Advent Computer Training (Barclays Partner Finance)Info and discussion thread

[Fuzzbutt]

Did anyone hear from your MPs?

 

Not yet - just a 'looking into the issues' confirmation.

[raj4u]

:whoo:I received another letter from BPF this morning: " We write to advise that we have now instructed a specialised debt recovery agency who will be contacting you shortly in respect of the above account. We have added an administration charge of £22.50 to your outstanding balance to recover our costs for this letter"

 

No mention of that specialised agents name..they already paased my case from mercers to sanclare.Lets wait n see who are these new b@t*8*s!!!

[Mustard2243]

Hopefully whatever Ingrid has to say will be helpful i am all set to pay the fee for my Debt Relief Order. Got my Credit Report and all my statements together. I would rarther not go through with it as it will wreck my credit for quite some time however. I need this weight lifted i have got 2 2000 word essays due in November and i can't think straight.

[skyblue dave]

:whoo:I received another letter from BPF this morning: " We write to advise that we have now instructed a specialised debt recovery agency who will be contacting you shortly in respect of the above account. We have added an administration charge of £22.50 to your outstanding balance to recover our costs for this letter"

 

No mention of that specialised agents name..they already paased my case from mercers to sanclare.Lets wait n see who are these new b@t*8*s!!!

 

I have received exactly the same letter raj4u.

I have also had my decision from the FOS. Do i need to tell everyone the result?(They found in favour of BPF of course).

Looking forward to the news from Hausfeld - they are our only hope now.

[joyhouk]

I also got the same letter today.

[Fuzzbutt]

http://blogs.mirror.co.uk/investigations/2010/10/why-did-barclays-agree-to-fund.html

[Lankus]

Hi all, is there anyone 'in the loop' that can give a quick update of any progressions? It's 3 months since Hogan Lovell's reply and just starting to get a bit concerned. I know these things take time, but it'd just be good to know how things are going if anyone knows. Thanks

[mantaxi]

not been on for a while my dads not to happy that hes lost his mony be cause he signed the loan agreement for me. anyway, fuzzbutt did you ever get a reply from ingrid about the enrollment form not being signed by the salesperson? this seems to be my dads only hope.

[THE ROADIE]

Here's a laugh. Barclays Partner Finance have ignored all of my letters to them, not even ackowledging receipt. I get 2 letters from them over the weekend, 1 going on about arrears, and wait for it! The second threatening me with Mercers. Only the company that has been calling me 4 times a day for the last 2 months! Thanks Barclays Partner Finance! This will only strengthen our case against you!

[mozzer0734]

I have now recieved a letter from allied international debt collectors demanding full payment, has anyone else recieved this little yellow card yet.

I really dont know what to do now there is no way that even if I could, I would not pay these mugs near £5000.

Is there any updates with the case because I would realy like to know what is happening.

[lowdown]

I have now recieved a letter from allied international debt collectors demanding full payment, has anyone else recieved this little yellow card yet.

I really dont know what to do now there is no way that even if I could, I would not pay these mugs near £5000.

Is there any updates with the case because I would realy like to know what is happening.

This is what you must do.

Go to the legal website - download the template for 'Deed of assignment'.

Amend this to your situation, and send to them, with also a demand for the copy of the contract that BPF have with you.

If BPF have not sold the dept to allied, Allied will not be able to provide you with the contract or deed of assignment, which means they can not ask you for money - It would be like me or anyone else for that matter, asking you for money on someone else's behalf,

Would you pay it to me - no!

Its about time BPF's legal team started filling them in with all the legal blurb...its really just calamitous all this.

[joyhouk]

Today i received same yellow letter from allied international credit ltd. also final response from FOS, nothing positive.

[Penny Mitchell]

:whoo:I received another letter from BPF this morning: " We write to advise that we have now instructed a specialised debt recovery agency who will be contacting you shortly in respect of the above account. We have added an administration charge of £22.50 to your outstanding balance to recover our costs for this letter"

 

No mention of that specialised agents name..they already paased my case from mercers to sanclare.Lets wait n see who are these new b@t*8*s!!!

