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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
    • please stop posting up unnecessary unnamed screenshot files  you've done it throughout your threads and we have to renamed them. RENAME THE FILE before you upload if its just text information like a defence or a claim history or a link to a previous post  type it here not by an unnamed screenshot attachment  . sorry NM but you've been here dealing with PPC claims since 2021 somehow you always manage to screw up.......or do totally the opposite of std repeated advice on 10'000 of PPC threads here you are your own worst enemy... dx  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Keep the battery out of the phone and keep in a warm place until dry. Water doesn't harm circuit boards unless a long exposure that leads to rust. The thing that is harmful is if the water causes an electrical short, so battery out and warmth to 100% dry it and it *should* be OK

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Costco today. I am pushing heavy trolley. Come across other trolley, parents busy looking at stuff, young child in front of trolley. Child suddenly darts away right in my path, thankfully, I manage to stop my trolley before hitting the kid. At the point, parents finally turn around, remove child from where he is still standing in the middle of the aisle, allowing me to go through, at last. As I go past, I admittedly give parents a filthy look. At that point, they start berating me on how *I* am giving a bad example to the child with my attitude. WELL... :mad:

 

We had a few chosen words, them insisting that it is my fault (HOW exactly? :-?), that I am rude etc... 10 mns of that, with them insisting that they do supervise their child properly with their back turned to said child throughout, completely ignoring him, and that *I* am setting a bad example to the child (whilst refusing to take responsability for theirs or their child's behaviour, instead blaming it all on another person loudly in front of said child and of course not once telling him to say sorry ... Hmmm, no double standards there then!)

 

Argggghhhh. :mad:

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Costco today. I am pushing heavy trolley. Come across other trolley, parents busy looking at stuff, young child in front of trolley. Child suddenly darts away right in my path, thankfully, I manage to stop my trolley before hitting the kid. At the point, parents finally turn around, remove child from where he is still standing in the middle of the aisle, allowing me to go through, at last. As I go past, I admittedly give parents a filthy look. At that point, they start berating me on how *I* am giving a bad example to the child with my attitude. WELL... :mad:

 

We had a few chosen words, them insisting that it is my fault (HOW exactly? :-?), that I am rude etc... 10 mns of that, with them insisting that they do supervise their child properly with their back turned to said child throughout, completely ignoring him, and that *I* am setting a bad example to the child (whilst refusing to take responsability for theirs or their child's behaviour, instead blaming it all on another person loudly in front of said child and of course not once telling him to say sorry ... Hmmm, no double standards there then!)

 

Argggghhhh. :mad:

 

 

Typical..They'd probably argue the same thing when their child is trapped under the wheels of a lorry in the car park. They should be thankful that all you did was give them a filthy look and didn't send their little angel flying:mad:

 

Lol PD...I didn't know I had to clock in and out.. :)

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I need a bit of opinion on this one. Is it acceptable for someone to run down your road very early in the morning (between 6-8am) shouting Gods praises at the top of their voice?

 

He lives close to my parents ...runs down their road shouting that we should praise God ..runs a mile to reach our house and is still shouting in the street.

 

Doesn't the dumb idiot realise we don't all live in his world..some people may be ill, have to work on a Sunday and the last thing they need is him preaching at that time in the morning?

 

Ideas so far are parking outside his house and shouting or playing satinic verses. The airgun option isn't viable..although tempting. He's been doing it for the past year or so and it's geting beyond a joke. His Sunday may be sacred but ours is a normal working day.

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Local authorities have a number of powers to deal with noise. The main legislation is that relating to statutory nuisance in Part III of the Environmental Protection Act 1990. Noise is defined as unwanted sound and it can originate from a number of sources, such as amplified music, barking dogs, machinery, construction and DIY activity, alarms and transport. Some neighbour noises, such as from children, raised voices, footsteps, doors being closed etc, cannot normally be dealt with under the Environmental Protection Act. The majority of noise problems can be resolved by talking to the person responsible, as they may not be aware that their activities are causing disturbance. I would still give your local council a call to see if they can help. Keep records of times and dates from now on Crapstone.

