Jump to content


  • Tweets

  • Posts

    • ACI are part of the Perch Capital group along with TM legal.  
    • Thanks jk2054 - email now sent to OCMC requesting an in person hearing.
    • You can easily argue your case with no sign on the nearest parking sign
    • Same issue got a fine yesterday for parking in suspended bay which was ending at 6:30 yesterday, next thing I see a fine 15 minutes before it. The sign was obstructed 
    • Hi all, an update on the case as the deadline for filing the WS is tomorrow i.e., 14 days before the hearing date: 7th June. Evri have emailed their WS today to the court and to myself. Attached pdf of their WS - I have redacted personal information and left any redactions/highlights by Evri. In the main: The WS is signed by George Wood. Evri have stated the claim value that I am seeking to recover is £931.79 including £70 court fees, and am putting me to strict proof as to the value of the claim. Evri's have accepted that the parcel is lost but there is no contract between Evri and myself, and that the contract is with myself and Packlink They have provided a copy of the eBay Powered By Packlink Terms and Conditions (T&Cs) to support their argument the contractual relationship is between myself and Packlink, highlighting clause 3a, e, g of these T&Cs. They further highlight clause 14 of the T&Cs which states that Packlink's liability is limited to £25 unless enhanced compensation has been chosen. They have contacted Packlink who informed them that I had been in contact with Packlink and raised a claim with Packlink and the claim had been paid accordingly i.e., £25 in line with the T&Cs and the compensated postage costs of £4.82. They believe this is clear evidence that my contract is with Packlink and should therefore cease the claim against Evri. Evri also cite Clause 23 of the pre-exiting commercial agreement between the Defendant and Packlink, which states:  ‘Contracts (Rights of Third Parties) Act 1999 A person who is not a party to this Agreement shall have no rights under the Contracts (Right of Third Parties) Act 1999 to rely upon or enforce any term of this Agreement provided that this does not affect any right or remedy of the third party which exists or is available apart from that Act.’ This means that the Claimant cannot enforce third party rights under the Contract (Rights of Third Parties) Act 1999 and instead should cease this claim and raise a dispute with the correct party.   Having read Evri's WS and considered the main points above, I have made these observations: Evri have not seen/read my WS (sent by post and by email) as they would have recognised the claim value is over £1000 as it includes court fees, trial fees, postage costs and interests, and there is a complete breakdown of the different costs and evidence. Evri accepts the parcel is lost after it entered their delivery network - again, this is in my WS and is not an issue in dispute. Evri mentions the £25 and £4.82 paid by Packlink - Again, had they read the WS, they would have realised this is not an issue in dispute. Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency   This supports the view that once a user (i.e, myself) selects a transport agency (i.e Evri) that best suits the user's needs, the user (i.e, myself) enters into a contract with the chosen transport agency (i.e, myself). Therefore, under the T&Cs, there is a contract between myself and Evri. Evri cites their pre-existing agreement with Packlink and that I cannot enforce 3rd party rights under the 1999 Act. Evri has not provided a copy of this contract, and furthermore, my point above explains that the T&Cs clearly explains I have entered into a contract when i chose Evri to deliver my parcel.  As explained in my WS, i am the non-gratuitous beneficiary as my payment for Evri's delivery service through Packlink is the sole reason for the principal contract coming into existence. Clearly Evri have not read by WS as the above is all clearly explained in there.   I am going to respond to Evri's email by stating that I have already sent my WS to them by post/email and attach the email that sent on the weekend to them containing my WS. However, before i do that, If there is anything additional I should further add to the email, please do let me know. Thanks. Evri Witness Statement Redacted v1 compressed.pdf
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

The morals & ethics of being in debt


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4731 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

If you only focus on places like CAG which tend to bring out the worst cases then you have a blinkered view. I would imagine DCAs combined process tens of millions of non payments each year.

 

Maybe you have a rose tinted view of DCAs. Having being and seeing friends on the receiving end of their tactics it has not changed my view point that DCAs are rotten

Link to post
Share on other sites

  • Replies 173
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

AS to the Ghosts ''strange'' I fail to understand the attitude, having been in a career of law/law enfocement

I have think become a more reasonable/ reasoning person, attitude to individuals and consideration of their situation

is paramount as to the comments re the courts I have to agree there is no evidence whatsoever to support the statement made.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

hmm, just today I was in a long queue at the Post Office when an on duty Police Officer in uniform, walked straight to the front of the queue with his parcels, got served and walked off!! Nothing to do with this thread, but a sign that there are good and bad in all walks of life.

 

There is no way ANYONE can condone carrying out a business based on threats. That, to me, is the beginning, middle and end of the discussion. If someone were to come up to you in the streets and make verbal threats of what will happen to you if you do not hand over all the money you have, would this not be a 'mugging' and as such a criminal offence? so, why is it not to be treated as an offence if done in writing?

