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    • i'd say put lowells to strict proof of where the payment came from. cant hurt to send SB letter, even if proved not. at least they get your correct address. they'd have to link the old IVA times scale to a payment  these IVA F&F pots (if thats where it came from) most mugs dont even know they are not only taking most of your payments on fees but also creaming money off to supposedly offer F&F's.  funny when the IVA fails or is complete these sums of money in F&F pots never get given back or even mentions... these IVA firm directors esp with regard to knightsbridge and creditfix were fined and struck off more times than Paul Burdell of Link Fame and still managed to continue to scam people.
    • Hi everyone, I received a charge certificate with a charge of £165  in April 2022 however I never received a PCN and NTO before that. I responded by requesting original PCN reissued in the hope of getting discounted rate which was refused however I was offered to pay £110. I received a Order of Recovery in May 2023 and submitted a witness statement on time by email to get the original PCN re-issued. I received a Notice of Enforcement in February 2024 so I contacted TEC that I had submitted TE9 on time and they advised me to submit a late witness statement and TE7. I did as advised and also attached the original email and witness statement as proof to show that I had submitted my witness statement on time. The council disputed my late witness statement by saying that I likely received the PCN and that I did not submit a valid late witness statement without specifying why it's not valid. The court refused my late witness statement without giving any reasoning behind their decision (so much for the transparency). This is really outrageous as I did attach the proof of submitting the witness statement on time and it seems like the court just decided without looking at the case files. Can someone please advise me what should I do now? Any help is appreciated. I have attached all the documents below.     Documents.pdf
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    • You of course ignore the fact that Farage actually helped raise £100,000 so that WW11 Veterans could actually attend the celebrations    Meanwhile oh to be in France 🤣  
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Joseph,

If you google Hausfeld and get the London office contact numbers give them a ring and let us know how you get on it's a bloody scandal what they're doing to so many.

 

I e-mailed them yesterday and hope to be in contact today.

 

I think that it will greatly strengthen the case against BPF if trainees from other BPF-financed companies join together with your action.

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I still was not called since last friday, makes me very suspicious of what they are doing.

Shall i even bother contacting FOS if i had this 1 year interest free period? It has only now been 8 weeks since BPF received my first letter.

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I'm just thinking....

Some time ago I contacted CT for a course quotation using a fake name (I wanted to send it down to Ombudsman). They emailed it to me and started to chase me with phone calls - one, two times a day for two weeks. They apparently wanted my fake identity to enroll on the course :)

The calls ended last week and suddenly they started to ring again but changed the number they call from.

I just wonder which of my identities they try to contact now?

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hi all i got a letter fro B.P.F this morning stating that my account is overdue and that they are adding a £22.50 charge for missing payment!

Are any of you recieving these letters?

Should i forward it to the legal team?

I,m confused!

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hi all i got a letter fro B.P.F this morning stating that my account is overdue and that they are adding a £22.50 charge for missing payment!

Are any of you recieving these letters?

Should i forward it to the legal team?

I,m confused!

 

yes i got it as well but at that time my account should have been frozen which they chose not to do.

 

Def send it to the legal team. I have received afterwards a new offer with lower interest but going to write them that i am not accepting. Maybe buy time with another letter where you repeat yourself again, as they do not seem to get it, do they.

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I got a letter sometime during the last week from BPF whilst I was away with my girlfriend, stating that I was in arrears of £235! Payments were due to start on 23/5/10, so I sent them an account in dispute letter and cancelled the direct debit. Bunch of jokers. I'm sure the FOS and the legal team will like this!

Edited by THE ROADIE
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Hey all just caught up with all the reading, havent been on for a few days.

lewis2 I recieved an arrears letter this morning exactly the same as you. As for paying it they have no chance. My account is no longer in dispute as Barclays believe they have exhausted their complaints procedure and I have to pay. According to Barclays if I want to take the complaint further it will have to be through the FOS. Im just waiting to see if owt changes now Barclays have recieved the letter from legal team.

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Lewis2 I also received the same letter today and I will be forwarding this to the legal team.

I was wondering if anyone on here who has written to BPF about putting there account into dispute had received a response from BPF or if they BPF just throw their mail away?

