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    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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THE Election - Made your mind up yet ??


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And they has the bestest chocolate

 

They certainly do!

 

I used to love Swiss Chocolate.

:D

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Was watching the riots in Greece on TV today-The people are angry at the ultimatums.

One woman said-"We are being asked to take a 30% cut in our wages-yet our country is spending millions on 2 new Warships from France"...why do we need Warships when we cant afford to live ?

 

She makes a good point.

 

France of course is the biggest exporter of weapons so will obv want to see Greece survive so they get their money.

 

Germany meanwhile says that Greece should comply with the IMF package or leave the EU-but its not so simple.

 

When the EU's membership was only 8 or 9 then things were a little different-and hop long did it take Italy to get membership ?

The Mafia had to abandon their guns and come to the table-much the same as happened with Adams and McGuinness.

 

We have UKIP and the BNP saying that we are better out of Europe-yet we still have our Pound and in spite of that suffer the same as the rest.

 

We would do better out of Europe if we still had a good manufacturing base and did not rely on China-but no one can complain that a set of knife and forks from China cost a fiver less than those made in Sheffield.

 

Our Government paid Nissan millions in grants to build a factory in the North East-they allowed the Indians to get Jaguar Landrover for a song,our British Mini to go to BMW and Rolls and Bentley to go to VW and BMW.

Our heritage.

Our manufacturing base has gone-ok replaced by IT but we dont even have a look in there-LG was given millions in grants from the GOV to open a factory in Wales !

 

We have trained Doctors and nurses to people from abroad at a cost of millions-only to see them leave the UK for better wages later.

 

Whichever party or leader gets in-is unlikely to change much-we are stuck with Europe and if we do pull out then we would prob be worse off in the long run.

 

Chinas economy grows by the minute-and props up the US debt mountain of trillions-Russia s cosying up to China and supplying them with millions of tons of wood from its forrests,steel,and Oil.

 

Anyone who thinks the recent talks of cutting back on nukes has been a success between Putin and Obama will prob be unaware that Putin has increased defence spending by 800%-builds new subs,re-introduces flights over Europe with the menacing blackjacks,and orders new ships from France-so to hear Clegg talk about scrapping our deterrent which has kept the Russians off limits since the 70s will no doubt be a blessing to Vladimir.

 

Many Eastern Europeans will be praying for a hung result-knowing that the Dollar will prob rise against the £

 

The Poles here in particular since the dollar is still favoured against their currency as it is in Russia and Ukraine.

 

In fact the only problem will come with their flights....if the ash cloud stops Ryan Air or Easyjet cheap flights to Krakow or Warsaw-then they will have to spend a few more nights watching Jeremy Paxman grilling the winner.;)

 

On that subject, I got this in an email today:

 

Ron Smith started the day early having set his

alarm clock

 

(MADE IN JAPAN ) for 6am.

While his coffeepot

 

(MADE IN CHINA )

 

was perking, he shaved with his

 

electric razor

 

(MADE IN HONG KONG ).

 

He put on a

 

dress shirt

 

(MADE IN SRI LANKA ),

 

designer jeans

 

(MADE IN SINGAPORE )

 

and

 

tennis shoes

 

(MADE IN KOREA )

 

After cooking his breakfast in his new

 

electric skillet

 

(MADE IN INDIA )

 

he sat down with his

 

calculator

 

(MADE IN MEXICO )

 

to see how much he could spend today. After setting his

 

watch

 

(MADE IN TAIWAN )

 

to the radio

 

(MADE IN INDIA )

 

he got in his car

 

(MADE IN GERMANY )

 

filled it with PETROL

 

(from Saudi Arabia )

 

and continued his search

 

for a good paying BRITISH JOB.

 

At the end

 

of yet another discouraging

 

and fruitless day

 

checking his

 

Computer

 

(Made In Malaysia ),

 

Ron decided to relax for a while.

 

He put on his sandals

 

(MADE IN BRAZIL )

 

poured himself a glass of

 

wine

 

(MADE IN FRANCE )

 

and turned on his

 

TV

 

(MADE IN INDONESIA ),

 

and then wondered

 

why he can't find

 

a good paying job

 

in BRITAIN .....

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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It's a shame we can't become part of Switzerland, keep the world's money and stay out of everything!

 

Don't say that to Bookie whatever you do.

Edited by Fred Bassett

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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I never liked Milk Tray.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Don't say that to Bookie whatever you do.

Too late! :razz:

 

*clears throat*

 

Rooster, Switzerland is in fact one of the most heavily armed nations on a ratio basis. Every man is supplied with a rifle which they are expected to keep in working order at all times, and they have 1 week of compulsory military service every year to keep their hand in.