Link to post
Share on other sites

AS to the Ghosts ''strange'' I fail to understand the attitude, having been in a career of law/law enfocement

I have think become a more reasonable/ reasoning person, attitude to individuals and consideration of their situation

is paramount as to the comments re the courts I have to agree there is no evidence whatsoever to support the statement made.

 

To be honest I think I have a more balanced view than most view on here - unfortunatley in my working life I came across

 

a) people more than happy to abuse the advice given on CAG and the like for their own gains

b) peopel claiming they had been harassed to death and al lsorts but when you look at the evidence they were hyping things up beyond belief

 

What you may not appreciate is that those types of people make things harder for any genuine debtors who are in trouble because it builds up a layer of cynicism whenever you hear someone say they cannot pay or they are being harassed.

 

With regards to the court thing - I imagine (unofficially) it is human nature for the judge to feel annoyed with chancers but at the end of the day their hands are tied by the law.

 

 

 

Harassed senior - the whole industry of DCA relies on threats, if there is no threat there is no income - so will be here to stay.

 

It is not a criminal offence because there is some protection in law offered to creditors to obtain their money back.

Link to post
Share on other sites

I would believe the scenario you paint is more than a trifle jaundiced as I have not found many who

match the profile you put forward even after 30+ years in law in it's many guises.

Edited by BRIGADIER2JCS

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

One further thought occurs it seems to me that the Ghost has the delusion that DCA's are some form of law enforcement agency,

they are not and never can be being in debt (civil) is no longer a crime and Newgate has been closed down.

DCA's have no legal powers other than those available to every citizen of the UK, and I for one hope it stays that way. (END RANT):madgrin:

Edited by BRIGADIER2JCS

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

'' One tries ones best'' as in flogging a:deadhorse:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

I must say Casper I have had my nasty suspicious doubt for a while now, and await reactions if any:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Good constertnoon aftertable tis ver quiet down eer tin lor enfokment jus now i'm a tinkin!!!!:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

The Ghost is on line now I was hoping he might defend his position Casper, perhaps i should change my username to SPOOK some experience there.:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Hell of a lot of guests (ghosts) about tonight:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

''One tries ones best to be of servive to the righteous '':madgrin: self portrait:lol:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

i must say im disappointed i was looking forward to a response to my question perhaps i asked to nicely the first time so il try again

 

THE GHOST PLEASE RESPOND TO MY PREVIOUS REQUEST AS A MATTER OF URGENCY WITHIN THE NEXT 7 MINUETS OR I MAY HAVE TO SEND SOME ONE ROUND TO COLLECT YOUR ANSWER IN PERSON.

 

FAILURE TO CONTACT THIS FORUM MAY ALSO ADD TO FURTHER BULLYING.

 

IT IS IN YOUR INTEREST TO RESOLVE THIS MATTER NOW.

 

PLEASE CONTACT CAG WITH YOUR EXPLANATION AS TO WHY YOU CAN NOT /WILL NOT ANSWER THIS QUESTION AND ONE OF OUR MEMBERS WILL BE GLAD TO HELP YOU REACH AN AGREED ANSWER AND DEAL WITH IT IN A SYMPATHETIC WAY.

Link to post
Share on other sites

Looking again at the 'title' of this thread, what exactly are the morals and ethics of being in debt?

 

Are there, for instance, 'debts' which are moral and ethical and those that are not? and what is the difference?

 

If we work in paid employment (lucky minority these days) are our employers not in debt to us, the workers until such time as we receive our payment? How should this be perceived?

 

We all have to live somewhere, so, if we rent, we usually have to pay in advance, so, are our landlords not indebted to us, as they have our money but we have yet to receive the benefit of the accomodation, How again should this be perceived?

 

Hopefully you get where I am coming from! Even 'ghosts' either rent, or have a Mortgage (usually a very large debt), or as I suspect they still live off Mum and Dad, to scared to be indebted like most mortals of this world!

 

and, finally, (and I give no apologies) are we not indebted all of our lives, for the gift of life?

Link to post
Share on other sites

Think I'll change my name to GHOST BUSTER HOW ABOUT A NEW BUSINESS CASPER AND HS:amen:: to the GHOST:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

To be honest I think I have a more balanced view than most view on here - unfortunatley in my working life I came across

 

a) people more than happy to abuse the advice given on CAG and the like for their own gains

b) peopel claiming they had been harassed to death and al lsorts but when you look at the evidence they were hyping things up beyond belief

 

What you may not appreciate is that those types of people make things harder for any genuine debtors who are in trouble because it builds up a layer of cynicism whenever you hear someone say they cannot pay or they are being harassed.

 

Harassed senior - the whole industry of DCA relies on threats, if there is no threat there is no income - so will be here to stay.

 

.

 

So your working life in law enforcement meant you dealt with people who used the CAG, what they were trying to get out of paying fines then, or do you term working for a DCA Law enforcement, in which case you are serioulsy delusional

Link to post
Share on other sites

Probably a clamper/ parking attendant IMHO:jaw::jaw::lock1:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4731 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...