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    • Hi Schipoo and thanks for the update. This is a brilliant result as rergards your fight with HMRC. If you can manage a Donation to the site, it would be greatly appreciated. Let us know how it goes as regards the fees being sought by Independant Tax.
    • A never ending torrent of **it Outrage as ‘tidal wave’ of sewage floods historic market town’s unique chalk river WWW.INDEPENDENT.CO.UK Exclusive: Water firm pumps sewage into river Misbourne, Amersham on 21 ‘dry days’ during nearly five month period  
    • Worth noting that all of these firms - either the alleged EIS investment, the rebate company themselves or the payee were all registered to the same address. Clavering House is 3 miles away from HMRC Benton Park view offices.   Wardrop - unfortunately unsuccessful due to late appeal - assessments opened by HMRC in March 2019. Scammed by Richard Hall (Capital allowances consultants ltd - Clavering House) investments into Cryoblast Limited 15/16 (Paul Huggins - Clavering House) and Eco Cooling solutions 16/17 (Anthony Fitches - Clavering House).    Mccuminsky - scammed by Capital Allowances after providing his details to Stefan Brown Alpha Tax Consultants (Clavering House) payment made to Eco Cooling Solutions.    Robson - scammed by Capital Allowances - 15/16 paid to Cryoblast 16/17 paid to Eco Cooling.    Myself - scammed by Allan Maxwell - MaxTax (other business Maxwell electronics) registered to Clavering House.   Cryoblast Solutions and Fast Tax - Alan O’Hara    Please note there are two Cryoblasts involved - Cryoblast limited (Paul Huggins and Clavering House) and Cryoblast Solutions Limited (Alan O’Hara also director of Fast Tax).    My return simply said “Cryoblast” another thing that should have been clarified as part of HMRC guidelines before paying out the claim.    Cryoblast limited was already suspected to be involved in fraudulent claims before my investment as Huntly had open assessments issued in November 2018.    Cryoblast Solutions, the same company director as Fast Tax where my money was sent was dissolved before my claims were submitted. 
    • On the d-day issue, * we know sunaks shameful self-interest preferring a hope at using lies for self-promotion over honoring our heroes, * we know Starmer demonstrated his statesmanship with other statesmen and women,  ** BUT where was Farage? Was he in a pub looking for self-promotion? .. Surely as a wannabe statesman - he should have spent a bit of his (someone elses?) cash attending the ceremonies? or wasn't he offered a seat near enough the front to interest him?   mind you .. "I said I wanted my county back. Well now I want my life back ... I am not a career politician... I won't be changing my mind again, I promise you" - Nigel Farage, stepping down from public life. 5 July 2016  
    • dont need them.   let the defendant play the terms game
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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letter from ruthbridge-bankruptcy


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i have just recieved a letter from ruthbridge stating that they are advising their client to commence bankruptcy proceedings, which may include costs and interest! we only owe them 839.88! it then goes on to say that in order to avoid this i should pay them £503.93 before the 13th aug. obviousley i dont have 500 spare cash oe i would pay them. also we are with a dmc ant the moment! what should i do?:(

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i could get it bellow 750 next week but im with a dmc and if i pay them to get it below 750 then they will know that i cud pay more than what im paying em thru dmc! what do you think is best? i have emailed my dmc but havnt had a reply as yet! dunno if they open on saturdays! ta:(

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Are there any unfair/illegal charges they have applied in the £839? If so deduct them, if it is then below £750 you have achieved your aim.

 

Yorky

 

Great idea, get a charges reclaim in and dispute the amount owing :)

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Ruthbridge are well known on these forums for being purveyors of DIAHORREA of both the verbal and the written kind. Totally ignore their empty threat, It would cost their so called client far more than you allegedly owe to make you bankrupt and even if they were foolish enough to follow the ropey advice of Derek then there is no guarantee they would even get back what was allegedly owed.

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I don't understand. The whole point of a DMC is that they handle this for you! I know most people on this forum do it themselves, but post the threatening letter onto the DMC and forget about it...as said above who is going to spend the money required to make you bankrupt when you're showing willingness to pay off your debt by being in a DMP int he first place! I spoke to mind recently about EGG and they have been handling and will fill in any court forms etc that get sent. Incidentally, they are not against this forum...!

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I don't understand. The whole point of a DMC is that they handle this for you! I know most people on this forum do it themselves, but post the threatening letter onto the DMC and forget about it...as said above who is going to spend the money required to make you bankrupt when you're showing willingness to pay off your debt by being in a DMP int he first place! I spoke to mind recently about EGG and they have been handling and will fill in any court forms etc that get sent. Incidentally, they are not against this forum...!

 

IMHO DMP are when it comes to crunch time are just that.

 

i am sure you aware that whatever way you deal with any issues are down to you, but and this the big but, you need to understand and take control.

 

i wish you a good evening and enjoy the weekend.

 

 

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I spoke to mind recently about EGG and they have been handling and will fill in any court forms etc that get sent. Incidentally, they are not against this forum...!

 

Just be careful, a DMC will normally get you to admit the debt and then you end up with a CCJ.

 

It is very very rare for a dmc to dispute a debt on your behalf

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??? Of course I admit my debts, that's not what this is about. This is about someone having the correct agreement in place to enforce a debt. Also, when it comes to court action it's perfectly OK (and infact wise) to admit you owe money but dispute the amount! Asking for a CAA to ensure it's been correctly implemented is not about admitting to a debt.

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OK, I will rephrase that. The DMC will admit that the debt is enforceable.

 

I would also disagree with you when you say that it is wise to admit a debt - that is never a wise thing to do unless the claimant has proved that the debt is enforceable.

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I meant in court in front of a judge. The issue in court is an enforceable credit agreement in place. Also, the fact that you can't agree a figure as in most cases the Creditor has not provided the necessary records for this to be ascertained. I am talking to my DMC about EGG and they are aware of CAG and the advice it gives. So far they've given me nothing but support and encouragement and if I decide to take EGG on they'll remove them form my plan accordingly. Its up to me to give the instruction.

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i phoned my dmc and they said that they would ring ruthbridge and sort them out, also they would ring me back and let me knw what they say! if they still insist on this course of action then i think i would get it below 750 just to be on the safe side!!! thanx everyone!:sad:

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