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same here I also got the letter telling me I am in arrears and adding another £22.50 fine on top of the last one.. thing is they are not even going on a calandar month.. my payment was due may 15th.. and this is the second fine they are going to levy on my account.

 

How can they just do this.. dont they read whats going on this site we are organising and they still are stuck in the dark ages thinking they are dealing with a customer one on one... Dinosaurs!!!!

 

before we was one.. now we are many!!!

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hi guys

had a response to fos complaint from bpf today,in short we think computeach are great so do one,what i need to know is reply to there letter and tell them am in the class action so see them in court or contact fos and see what they say.

the letter said i hav 8 weeks to respond else they'll consider the matter closed.

 

still no joy with the group website.

 

jay

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Send this letter to your bank if they threaten to issue a default notice:

ACCOUNT NUMBER: XXXXXXX

 

Dear Sirs

 

Re: Account in dispute

 

I am writing to clarify that I am currently in the process of having this account investigated by the FOS. I consider this account in dispute due to the facts I have made in my previous correspondence which has yet to be responded to. I am taking legal advice on this matter.

 

I note from your latest correspondence that you are proposing to issue me with a Default Notice on this account. I need to make you fully aware that I am disputing the sum owed and, as such, you must refrain from any further action until this dispute is fully resolved.

 

The current Lending Standards Board (Section 3.35) states:

 

Subscribers can give CRAs default information about a customer’s debts if:

the amount owed is not being disputed by the customer;and

the customer has not made a proposal that satisfies the subscriber for repaying the debt following the subscriber’s formal demand.

 

I would also like to make you aware of The Office of Fair Trading Code of Guidance in which it states: putting pressure on debtors or third parties is considered to be oppressive This includes ignoring disputes about whether money is owed and refusing to freeze action if the debt is in dispute.

 

If you do not stop this default action and proceed by making any adverse comments on my credit reference files, I shall be forced to take legal action against you under the Data Protection Act 1998.

 

I therefore hope to receive your full co-operation in this matter and would like to request a written response to that effect.

 

 

Yours sincerely,

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Still can't find it :(

 

They're expecting me to start paying again :lol:

 

It's on 'what you can do' page - need to scroll down to the link.

 

Website is all OK now, problem between Virgin and Webs.com (website host) is resolved so everyone should be able to access it properly again. The site was 'outlawed' bacause someone had illegal content (child porn) on a Webs.com site so the IWP that filters most sites blocked access to the WHOLE of webs.com, including every single site hosted with it! Better improve their filtering robots!

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Well...after Barclays took the DD payment without aurthorization from me, they refunded it! Awesome!

Now today I have had a call from BPF debt collection saying I'm in arrears! NO S***!!!! And you are in breech of contract!

Bloody idiots! She said 'the calls will continue until your debt is payed.'

So I said 'I will continue to hang up on you until your debt to me is payed!'

She then asked if I could confirm my contact phone numbers....YOU JUST CALLED ME! CLEARLY THATS CONFIRMATION IN ITSELF!!!

 

Such willies!!! Won't be long now till we all meet up for a cyber beer of celebration! :)

 

Too right!! First round's on me!!:lol:

 

I can't believe the idiocy of BPF call staff, or to be fair most likely they have a brief to 'read this out to the dummy customer' board taped on their screen they have to follow.

 

I'm glad they seem to be laying off on hassling calls though, for some at least, since the letter went out. As soon as I get further news on their reply to the legal team I'll post on the website and flag it up here.

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For those of you who have BT's preferred callers service, and are getting calls from CT.Tell CT you have this service and not to call you.There is still debate on the subject of BPF giving away your details as breaking 'The Data Protection act'

 

Or just be nasty and tell BT anyway . i think there could be fines for CT.:D

You did not give CT your details.

 

The BT service [which is free] is to stop companies cold calling to drum up business, and this is what CT are doing.

Without your signature maybe CT will not get money from BPF?

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hi guys dont know if its just me but still cant get on to group website,managed to get on ten mins ago using the link in the first email fuzz sent me but couldn't get in to the case updates or log on,now cant get in with that link.jay

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