 

I have received the same letter followed by a yellow card received this morning saying "WARNING Our client has informed us that under their terms and conditions, as Formal Demand has been made, payment of the full outstanding balance must be made immediately. And then a name Mrs A Lyness 0141 228 3181 This is from Allied International Credit (UK) Limited, Anderston House 389 Argyle Street, Glasgow G2 8LR.

 

I am also worried about the guarantor situation. My partner took out the loan on my behalf and we were not told that this was a guarantor loan and that there might be any difficulties with S75. I have told the FOS that I wished to proceed against Advent instead, and they have told me that there is not much chance of getting any money out of them as they've gone down the pan.

 

I am extremely anxious about the whole thing.

[raj4u]

I too received the same yellow letter..how stupid are they? asking to attach full payment amount with this yellow card and send it back to them:mad2:..i guess most of these letter are addressed by Mrs A lyness. do you think its a better idea to call them and tell that they are not going to get any thing and to mention legal action? if all of us call to this same person, atleast she knows that they wont get any thing back..i was wondering why BPF keep on moving our information between to many debt collectors. Is it legal? themselves knew that they wont get anything, why all this harassment?

[lowdown]

I too received the same yellow letter..how stupid are they? asking to attach full payment amount with this yellow card and send it back to them:mad2:..i guess most of these letter are addressed by Mrs A lyness. do you think its a better idea to call them and tell that they are not going to get any thing and to mention legal action? if all of us call to this same person, atleast she knows that they wont get any thing back..i was wondering why BPF keep on moving our information between to many debt collectors. Is it legal? themselves knew that they wont get anything, why all this harassment?

 

 

Read my post above #5101.Pointless calling them, you will just get idiotic & moranic verbal abuse and threats.Send the template and make it all legal.

BPF just hock the account around hoping to get the money in.They will not have told the DCA about the situation, only that you owe them money.

[mozzer0734]

This is what you must do.

Go to the legal website - download the template for 'Deed of assignment'.

Amend this to your situation, and send to them, with also a demand for the copy of the contract that BPF have with you.

If BPF have not sold the dept to allied, Allied will not be able to provide you with the contract or deed of assignment, which means they can not ask you for money - It would be like me or anyone else for that matter, asking you for money on someone else's behalf,

Would you pay it to me - no!

Its about time BPF's legal team started filling them in with all the legal blurb...its really just calamitous all this.

 

Thanks for the advice, I sent my letter today recorded delivery.

 

I also had a phone call from the same company today, I would warn people they do seem quite sneeky, I refused to confirm my details and told them I wouldnt deal with them until I had all the documents I had requested. The man then spent 10mins trying to get the info from me by asking various questions, saying the would visit my home , ect. Same old bull so be aware. For referance the number they called me on was 07814 390283

[skyblue dave]

I'm getting calls from Moorcroft Debt Collectors. I told them I need to see a copy of the 'Deed of Assignment'. They said they didn't need one. I then told them I will only communicate in writing. (I won't take any more phone calls). Does anyone know the legal position? Do they need to provide a copy of the 'Deed of Assignment' or not?

Any help appreciated.

[Eagle1905]

Hey all. No letter from allied yet but I have had a phone call. A Mr Meagan no: 01412283181. They also gave me a ref number. Should I ring them or not. Just waiting for a letter so I know where to send Deed Of Assignment request. Hows that update coming Fuzzbutt. Still appreciate what ur doin for us

[lowdown]

I'm getting calls from Moorcroft Debt Collectors. I told them I need to see a copy of the 'Deed of Assignment'. They said they didn't need one. I then told them I will only communicate in writing. (I won't take any more phone calls). Does anyone know the legal position? Do they need to provide a copy of the 'Deed of Assignment' or not?

Any help appreciated.

Use the template which will ask for it in writing, then they will have to provide it.Without the deed of assignment it could be anyone asking for the money.Put it this way, without it you will then have BPF , Moorcroft and any other DCA taking/demanding money from you. At the moment your debt is with BPF unless they sell it on.If Moorcorft dont have the deed of assignment, then it has not been sold to them. Why would you pay money to someone you do not have a debt with?

