registered a different default date when they get the information from the original creditor, Virgin
    • Since you were stopped at the time there is no requirement for the police give you anything there and then or to send you anything before they have decided how to deal with the offence.  They have three choices: Offer you a course Offer you a fixed penalty (£100 and three points) Prosecute you in court  The only option that has a formal time limit is (3). They must begin court proceedings within six months of the date of the alleged offence. Options (1) and (2) have no time limit but since the only alternative the police have if you decline those offers is (3) they will not usually offer a course beyond three months from the date of the offence and will not usually offer a fixed penalty beyond four months from that date. This is so as to allow time for the driver to accept and comply with their offer and to give them the time to go to option (3) if he declines or ignores it.  Unless there is a good reason to do otherwise, the action they take will usually be in accordance with the National Police Chiefs' Council's guidance on speeding enforcement. In a 40mph limit this is as follows Up to 45mph - no action. Between 46mph and 53mph - offer a course Between 54mph and 65mph - offer a fixed penalty Over 65mph - prosecution in court So you can see that 54mph should see you offered a fixed penalty. Three weeks is not overly long for a fixed penalty offer to arrive. As well as that, there has been Easter in that period which will have slowed things down a bit. However, I would suggest that if it gets to about two months from the offence date and you have still heard nohing, I would contact the ticket office for the area where you were stopped to see if anything has been sent to you. Of course this raises the danger that you might be "stirring the hornets' nest". But in all honesty, if the police have decided to take no action, you jogging their memory should not really influence them. The bigger danger, IMHO, is that your fixed penalty offer may have been sent but lost and if you do not respond it will lapse. This will see the police revert to option (3) above. Whilst there is a mechanism in these circumstances  to persuade the court to sentence you at the fixed penalty level (rather than in accordance with the normal guidelines which will see a harsher penalty), it relies on them believing you when you say you did not received an offer. In any case it is aggravation you could well do without so for the sake of a phone call, I'd enquire if it was me.  I think I've answered all your questions but if I can help further just let me know. Just a tip - if you are offered a fixed penalty be sure to submit your driving licence details as instructed. I've seen lots of instances where a driver has not done this. There will be no reminder and no second chance; your £100 will be refunded and the police will prosecute you through the courts.
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So we are all SCROUNGERS now


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The latest words from Mr Cameron "There is no way of dealing with an 11% budget deficit just by hitting either the rich or the welfare scrounger."

 

That's what is needed yes try and turn the whole country against the sick and vulnerable.

 

This man and his crony pals and puppets from lib dems are going to bring disaster to this country.

 

"villifieing the sick and the disabled and also promoting aggression, verbal and physical, against us"

There must be some laws against this sort of constant abuse. If derogatory, abusive terms are used to describe a particular race it is racism and not tolerated.

We are such an easy target thats why they get away with it. Isn't this incitement or something like?

 

Incitement.

"deliberately provoking hatred of a racial group"

Well the government are "deliberately provoking hatred" of the sick and disabled.

 

As for the "welfare scrougers" insult by DC, I'll choose to perceive it as more useful fodder for EHRC to be going on with.

 

His comment must surely be bordering on Discrimination by association.

 

Also I believe the decision makers for benefits are supposed to be impartial and make choices using only the facts, I don't see it possible for them to ever be able to do this with Mr Smith and Cameron vilifying people on Welfare.

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They like to hit the vunrable first they are the easiest targets and many [not all] of the disabled are unable to speak for themselves.

 

I was outraged by comments made by Government this week.

 

They actually put all Carers on what they call the ''Inactive'' List.

 

INACTIVE!!! :evil::evil:

 

I am on duty 24/7 and very little in way of breaks via respite [its to expensive at £30 a night] all for the poultry sum of £53.90 per week!!!! and they even freeze that on Tuesday from what i've read.

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It's no good trying to blame this government for the mess this country is in, that is purely Broon and his couldn't care less, lets borrow borrow and spend spend government.

 

If you don't like it, tough, you should have done something over the past 13 years, not now when someone is trying to get us out of the legacy mess left to them.

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It's no good trying to blame this government for the mess this country is in, that is purely Broon and his couldn't care less, lets borrow borrow and spend spend government.

 

If you don't like it, tough, you should have done something over the past 13 years, not now when someone is trying to get us out of the legacy mess left to them.

 

Oh conniff

 

i think if it was upto me i would have shot the lot of them at birth.

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This makes my blood bood boil... my landlord looks after his mum in a residential home and doesn't get ANY benefits paid to him because they are classed as 'wealthy'. However as his mum has severe MS and other problems and is in a wheelchair there is little the government can do to him other than cut the nursing support he now has, somebody comes along three times a week to help him get his mum washed properly and then to give him 2 hours respite once a week... and now he has to fill in forms explaining why he hasn't claimed benefit nor paid tax for the last five years he has been her sole carer.... unfair or what!