WARNING TO ALL

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Then again, it could be a bit tricky, as it could be argued that he is doing no more and no less than a church bell, namely "calling the faithful to their knees". In old day, watchmen would patrol the street shouting the time on the hour and "all is well!"

 

Is this every day or only on Sundays? Could it be a case of care in the community gone wrong? And has someone actually tried to knock on his door and asked him nicely to confine his activities to his home?

 

With anything else, I would say you would have a chance, as soon as religion is involved, it always complicates things. :-|

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I'd have a word with him first if you can, and if he doesn't take it too well then mention to him that you have done your bit by making him aware of the problem and giving him a chance to resolve the issue himself before you go to the authorities. As said above keep records of when he does this. I understand people have their faiths and that some require them to 'spread the word' but they can find more peacefull way to do this. As annoying as leaflets are I'd much rather someone put them through the letterbox than run up the street shouting!!! Maybe you could suggest that as an alternative?

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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Local authorities have a number of powers to deal with noise. The main legislation is that relating to statutory nuisance in Part III of the Environmental Protection Act 1990. Noise is defined as unwanted sound and it can originate from a number of sources, such as amplified music, barking dogs, machinery, construction and DIY activity, alarms and transport. Some neighbour noises, such as from children, raised voices, footsteps, doors being closed etc, cannot normally be dealt with under the Environmental Protection Act. The majority of noise problems can be resolved by talking to the person responsible, as they may not be aware that their activities are causing disturbance. I would still give your local council a call to see if they can help. Keep records of times and dates from now on Crapstone.

 

Does this include your neighbour blowing those VuVuthingys at stupid times of day?

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Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Is this every day or only on Sundays? Could it be a case of care in the community gone wrong? And has someone actually tried to knock on his door and asked him nicely to confine his activities to his home?

 

It's usually only on Sundays, or was originally, but now it's some Saturdays and on religious holidays including Christmas Day!

We thought it was quite cute at first..but that was later in the day and not at 6 o'clock in the morning. :|

 

It's not just us that are annoyed by it, several people have shouted some choice words at him and asked him to stop. I thought he may have been a sandwich short of a picnic until my children told me that he works part time as a teacher at their school :eek:.

 

I'll try the tactful approach and see what he says. Thanks guys and girls for your assistance.

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Does this include your neighbour blowing those VuVuthingys at stupid times of day?

 

If it's causing a noise nuisance then yes.

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Finding a little dog (old) dog tied up to a tree outside my house in blazing sun (it's high 20's here)!!

 

With collar but no number so have moved her into the shade and given her water and am now sat outside working watching for owners to turn up so I can give them a piece of my mind!!!

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There are some stupid people who shouldn't have pets. Have they come back yet fluffy bunny? Thank goodness there are people around like you. :)

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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There are some stupid people who shouldn't have pets. Have they come back yet fluffy bunny? Thank goodness there are people around like you. :)

 

Nope not yet but the sun has moved round at least so she is more comfortable (even though my 3 cats are stalking her!)

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The Home Access Grant people. Turned down claim because income exceeds threshold.

 

And what takes us over? Wait for it, the luxurious £53.90 a week I get for being a FT carer to my autistic child, the very same on whose behalf we applied for the grant. :rolleyes:

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Ye, but presumably in case of error... However, I have a wee trick up my sleeve: they take tax credit and CA in account, but part of the TC is a disability premium and CA is -obviously- lined to my child's disability, so I am going to argue discrimination: If I were just a stay at home mum with a non-disabled child, we would qualify, so... Seems logical to me.

 

Another thing which gets my goat is that the form says you qualify depending on your "income" and right up to getting their negative answer, NOWHERE does it qualify whether that is supposed to be gross or net. I now know it must be gross as net, again, we would qualify. :mad:

 

I have nothing to lose by appealing anyway, so might as well...

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