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    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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CABOT deceitful dirty tricks


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Some time ago I sent a CCA to Cabot for my sister. It has taken a while for them to respond but they have now sent a copy of what they say is her signed agreement. Problem is, it's not her signature. It's mine from the letter I sent to them and signed in her name. I did this to make sure they couldn't copy her signature onto a form, which is exactly what they have done. What should be my next move??

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Straight to the Police Station with the evidence in hand and file a complaint against them and they will be prosecuted for Fraud.

Make a copy of the letter and send it to the ICO, aswell as the OFT.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I'm with the others re making the complaint at the Police Station but keep in mind you technically have signed your own sisters signature which inistself is questionable and may cause the Police to ask a few questions of your own actions.

 

Does your sister have the original credit agreement to hand with her proper signature on it etc? If not then it might be an idea to write to the original creditor requesting the original credit agreement from them direct, if it is provided and the signatures are different (which they are) you have Cabot exactly where you want them...and then some.

 

Cabot are slimy toads thats for sure and nothing in your post suprises me but befoe you go in guns blazing just ensure you have the right answers to give should the Police ask you some questions.

I reside in Dawlish Warren but am not a rabbit.

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Join the club. They sent me an application form with my signature in question. Sadly for them I have the old card. I am including it in a court claim for damages I will be raising against them this year. In their desperation for money - they made a massive loss last year - they are now going too far and are out and out blatant criminals.

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Join the club. They sent me an application form with my signature in question. Sadly for them I have the old card. I am including it in a court claim for damages I will be raising against them this year. In their desperation for money - they made a massive loss last year - they are now going too far and are out and out blatant criminals.

 

I would be extremely wary of producing the credit card as evidence as it would prove the existence of the debt. See; http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/179236-tragic-case-judgement-because.html

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Guest Cartaphilus

Now, I am not naive having witnessed, experienced more than my share in life but how on Earth are these companies allowed to even consider thinking they can get away with things like this??

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Thanks for the heads up Cerebus, which I am aware off, but I'm safe with this one. The card didn't start until 7 months after the date on the application form and I am not denying I had an account with the company but this isn't it.

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Royds TSB did the same with me - sent me an 'agreement' with my signature cut and pasted from somewhere else. Only problem - they sent me a credit card agreement, when I've never had or used a credit card with anybody in my life.

 

The only thing that stopped me from going down the police station is I'm unsure which older document they've copy-pasted the details from.

 

I suspect it was the application form from a current account I used to have with them, being that the telephone number on the form was four years out of date.

 

My point is - forgery is still forgery, whether a valid debt exists/existed or not.

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When you report the matter to PC Plod don't be fobbed off if the front desk officer - quite often a civilian wearing what looks like a police uniform - tries to tell you its nthing to do with them and that is a civil matter. Chasing slippery customers like Cabot is more difficult than handing out speeding tickets and it means doing a bit of work. Insist on recording the matter as a crime, get a crime number, the name of the officer dealing and the best way of contacting him/her.

 

And you should already have alerted the OFT about their actions. Try your "new" MP too.

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I'm with the others re making the complaint at the Police Station but keep in mind you technically have signed your own sisters signature which inistself is questionable and may cause the Police to ask a few questions of your own actions.

 

Does your sister have the original credit agreement to hand with her proper signature on it etc? If not then it might be an idea to write to the original creditor requesting the original credit agreement from them direct, if it is provided and the signatures are different (which they are) you have Cabot exactly where you want them...and then some.

 

Cabot are slimy toads thats for sure and nothing in your post suprises me but befoe you go in guns blazing just ensure you have the right answers to give should the Police ask you some questions.

 

I don't see any issue with signing on behalf with her sisters permission, its a letter, not a contract. Otherwise every CAG member who has used a digital signature would be "guilty" too.

 

imho it is eminently wise to use altered/digital signatures on anything except things like contracts when sending through the post, given the prevalence of ID fraud and post vanishing.

[sIGPIC][/sIGPIC]

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Probably not the best analogy... perhaps a bit like blaming a Lib Dem voter for a Tory government? Nah... they deserve a kicking :D

 

Maybe a bit like blaming Vauxhall for encouraging drunken driving. That's better.

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