[skyblue dave]

Thanks lowdown. I thought that was the case, but,when Moordown told me they didn't need one (they would say that, wouldn't they?) I just needed a second opinion. I'll send off the template now. Again, thanks for your help.

[10pack]

Hi All

I have been out of the couintry for the past 3 weeks so am behind on the situation will see what mail I have when I get back.

For myself I want to know if BPF are so sure we should pay them why have they not actually taken us all to court?, every other company I lknow of would have done this by now.. they are stick waving trying to get us to pay hoping we will scare and pay them otherwise they would not be scared to get us in front of a judge.. they know when they do that they have lost..

 

I just checked my credit report and see BPF have now updated it to 5 payments not made.. I want to know if the FOS will help us in reinstating our damaged credit rating which is being done while we dispute of accounts?? or are they too busy kissing BPF's backside to care.

By now it must be obvious that something is wrong so many customers complaining to them about this situation its about time they got off their arses and actually did what they are supposed to do.. investingate and not just read the bull BPF's lawyers are suppling them with

[lc1989]

Hi all,

 

Just wondering if anyone can help at all as I know that Im not the only 1 in this situtation. The loan that my father took out for me for the course was not advised was a different loan/credit agreement to one that I would have signed by myself if i was accepted, is this the case??? are they different agreements, can we confirm this or shed some light on this for me please....

 

If so what are the 'legal terms' for this, if found that we have signed the credit agreement under the impression we were covered by section 74 of the CCA, then car'nt us guarentors hold barclays/advent to account for this, the salesman at the end of the day was the representative for boths companys. is it worth this being looked into.

 

What are other people doing in my situation, i feel now that im at the bottom of the pile with not really a hope of getting anything back. No point as i see raising a claim against advent as Im not going to get the money back that way which i accept, so what are my other options, can somebody PLEASE HELP !!!!!!!!!

 

Thanks

[GillyBee]

I have recently posted my letters to my MP but as yet have had no reply whatsoever!

 

I have also had Mrs A Lyness's little yellow card (which I ignored) and tonight had a phone call from Allied International. I refused to do their security checks though as I told them I didn't know who they were so they just gave up in the end. 8-) I will now send them the template letter as suggested - thanks guys!

 

On a slightly happier note - I am about to get the keys for my new house this week. Although BPF trying to sully my credit rating with several months payments behind, I added my comments when they first started and managed to get a mortgage despite them. Ha!

 

Just need the legal team to squash them in court now and end this nightmare once and for all. Thanks so much to Fuzz and all who have been consistently offering help and encouragement to the rest of us despairing souls. Hang on in there guys!!

Edited October 25, 2010 by GillyBee
spelling howler!

[cashins]

This is what you must do.

Go to the legal website - download the template for 'Deed of assignment'.

Amend this to your situation, and send to them, with also a demand for the copy of the contract that BPF have with you.

If BPF have not sold the dept to allied, Allied will not be able to provide you with the contract or deed of assignment, which means they can not ask you for money - It would be like me or anyone else for that matter, asking you for money on someone else's behalf,

Would you pay it to me - no!

Its about time BPF's legal team started filling them in with all the legal blurb...its really just calamitous all this.

 

Yep.

 

It is unlikely that Allied, Moorcroft etc will have a deed of assignment as they are almost certainly working on an agency basis - trying to collect the debt on behalf of BPF. In other words BPF still own the debt which means that they (Allied) themselves could not bring legal action but only a joint action in conjunction with BPF. If any of these agencies had bought the debt, you should have been sent a notice of assignment informing you of this. Either way they are obliged to send you a copy of the agreement they are claiming for.

 

David

[adinmatty]

I have received Barclays answer for letter from my MP. They explained they could not answer to MP because did not have my signed authority do deal with MP. Anyway letter looks like a bit more customized then previous spam trash from them. But only a bit. It answer some questions from template letter we were provided (to send over to MP), but some of those questions treated about whole community concerns not neccesarily mine (like level of APR - different for everybody). And BPF answers are pointed at me (welcome mass spam template) despite of my detailed situation in MP letter.

 

Anyway all copied to our legal team.

 

And still awaiting answer from FOS (no much hope in them though).