Jump to content


  • Tweets

  • Posts

    • I will try again...................... Even at my age there is quite clearly a PCN envelope by the windscreen wipers on your car on some of the photos.  But as I said in the IPC letter, that is not the dispute. The dispute is that CPM sent you the second PCN on the 28 th day of the issue date of the first PCN. It should not have been sent until the day AFTER the original PCN was issued. Therefore they broke the Act, they breached the IPC Code of Conduct and their agreement with the DVLA. It is something that the IPC cannot ignore since to do so will bring the ICO down on them and the DVLA should ban CPM from getting data from them once they know if the ICO do nothing. The minimum I expect is that your PCN will be cancelled. But it is up to you. I have given you the details, you have copies of both PCNs sent to you on the sar  with all  the relevant dates. 
    • Apply for an HM Armed Forces Veteran Card   An HM Armed Forces Veteran Card is a way to prove that you served in the UK armed forces. The card can make it quicker and easier to apply for support as a veteran. It’s free to apply. You can currently only apply for a Veteran Card if you have a UK address. Veterans who do not have a UK address will be able to apply later this year. READ MORE HERE: Apply for an HM Armed Forces Veteran Card - GOV.UK WWW.GOV.UK Apply for an armed forces veteran card to prove that you served in the UK armed forces.
    • The Private Parking Code of Parking has been postponed as the poor dears are frightened that thew will all go out of business once it becomes Law. We all wish but nothing could be further from the truth so doubtless most of them will have to change their ways if they don't want to be removed as approved parking companies. Thank you for still retaining and producing the original PCN which, no surprise, fails to comply with the Protection of Freedoms Act 2012 Schedule 4. [It even states the vehicle "breeched" the terms  when it was the driver that allegedly breached the terms}. It fails to specify the Parking Period and whilst it does show the arrival and departure ANPR times on the photographs [that I cannot read] they do not include how long you actually parked nor was it specified on the Notice  [photos don't count]. So that means that you spent even less time parked though it would help had you not blocked out the dates and times, so good if you could please include them on your next  post. Pofa  asks the driver to pay the charge S( [2][b] which your PCN doesn't though they do ask the keeper to pay.and they have missed out theses words in parentheses S9[2][f] ii)  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; All of those errors mean that the cannot transfer the charge from the driver to the keeper. Only the driver is now responsible . What a rubbish Claim Form -doesn't even give the date of the event which it should.  
    • it doesn't matter what you are being charged or if you missed the discount period. you ain't paying anyway..... if this ever gets before a judge. then the ins and out of POFA2012 or any IPC/BPA guidelines might come into play. until then i go get on with your life. you are spending far too much time on a speculative invoice scan scheme  its almost as if you believe these are fines and enforceable in a criminal court and you could have bailiffs at your door any minute.    
    • Debt Respite Scheme (Breathing Space) guidance - GOV.UK (www.gov.uk) but dont get scammed into a DMP. simply tell whomever you call to simply apply for the BS for you.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

frank galler - kubic investments ltd


princess5
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4949 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 772
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi that was interesting reading. FLG is the inventor of this , he showed me and others before he had met natasha. I am not here to defend her but , its the truth. FLG. better known as f****** little gremlin, has ripped us all off. I still beleive he had good intentions to clear these cards. Other companys are doing this . My wife made the phone call to the police after i made the threat. Things were going wrong but ,FLG phoned me from spain and still i beleived him , i ended up in court. I have found out that FLG is just an obbessed liar. He has approx 11 propertys, I have been to 5 of them today, another on monday, and found out more crap on him. I do not care if he sees this as he knows who i am , I hope you are watching FLG i am right up you a*** and, i wont let go . YOU have made my wife very ill, and i will see you in court. You owe money to everyone, you have changed you letting agents and not paid you bills. If FLG or anyone who wants to defend him are on here ,solicitors or who ever, come after me , i have a surprise for you.....

Edited by rush1
h
Link to post
Share on other sites

Hi james how are you . found new letting agents, i will call them tommorrow.

 

 

:confused: James ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Let's see what comes out from the police. I think gathering as much information as possible is the first task.

 

There must be some information in Spain because he made out that he was opening offices there. I understand that it is a person in Spain who tipped off the police first.

 

He always said that he was very busy from this market so there will be trail there.

I actually think posting on here where he is concerned should be limited as he may use this as a measure of where the police are up to etc.

All relevant info should be submitted to police such as which airline etc he may be working for etc etc. Enough said.

For all its worth his "office" in Spain appears to be Finanzas Nacionales, Box 112 (Head Office),Calle Algarrobo, Centro Commercial Los Dolces, LOcal 131, Villamartin, 01389 Orohuela Costa.

But no doubt being a "PO Box" although not unusual in Spain) it is easily "moved" but I know that he also has a Bank A/C in Spain, probably where all our monies are, but in any event I still dont know HOW this Forum got instigated, as nobody has advised as to whether he (Frank) ceased trading at his own behest, or is he just being investigated because of someone who has paid Frank but not has any results for their £600 x?

Link to post
Share on other sites

HI, The moj have passed all complaints back to Ipswich police. fraud dept. 01473 613776 or 01473 613876. They want as much information as poss". They need you all to give information ASAP.. anything you have please.

Link to post
Share on other sites

mum2010

 

You paid FG £4800.00 last year? ( when exactly?)

 

You have been advised to call the police!!!!!!!!

 

You reply with ( you'll call them in the morning?????)

 

OUTRAGEOUS if you ask me.

 

Your choice...........

 

Mr W

Regards..Mr Worried :)

Link to post
Share on other sites

thanks for the welcome rush1, I will - dont worry, does any one know if you can actually get out of paying back credit cards if they are before 2007, I have 8 cards and am working all hours just to keep up with the minimum payments - my debt hasnt gone down for years

Link to post
Share on other sites

thanks for the welcome rush1, I will - dont worry, does any one know if you can actually get out of paying back credit cards if they are before 2007, I have 8 cards and am working all hours just to keep up with the minimum payments - my debt hasnt gone down for years

I can only offer the advice that for cards /loans to be deemed unenforcable they should be taken out BEFORE April 2007, although Kubic reckoned they could challange the enforcability of cards after this date , however I have now gone to another agency who will NOT accommodate any cards after April 2007.This may not help but at least you can determine now whether your card(s) would qualify for a challenge.

Link to post
Share on other sites

Rush1 - yes I kept copies of all paper work that I was sent right upto when National Finance asked me to sign letter to the credit cards notifying them of a change of address to NF - I have not had anything since- but I am stil paying the minimum payments and do still receive the statements.

Link to post
Share on other sites

I can only offer the advice that for cards /loans to be deemed unenforcable they should be taken out BEFORE April 2007, although Kubic reckoned they could challange the enforcability of cards after this date , however I have now gone to another agency who will NOT accommodate any cards after April 2007.This may not help but at least you can determine now whether your card(s) would qualify for a challenge.

 

 

Mum 2010.

 

Even for your pre 2007 cards, please don't get your hopes up and think that this will be a solution. If you decide to go ahead, then still act as if they will not be cleared so that you plans are not scuppered if they can't be cleared.

 

This market is changing all the time and what may be unenforceable today may become enforceable three months down the line. It is an ever changing area of law.

 

Just wanting to protect you.

 

Please ensure you go to an SRA registered law firm if you go down this route and ensure that the law firm actually specialises in the area of Consumer Credit Law. A general law firm is no good.

 

You will need to pay them disbursement costs even if it is no win no fee.

 

Hope this helps.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...