 

Termi, the problem is not so much the "world's" money... It's the dirty money, Mafia, Nazis and other unsavouries. That's why they put it in Switzerland, because money speaks louder than morality, no questions asked, ever. :-( the Swiss of course know all the dirty little secrets which is why they are safe in their little mountain empire, because no-one wants their skeletons to come out of the vault and so everyone respects their neutrality.

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I never liked Milk Tray.

 

:eek::eek::eek:

 

Perhaps you have lost your tastebuds from scratching about amongst all the worms ..

 

I'm sure if you asked nicely enough, the Milk Tray Man would make a sugar coated special delivery..

 

:)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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:eek::eek::eek:

 

Perhaps you have lost your tastebuds from scratching about amongst all the worms

Heeeeyyyy!!!! :mad::razz:

 

I'm sure if you asked nicely enough, the Milk Tray Man would make a sugar coated special delivery..
That's just nasty, you do know Rooster is diabetic, right? Are you trying to kill him??? :shock:
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Too late! :razz:

 

*clears throat*

 

Rooster, Switzerland is in fact one of the most heavily armed nations on a ratio basis. Every man is supplied with a rifle which they are expected to keep in working order at all times, and they have 1 week of compulsory military service every year to keep their hand in.

 

Termi, the problem is not so much the "world's" money... It's the dirty money, Mafia, Nazis and other unsavouries. That's why they put it in Switzerland, because money speaks louder than morality, no questions asked, ever. :-( the Swiss of course know all the dirty little secrets which is why they are safe in their little mountain empire, because no-one wants their skeletons to come out of the vault and so everyone respects their neutrality.

 

Yes, what a world we live in.

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On that subject, I got this in an email today:

 

Ron Smith started the day early having set his

alarm clock

 

(MADE IN JAPAN ) for 6am.

While his coffeepot

 

(MADE IN CHINA )

 

was perking, he shaved with his

 

electric razor

 

(MADE IN HONG KONG ).

 

He put on a

 

dress shirt

 

(MADE IN SRI LANKA ),

 

designer jeans

 

(MADE IN SINGAPORE )

 

and

 

tennis shoes

 

(MADE IN KOREA )

 

After cooking his breakfast in his new

 

electric skillet

 

(MADE IN INDIA )

 

he sat down with his

 

calculator

 

(MADE IN MEXICO )

 

to see how much he could spend today. After setting his

 

watch

 

(MADE IN TAIWAN )

 

to the radio

 

(MADE IN INDIA )

 

he got in his car

 

(MADE IN GERMANY )

 

filled it with PETROL

 

(from Saudi Arabia )

 

and continued his search

 

for a good paying BRITISH JOB.

 

At the end

 

of yet another discouraging

 

and fruitless day

 

checking his

 

Computer

 

(Made In Malaysia ),

 

Ron decided to relax for a while.

 

He put on his sandals

 

(MADE IN BRAZIL )

 

poured himself a glass of

 

wine

 

(MADE IN FRANCE )

 

and turned on his

 

TV

 

(MADE IN INDONESIA ),

 

and then wondered

 

why he can't find

 

a good paying job

 

in BRITAIN .....

 

 

Because Fred-We cant (or wont pay) the wages for the guys/gals who are making things in Britain.

 

Theres a is price to pay for democracy and standards of living.

Our standards of living are going down -but in India and China even call centre workers are now demanding more money.

 

Have a look on ebay and see stuff going for buy it now from China for 1p

Course.....delivery is a tenner.

What I cant work out is how they can send something all the way from China for a tenner when it costs the same for a taxi here for a couple of miles....and even more for 40 cigarettes or a couple of pints.

Get my jist ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Some of you might have noticed that I have had an election poll running in my signature for the past few months. Now that polling day is here, I have taken it down with the following results:

 

  • Lab 18.35%
  • Con 45.95%
  • Lib 8.43%
  • Other 27.27%

Lets see how it turns out with the real results.

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Just voted.......for

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Peoples Front Of Judea :D

 

I like their manifesto........sanitation, medicine, education, wine, public order, irrigation, roads, the fresh water system and public health.......simples! :D

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Oh Dear,

 

I'm BNP by just a fraction to labour and then UKIP in third.

 

Good job I can't vote isn't it:p

 

So you have a left wing and a right wing and a strong homing instinct.

 

How about a name change to' Pig'eon' :D

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HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

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Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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The Peoples Front Of Judea :D

 

Load of pansies !!

 

I much prefer The Judean Peoples Front :D

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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They were the crack suicide squad!!!

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Share on other sites

I have voted for change.....simply because I never seem to get much of it now out of a tenner:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I have voted for change.....simply because I never seem to get much of it now out of a tenner:rolleyes:

 

Talking of the Thatcher era, one of my favourite quotes came from (I think) Paddy Ashdown who said you could "buy 3 cemeteries and still get change from a fiver".

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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