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coniff while i agree cuts need to be made just like there was for the last conservative government yes they all eventully get it wrong that DOES NOT give him the right to brand people scroungers those remarks are UNJUST and lets remember many of this people have paid for these benefits through a working life

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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coniff while i agree cuts need to be made just like there was for the last conservative government yes they all eventully get it wrong that DOES NOT give him the right to brand people scroungers those remarks are UNJUST and lets remember many of this people have paid for these benefits through a working life

 

 

I think you have read it wrongly. It's not saying that all people on benefits are scroungers, it's saying that they want to cut the benefits of those that are not genuine claimants, ie scroungers.

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coniff while i agree cuts need to be made just like there was for the last conservative government yes they all eventully get it wrong that DOES NOT give him the right to brand people scroungers those remarks are UNJUST and lets remember many of this people have paid for these benefits through a working life

 

Every time a Conservative government imposes cuts it is because the precending Labour government embarked on a borrow and spend course of action.

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Whatever the past may or may not be, how does that make it ok for Cameron to put benefit and scrounger in the same sentence so that eventually they become synonymous? At which point do we stop letting them get away with everything and anything under the pretext that the previous govt messed up, even when irrelevant to the conversation? :rolleyes:

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Thank you bookie that is my point exactly and reading in the papers that this gov spent what is the ave persons yearly wages on more wine for a celar that is already well stock does not help matters it may just be propaganda but it still has to be said as any cuts has to start at the heart of governance

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Yep we are all scroungers now and have to live with the marker. I wonder if he claimed DLA for his son?

 

we have been tarred with that brush for quite some time now and not just by politicians, just look at the likes of the latest one "ESA", its the tar brush that brought this in.

 

:mad:

 

 

 

dk

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I think you are being very naive, Conniff. :-(

 

You may think that that's what he meant, but I am pretty sure that the budget to come will soon show that it isn't that at all, but all people who need the welfare service for whatever reason.

 

Carers on the "inactive" list? That says it all really, the contempt of these people for the likes of us. :mad:

 

In reality, the scroungers are not on benefit at all. The accurate wording should be the banking scroungers. 11% deficit? Solve it in ONE SIMPLE act: get the banks to repay the £1.2 TRILLION used to bail them out. Let's be generous, don't even ask them to pay interest (which is more than they would do for us! :rolleyes:), just the capital. Now THAT is scrounging on a scale that 1000 Karen Matthews couldn't possibly match in a lifetime. :mad: Even better, that was of the previous government doing, so there's a chance to claim one's disapproval of their reckless actions loud and clear by making the beneficiaries repay it. 2 birds with one stone so to speak.

 

Oh, but that wouldn't do, would it, when one's close relatives all belong to that particular set of scroungers... No, instead, let's yet again pin it on the £50 a week Income support claimant, the £53.90 a week carer, the minimum wage worker, and of course, the disabled and unemployed. Scroungers, the lot of them. :rolleyes::mad:

 

You wait. As it goes, you won't have to wait very long. :mad:

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ill write a letter to cameron and invite him to come out in public and explain what exactly he terms as a scrounger

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Very true, look at the oo-ahh about how harsh the regime has become for the poor lambs now they actually have to account for the thousands they spend at our expense.

 

At least a benefit scrounger will spend it on fags and White Lightning, not on moats and duck houses, so much much cheaper. :rolleyes:

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Yep we are all scroungers now and have to live with the marker. I wonder if he claimed DLA for his son?

 

I have felt like a second class citizen [scrounger as the government put it] for yrs now because I claim Carers Allowance. When people ask what I do for a living and I say im a full time carer they instantly turn around and say or you dont work then, have even been told by someone that I was lucky because I didnt work but still got paid a weekly wage [HA! they called Carers Allowance a wage- slave labour more like].

 

I hate this new government already.

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Bookie, lets give them a couple of months and lets see what the emergency budget reveals after scrutiny by the media. If what suppose turns out to be the way it is, I will be at your side with support.

 

I'm not standing up for this government, but am willing to see what they come up with. What I am dead set against is anyone making any excuses for Labour and standing up for them.

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and we dont go out and spent the eqivalent of 1 years wages on wine to stock a cellar that is already full enough i see you are keeping a close eye on the purse mr cameron

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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I'm not standing up for Labour per se, I just consider them the least bad alternative for us little people.

 

Money needs to be saved, there is no doubt about that. The difference is where it has to be saved FROM.

 

Get the banks to repay the money they "borrowed", it will solve financial deficit issues a lot faster than putting every IB clamant through a new assessment in the hope they can be found fit for work whether they are or not. :rolleyes:

 

It's actually really simple maths, if you levy large chunks of money from a few very rich, it will bring a lot more than trying to wring small amounts from a lot of poor people. It is SO obvious, and yet this government hasn't mentioned the blindingly obvious ONCE. Amazing, no? :rolleyes:

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now that is wasteful and ill have a bet there many other instances like this

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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